This page lists the IFSC code, branch address, contact number and fund-transfer information for State Bank of India, VIMS branch in BELLARY. The 11-digit IFSC SBIN0040916 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with State Bank of India at the VIMS location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, SBIN0040916 is the IFSC of State Bank of India's VIMS branch. The format is fixed: SBIN = bank code, 0 = reserved, 040916 = branch identifier.
About the bank
State Bank of India serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Vims branch in Bellary, Karnataka is part of this network and uses the IFSC code SBIN0040916 for all electronic settlement.
Vims branch overview
Located at VIJAYANAGAR INSTITUTE OF MEDICAL SCIENCES CAMPUS,CATONMENT,BELLARY 583104, the Vims branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC SBIN0040916 is required for all interbank electronic transfers routed through this branch.
Branch details at a glance
| Bank Name | State Bank of India |
|---|---|
| Branch | Vims |
| IFSC Code | SBIN0040916 |
| MICR Code | Refer to cheque leaf |
| Branch Address | VIJAYANAGAR INSTITUTE OF MEDICAL SCIENCES CAMPUS,CATONMENT,BELLARY 583104 |
| City | Bellary |
| District | Bellary |
| State | Karnataka |
| STD Code | 8392 |
| Phone | 244339 |
Why every State Bank of India branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including VIMS of State Bank of India — its own 11-character IFSC. The code SBIN0040916 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC SBIN0040916 the same way you would treat your account number — verify it once and save it carefully for future use.
MICR & cheque-truncation details
Cheques drawn on the Vims branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC SBIN0040916 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
How to transfer money using IFSC SBIN0040916
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC SBIN0040916 across all three.
NEFT to State Bank of India, VIMS using IFSC SBIN0040916
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC SBIN0040916, and confirm that the system picks up State Bank of India – VIMS. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC SBIN0040916
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to State Bank of India – VIMS, ensure your bank's portal accepts IFSC SBIN0040916 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to State Bank of India – VIMS, use IMPS. With IFSC SBIN0040916 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC SBIN0040916 for State Bank of India – VIMS, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – SBIN0040916 | Yes – SBIN0040916 | Yes – SBIN0040916 |
For most retail customers crediting the Vims branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at State Bank of India's VIMS branch, the IFSC SBIN0040916 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Vims branch is mapped to IFSC SBIN0040916 on the RBI payments network. The branch generally supports the full retail product catalogue of State Bank of India, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains SBIN0040916.
Banking services available
The Vims branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 8392-244339.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC SBIN0040916
Online banking and IFSC SBIN0040916
State Bank of India customers can register for net banking and the bank's official mobile app once their account at the VIMS branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC SBIN0040916 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
How to reach the Vims branch
The branch is located at VIJAYANAGAR INSTITUTE OF MEDICAL SCIENCES CAMPUS,CATONMENT,BELLARY 583104, which puts it inside Bellary, the broader Bellary district, and the state of Karnataka. To plan your visit:
- Open Google Maps on your phone and search for “State Bank of India Vims branch” — the verified location pin for IFSC SBIN0040916 should appear at the top of the results.
- Confirm the branch is open by calling 8392-244339 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC SBIN0040916 and your account number.
Common mistakes to avoid when using IFSC SBIN0040916
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to State Bank of India – VIMS, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
SBIN0040916. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Vims branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC SBIN0040916, however, work 24x7.
Other ways to verify the IFSC code
While this page already lists the verified IFSC SBIN0040916 for State Bank of India – VIMS, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch address & contact
State Bank of IndiaVims Branch
VIJAYANAGAR INSTITUTE OF MEDICAL SCIENCES CAMPUS,CATONMENT,BELLARY 583104
Bellary, Karnataka
Phone: 8392-244339
IFSC: SBIN0040916
Frequently asked questions
How do I add State Bank of India Vims as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC SBIN0040916, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the IFSC code of State Bank of India Vims branch?
The IFSC code of State Bank of India, Vims branch is SBIN0040916. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Where is State Bank of India Vims branch located?
State Bank of India's Vims branch is located at VIJAYANAGAR INSTITUTE OF MEDICAL SCIENCES CAMPUS,CATONMENT,BELLARY 583104, Bellary, Karnataka.
Is IFSC SBIN0040916 valid for NEFT and RTGS?
Yes. IFSC SBIN0040916 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Can I use IFSC SBIN0040916 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC SBIN0040916 to send funds instantly.
Is IFSC SBIN0040916 the same for all accounts at Vims branch?
Yes. The IFSC SBIN0040916 is shared by every account held at State Bank of India's Vims branch. Only the account number changes from customer to customer.
What is the phone number of State Bank of India Vims branch?
You can reach the branch at 8392-244339 during regular banking hours.
Summary
The IFSC code SBIN0040916 belongs to State Bank of India's VIMS branch, located at VIJAYANAGAR INSTITUTE OF MEDICAL SCIENCES CAMPUS,CATONMENT,BELLARY 583104 in BELLARY, KARNATAKA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
