IFSC Code of State Bank of India, Bhavnagar, Krishnanagar Branch, Gujarat

Use this page as a one-stop reference for everything related to State Bank of India's BHAVNAGAR, KRISHNANAGAR branch in BHAVNAGAR, GUJARAT. The branch's IFSC code SBIN0060009 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for State Bank of India – BHAVNAGAR, KRISHNANAGAR is SBIN0060009. The first four letters SBIN are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 060009 map to this branch in BHAVNAGAR, GUJARAT.

About the bank

State Bank of India serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Bhavnagar, Krishnanagar branch in Bhavnagar, Gujarat is part of this network and uses the IFSC code SBIN0060009 for all electronic settlement.

Branch details at a glance

Bhavnagar, Krishnanagar branch overview

Located at CRECENT CIRCLE,KRISHNANAGAR,BHAVNAGAR 364001, the Bhavnagar, Krishnanagar branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC SBIN0060009 is required for all interbank electronic transfers routed through this branch.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how State Bank of India's BHAVNAGAR, KRISHNANAGAR branch came to be assigned the code SBIN0060009.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC SBIN0060009, money simply cannot be routed to the BHAVNAGAR, KRISHNANAGAR branch electronically.

Account types you can open at the Bhavnagar, Krishnanagar branch

Once you have an account at State Bank of India – BHAVNAGAR, KRISHNANAGAR, the IFSC SBIN0060009 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Banking services available

The Bhavnagar, Krishnanagar branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 278-2425005.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC SBIN0060009

How to transfer money using IFSC SBIN0060009

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC SBIN0060009 across all three.

NEFT to State Bank of India, BHAVNAGAR, KRISHNANAGAR using IFSC SBIN0060009

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC SBIN0060009, and confirm that the system picks up State Bank of India – BHAVNAGAR, KRISHNANAGAR. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to BHAVNAGAR, KRISHNANAGAR

If you need to transfer ₹2 lakh or more in one go to an account at State Bank of India's BHAVNAGAR, KRISHNANAGAR branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC SBIN0060009 while initiating the transfer and the credit will appear within minutes.

IMPS to State Bank of India BHAVNAGAR, KRISHNANAGAR (IFSC SBIN0060009)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC SBIN0060009 in your mobile or internet banking app, and the money is credited to the BHAVNAGAR, KRISHNANAGAR branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Bhavnagar, Krishnanagar

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC SBIN0060009:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at BHAVNAGAR, KRISHNANAGAR is still linked to IFSC SBIN0060009.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC SBIN0060009

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at State Bank of India – BHAVNAGAR, KRISHNANAGAR is still mapped to IFSC SBIN0060009. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC SBIN0060009 and the beneficiary's account number to complete the transfer.

Online banking and IFSC SBIN0060009

State Bank of India customers can register for net banking and the bank's official mobile app once their account at the BHAVNAGAR, KRISHNANAGAR branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC SBIN0060009 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by State Bank of India carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC SBIN0060009 and the account number together uniquely identify the Bhavnagar, Krishnanagar branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to State Bank of India – BHAVNAGAR, KRISHNANAGAR:

• The IFSC is exactly SBIN0060009 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills State Bank of India as the bank name and BHAVNAGAR, KRISHNANAGAR as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the Bhavnagar, Krishnanagar branch

The branch is located at CRECENT CIRCLE,KRISHNANAGAR,BHAVNAGAR 364001, which puts it inside Bhavnagar, the broader Bhavnagar district, and the state of Gujarat. To plan your visit:

1. Open Google Maps on your phone and search for “State Bank of India Bhavnagar, Krishnanagar branch” — the verified location pin for IFSC SBIN0060009 should appear at the top of the results.
2. Confirm the branch is open by calling 278-2425005 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC SBIN0060009 and your account number.

Verifying IFSC SBIN0060009 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm SBIN0060009 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 278-2425005.
• Visiting the bank's official branch locator page.

Working hours

Branch counters at Bhavnagar, Krishnanagar are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to SBIN0060009 continue to work without interruption.

Branch address & contact

Frequently asked questions

Final notes

To recap: SBIN0060009 is the IFSC code of State Bank of India, BHAVNAGAR, KRISHNANAGAR branch, in BHAVNAGAR, GUJARAT. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.