IFSC Code of Suco Souharda Sahakari Bank Limited, Mundaragi Branch, Karnataka

Use this page as a one-stop reference for everything related to Suco Souharda Sahakari Bank Limited's MUNDARAGI branch in MUNDARAGI, KARNATAKA. The branch's IFSC code SUSB0000025 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For Suco Souharda Sahakari Bank Limited's MUNDARAGI branch, the IFSC SUSB0000025 breaks down as follows: SUSB identifies the bank, 0 is the reserved character, and 000025 identifies this particular branch.

Branch details at a glance

About Suco Souharda Sahakari Bank Limited

Suco Souharda Sahakari Bank Limited operates a wide network of branches across India, including the Mundaragi branch in Mundaragi. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, SUSB0000025.

About the Mundaragi branch

The Mundaragi branch of Suco Souharda Sahakari Bank Limited is situated at SANNA BASAVARAJ KALAWAD COMPLEX,WARD NO.18,TMC NO.3132 D/72 & NO.3132 D/73,GADAG ROAD,MUNDARAGI-582118. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code SUSB0000025 is used.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Suco Souharda Sahakari Bank Limited's MUNDARAGI branch came to be assigned the code SUSB0000025.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC SUSB0000025, money simply cannot be routed to the MUNDARAGI branch electronically.

How to transfer money using IFSC SUSB0000025

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC SUSB0000025 across all three.

How to use IFSC SUSB0000025 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Suco Souharda Sahakari Bank Limited's MUNDARAGI branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC SUSB0000025.
4. Confirm the bank name auto-populates as Suco Souharda Sahakari Bank Limited and the branch as MUNDARAGI.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

RTGS transfers via IFSC SUSB0000025

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Suco Souharda Sahakari Bank Limited – MUNDARAGI, ensure your bank's portal accepts IFSC SUSB0000025 while registering the beneficiary. RTGS is also available 24x7.

IMPS to Suco Souharda Sahakari Bank Limited MUNDARAGI (IFSC SUSB0000025)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC SUSB0000025 in your mobile or internet banking app, and the money is credited to the MUNDARAGI branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Mundaragi

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC SUSB0000025:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at MUNDARAGI is still linked to IFSC SUSB0000025.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Suco Souharda Sahakari Bank Limited's MUNDARAGI branch, the IFSC SUSB0000025 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Products and account variants supported

Every account opened at the Mundaragi branch is mapped to IFSC SUSB0000025 on the RBI payments network. The branch generally supports the full retail product catalogue of Suco Souharda Sahakari Bank Limited, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains SUSB0000025.

Banking services available

The Mundaragi branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 8371-262919.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC SUSB0000025

MICR & cheque-truncation details

Cheques drawn on the Mundaragi branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC SUSB0000025 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Online banking and IFSC SUSB0000025

Suco Souharda Sahakari Bank Limited customers can register for net banking and the bank's official mobile app once their account at the MUNDARAGI branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC SUSB0000025 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Common mistakes to avoid when using IFSC SUSB0000025

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Suco Souharda Sahakari Bank Limited – MUNDARAGI, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: SUSB0000025.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

Reaching the branch

The Mundaragi branch sits at SANNA BASAVARAJ KALAWAD COMPLEX,WARD NO.18,TMC NO.3132 D/72 & NO.3132 D/73,GADAG ROAD,MUNDARAGI-582118. If you are travelling from outside Mundaragi, search for the branch on a maps application using the bank name and locality, or call 8371-262919 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC SUSB0000025 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC SUSB0000025 for Suco Souharda Sahakari Bank Limited – MUNDARAGI, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Mundaragi branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC SUSB0000025, however, work 24x7.

Branch address & contact

Frequently asked questions

Summary

The IFSC code SUSB0000025 belongs to Suco Souharda Sahakari Bank Limited's MUNDARAGI branch, located at SANNA BASAVARAJ KALAWAD COMPLEX,WARD NO.18,TMC NO.3132 D/72 & NO.3132… in MUNDARAGI, KARNATAKA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.