This page lists the IFSC code, branch address, contact number and fund-transfer information for State Bank of India, CHANDRA SHEKHAR AZAD NAGAR branch in BHILWARA. The 11-digit IFSC SBIN0032106 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with State Bank of India at the CHANDRA SHEKHAR AZAD NAGAR location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, SBIN0032106 is the IFSC of State Bank of India's CHANDRA SHEKHAR AZAD NAGAR branch. The format is fixed: SBIN = bank code, 0 = reserved, 032106 = branch identifier.
Bank profile
State Bank of India is among the recognised banks listed on the Reserve Bank of India's payments network. The Chandra Shekhar Azad Nagar branch — IFSC SBIN0032106 — extends the bank's services to customers in and around Bhilwara, Rajasthan.
Chandra Shekhar Azad Nagar branch overview
Located at STATE BANK OF INDIA,YASH PALACE,NEAR PUBLIC WATER TANK,MAIN ROAD,CHANDRA SHEKHAR AZAD NAGAR,BHILWARA, the Chandra Shekhar Azad Nagar branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC SBIN0032106 is required for all interbank electronic transfers routed through this branch.
Branch details at a glance
| Bank Name | State Bank of India |
|---|---|
| Branch | Chandra Shekhar Azad Nagar |
| IFSC Code | SBIN0032106 |
| MICR Code | Refer to cheque leaf |
| Branch Address | STATE BANK OF INDIA,YASH PALACE,NEAR PUBLIC WATER TANK,MAIN ROAD,CHANDRA SHEKHAR AZAD NAGAR,BHILWARA |
| City | Bhilwara |
| District | Bhilwara |
| State | Rajasthan |
| Phone | 9413398437 |
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how State Bank of India's CHANDRA SHEKHAR AZAD NAGAR branch came to be assigned the code SBIN0032106.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC SBIN0032106, money simply cannot be routed to the CHANDRA SHEKHAR AZAD NAGAR branch electronically.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by State Bank of India carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC SBIN0032106 and the account number together uniquely identify the Chandra Shekhar Azad Nagar branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
How to transfer money using IFSC SBIN0032106
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC SBIN0032106 across all three.
NEFT to State Bank of India, CHANDRA SHEKHAR AZAD NAGAR using IFSC SBIN0032106
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC SBIN0032106, and confirm that the system picks up State Bank of India – CHANDRA SHEKHAR AZAD NAGAR. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC SBIN0032106
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to State Bank of India – CHANDRA SHEKHAR AZAD NAGAR, ensure your bank's portal accepts IFSC SBIN0032106 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to State Bank of India – CHANDRA SHEKHAR AZAD NAGAR, use IMPS. With IFSC SBIN0032106 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC SBIN0032106 for State Bank of India – CHANDRA SHEKHAR AZAD NAGAR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – SBIN0032106 | Yes – SBIN0032106 | Yes – SBIN0032106 |
For most retail customers crediting the Chandra Shekhar Azad Nagar branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC SBIN0032106
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at State Bank of India – CHANDRA SHEKHAR AZAD NAGAR is still mapped to IFSC SBIN0032106. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC SBIN0032106 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Chandra Shekhar Azad Nagar branch is mapped to IFSC SBIN0032106 on the RBI payments network. The branch generally supports the full retail product catalogue of State Bank of India, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains SBIN0032106.
Products and services
Customers walking into the Chandra Shekhar Azad Nagar branch can access most of State Bank of India's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC SBIN0032106
Digital banking channels
Most day-to-day work that customers used to do at the Chandra Shekhar Azad Nagar branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC SBIN0032106 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
How to reach the Chandra Shekhar Azad Nagar branch
The branch is located at STATE BANK OF INDIA,YASH PALACE,NEAR PUBLIC WATER TANK,MAIN ROAD,CHANDRA SHEKHAR AZAD NAGAR,BHILWARA, which puts it inside Bhilwara, the broader Bhilwara district, and the state of Rajasthan. To plan your visit:
- Open Google Maps on your phone and search for “State Bank of India Chandra Shekhar Azad Nagar branch” — the verified location pin for IFSC SBIN0032106 should appear at the top of the results.
- Confirm the branch is open by calling 9413398437 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC SBIN0032106 and your account number.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to State Bank of India – CHANDRA SHEKHAR AZAD NAGAR:
- The IFSC is exactly SBIN0032106 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills State Bank of India as the bank name and CHANDRA SHEKHAR AZAD NAGAR as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Working hours
Branch counters at Chandra Shekhar Azad Nagar are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to SBIN0032106 continue to work without interruption.
Verifying IFSC SBIN0032106 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm SBIN0032106 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 9413398437.
- Visiting the bank's official branch locator page.
Branch address & contact
State Bank of IndiaChandra Shekhar Azad Nagar Branch
STATE BANK OF INDIA,YASH PALACE,NEAR PUBLIC WATER TANK,MAIN ROAD,CHANDRA SHEKHAR AZAD NAGAR,BHILWARA
Bhilwara, Rajasthan
Phone: 9413398437
IFSC: SBIN0032106
Frequently asked questions
What is the phone number of State Bank of India Chandra Shekhar Azad Nagar branch?
You can reach the branch at 9413398437 during regular banking hours.
Is IFSC SBIN0032106 valid for NEFT and RTGS?
Yes. IFSC SBIN0032106 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Chandra Shekhar Azad Nagar branch but serve different purposes.
How do I add State Bank of India Chandra Shekhar Azad Nagar as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC SBIN0032106, and complete OTP verification. Once activated, you can transfer funds at any time.
How quickly will an NEFT transfer using SBIN0032106 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to State Bank of India – Chandra Shekhar Azad Nagar reflect within 30 minutes.
What is the IFSC code of State Bank of India Chandra Shekhar Azad Nagar branch?
The IFSC code of State Bank of India, Chandra Shekhar Azad Nagar branch is SBIN0032106. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Can I use IFSC SBIN0032106 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC SBIN0032106 to send funds instantly.
Does State Bank of India Chandra Shekhar Azad Nagar branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 9413398437 to confirm.
Summary
The IFSC code SBIN0032106 belongs to State Bank of India's CHANDRA SHEKHAR AZAD NAGAR branch, located at STATE BANK OF INDIA,YASH PALACE,NEAR PUBLIC WATER TANK,MAIN ROAD,CHANDRA… in BHILWARA, RAJASTHAN. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.


