IFSC Code of Suco Souharda Sahakari Bank Limited, Koppal Branch Branch, Karnataka

Below are the complete branch details for Suco Souharda Sahakari Bank Limited, KOPPAL BRANCH branch, located in KOPPAL, KARNATAKA. The IFSC assigned by the Reserve Bank of India to this branch is SUSB0000005. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.

The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case SUSB0000005 for Suco Souharda Sahakari Bank Limited – KOPPAL BRANCH — saves you from rejected transfers, returned credits and the back-and-forth that follows them.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, SUSB0000005 is the IFSC of Suco Souharda Sahakari Bank Limited's KOPPAL BRANCH branch. The format is fixed: SUSB = bank code, 0 = reserved, 000005 = branch identifier.

Branch details at a glance

Bank profile

Suco Souharda Sahakari Bank Limited is among the recognised banks listed on the Reserve Bank of India's payments network. The Koppal Branch branch — IFSC SUSB0000005 — extends the bank's services to customers in and around Koppal, Karnataka.

Koppal Branch branch overview

Located at BNO EAST 7-3-22,PLD BANK COMPLEX, NEAR BASAVESHWAR CIRCLE, HOSPET ROAD,KOPPAL-583 231, the Koppal Branch branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC SUSB0000005 is required for all interbank electronic transfers routed through this branch.

Why every Suco Souharda Sahakari Bank Limited branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including KOPPAL BRANCH of Suco Souharda Sahakari Bank Limited — its own 11-character IFSC. The code SUSB0000005 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC SUSB0000005 the same way you would treat your account number — verify it once and save it carefully for future use.

How to transfer money using IFSC SUSB0000005

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC SUSB0000005 across all three.

NEFT to Suco Souharda Sahakari Bank Limited, KOPPAL BRANCH using IFSC SUSB0000005

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC SUSB0000005, and confirm that the system picks up Suco Souharda Sahakari Bank Limited – KOPPAL BRANCH. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

RTGS transfers via IFSC SUSB0000005

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Suco Souharda Sahakari Bank Limited – KOPPAL BRANCH, ensure your bank's portal accepts IFSC SUSB0000005 while registering the beneficiary. RTGS is also available 24x7.

IMPS to Suco Souharda Sahakari Bank Limited KOPPAL BRANCH (IFSC SUSB0000005)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC SUSB0000005 in your mobile or internet banking app, and the money is credited to the KOPPAL BRANCH branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Koppal Branch

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC SUSB0000005:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at KOPPAL BRANCH is still linked to IFSC SUSB0000005.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC SUSB0000005

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Suco Souharda Sahakari Bank Limited – KOPPAL BRANCH is still mapped to IFSC SUSB0000005. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC SUSB0000005 and the beneficiary's account number to complete the transfer.

Products and account variants supported

Every account opened at the Koppal Branch branch is mapped to IFSC SUSB0000005 on the RBI payments network. The branch generally supports the full retail product catalogue of Suco Souharda Sahakari Bank Limited, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains SUSB0000005.

Banking services available

The Koppal Branch branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 8539-221541.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC SUSB0000005

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Suco Souharda Sahakari Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC SUSB0000005 and the account number together uniquely identify the Koppal Branch branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Digital banking channels

Most day-to-day work that customers used to do at the Koppal Branch branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC SUSB0000005 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Suco Souharda Sahakari Bank Limited – KOPPAL BRANCH:

• The IFSC is exactly SUSB0000005 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Suco Souharda Sahakari Bank Limited as the bank name and KOPPAL BRANCH as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the Koppal Branch branch

The branch is located at BNO EAST 7-3-22,PLD BANK COMPLEX, NEAR BASAVESHWAR CIRCLE, HOSPET ROAD,KOPPAL-583 231, which puts it inside Koppal, the broader Koppal district, and the state of Karnataka. To plan your visit:

1. Open Google Maps on your phone and search for “Suco Souharda Sahakari Bank Limited Koppal Branch branch” — the verified location pin for IFSC SUSB0000005 should appear at the top of the results.
2. Confirm the branch is open by calling 8539-221541 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC SUSB0000005 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC SUSB0000005 for Suco Souharda Sahakari Bank Limited – KOPPAL BRANCH, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Koppal Branch branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC SUSB0000005, however, work 24x7.

Branch address & contact

Frequently asked questions

Final notes

To recap: SUSB0000005 is the IFSC code of Suco Souharda Sahakari Bank Limited, KOPPAL BRANCH branch, in KOPPAL, KARNATAKA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.