IFSC Code of Suco Souharda Sahakari Bank Limited, Lingasugur Branch Branch, Karnataka

If you are searching for the IFSC code of Suco Souharda Sahakari Bank Limited, LINGASUGUR BRANCH branch in LINGASUGUR, KARNATAKA, this page has every detail you need. The verified IFSC code for this branch is SUSB0000013. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the LINGASUGUR BRANCH branch, and detailed step-by-step guides for using the IFSC SUSB0000013 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for Suco Souharda Sahakari Bank Limited – LINGASUGUR BRANCH is SUSB0000013. The first four letters SUSB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 000013 map to this branch in LINGASUGUR, KARNATAKA.

Branch details at a glance

About the bank

Suco Souharda Sahakari Bank Limited serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Lingasugur Branch branch in Lingasugur, Karnataka is part of this network and uses the IFSC code SUSB0000013 for all electronic settlement.

About this branch

The branch is located at CMC NO 2-12-1/4,NEAR LAXMIDEVI TEMPLE,RAICHUR ROAD,LINGSUGUR-584122. It serves the Lingasugur region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Suco Souharda Sahakari Bank Limited. The IFSC SUSB0000013 is used to identify this branch on the RBI payments network.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Suco Souharda Sahakari Bank Limited's LINGASUGUR BRANCH branch came to be assigned the code SUSB0000013.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC SUSB0000013, money simply cannot be routed to the LINGASUGUR BRANCH branch electronically.

How to transfer money using IFSC SUSB0000013

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC SUSB0000013 across all three.

How to use IFSC SUSB0000013 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Suco Souharda Sahakari Bank Limited's LINGASUGUR BRANCH branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC SUSB0000013.
4. Confirm the bank name auto-populates as Suco Souharda Sahakari Bank Limited and the branch as LINGASUGUR BRANCH.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

RTGS transfers via IFSC SUSB0000013

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Suco Souharda Sahakari Bank Limited – LINGASUGUR BRANCH, ensure your bank's portal accepts IFSC SUSB0000013 while registering the beneficiary. RTGS is also available 24x7.

IMPS to Suco Souharda Sahakari Bank Limited LINGASUGUR BRANCH (IFSC SUSB0000013)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC SUSB0000013 in your mobile or internet banking app, and the money is credited to the LINGASUGUR BRANCH branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Lingasugur Branch

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC SUSB0000013:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at LINGASUGUR BRANCH is still linked to IFSC SUSB0000013.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC SUSB0000013

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Suco Souharda Sahakari Bank Limited – LINGASUGUR BRANCH is still mapped to IFSC SUSB0000013. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC SUSB0000013 and the beneficiary's account number to complete the transfer.

Products and account variants supported

Every account opened at the Lingasugur Branch branch is mapped to IFSC SUSB0000013 on the RBI payments network. The branch generally supports the full retail product catalogue of Suco Souharda Sahakari Bank Limited, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains SUSB0000013.

Products and services

Customers walking into the Lingasugur Branch branch can access most of Suco Souharda Sahakari Bank Limited's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC SUSB0000013

MICR & cheque-truncation details

Cheques drawn on the Lingasugur Branch branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC SUSB0000013 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Online banking and IFSC SUSB0000013

Suco Souharda Sahakari Bank Limited customers can register for net banking and the bank's official mobile app once their account at the LINGASUGUR BRANCH branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC SUSB0000013 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Suco Souharda Sahakari Bank Limited – LINGASUGUR BRANCH:

• The IFSC is exactly SUSB0000013 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Suco Souharda Sahakari Bank Limited as the bank name and LINGASUGUR BRANCH as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The Lingasugur Branch branch sits at CMC NO 2-12-1/4,NEAR LAXMIDEVI TEMPLE,RAICHUR ROAD,LINGSUGUR-584122. If you are travelling from outside Lingasugur, search for the branch on a maps application using the bank name and locality, or call 8537-258011 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC SUSB0000013 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC SUSB0000013 for Suco Souharda Sahakari Bank Limited – LINGASUGUR BRANCH, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Lingasugur Branch branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC SUSB0000013, however, work 24x7.

Branch address & contact

Frequently asked questions

Final notes

To recap: SUSB0000013 is the IFSC code of Suco Souharda Sahakari Bank Limited, LINGASUGUR BRANCH branch, in LINGASUGUR, KARNATAKA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.