Use this page as a one-stop reference for everything related to State Bank of India's BEHERA branch in BEHERA, ODISHA. The branch's IFSC code SBIN0064007 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for State Bank of India – BEHERA is SBIN0064007. The first four letters SBIN are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 064007 map to this branch in BEHERA, ODISHA.
About State Bank of India
State Bank of India operates a wide network of branches across India, including the Behera branch in Behera. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, SBIN0064007.
Branch details at a glance
| Bank Name | State Bank of India |
|---|---|
| Branch | Behera |
| IFSC Code | SBIN0064007 |
| MICR Code | Refer to cheque leaf |
| Branch Address | JORADOBRA,DIST.KALAHANDI-766103 |
| City | Behera |
| District | Behera |
| State | Odisha |
| Phone | 9972492535 |
About the Behera branch
The Behera branch of State Bank of India is situated at JORADOBRA,DIST.KALAHANDI-766103. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code SBIN0064007 is used.
Why every State Bank of India branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including BEHERA of State Bank of India — its own 11-character IFSC. The code SBIN0064007 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC SBIN0064007 the same way you would treat your account number — verify it once and save it carefully for future use.
Account types you can open at the Behera branch
Once you have an account at State Bank of India – BEHERA, the IFSC SBIN0064007 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The Behera branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 9972492535.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC SBIN0064007
How to transfer money using IFSC SBIN0064007
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC SBIN0064007 across all three.
NEFT to State Bank of India, BEHERA using IFSC SBIN0064007
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC SBIN0064007, and confirm that the system picks up State Bank of India – BEHERA. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to BEHERA
If you need to transfer ₹2 lakh or more in one go to an account at State Bank of India's BEHERA branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC SBIN0064007 while initiating the transfer and the credit will appear within minutes.
IMPS to State Bank of India BEHERA (IFSC SBIN0064007)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC SBIN0064007 in your mobile or internet banking app, and the money is credited to the BEHERA branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC SBIN0064007 for State Bank of India – BEHERA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – SBIN0064007 | Yes – SBIN0064007 | Yes – SBIN0064007 |
For most retail customers crediting the Behera branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at State Bank of India's BEHERA branch, the IFSC SBIN0064007 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Online banking and IFSC SBIN0064007
State Bank of India customers can register for net banking and the bank's official mobile app once their account at the BEHERA branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC SBIN0064007 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR & cheque-truncation details
Cheques drawn on the Behera branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC SBIN0064007 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to State Bank of India – BEHERA:
- The IFSC is exactly SBIN0064007 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills State Bank of India as the bank name and BEHERA as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Behera branch sits at JORADOBRA,DIST.KALAHANDI-766103. If you are travelling from outside Behera, search for the branch on a maps application using the bank name and locality, or call 9972492535 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC SBIN0064007 and your account number.
Verifying IFSC SBIN0064007 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm SBIN0064007 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 9972492535.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Behera are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to SBIN0064007 continue to work without interruption.
Branch address & contact
State Bank of IndiaBehera Branch
JORADOBRA,DIST.KALAHANDI-766103
Behera, Odisha
Phone: 9972492535
IFSC: SBIN0064007
Frequently asked questions
Is IFSC SBIN0064007 the same for all accounts at Behera branch?
Yes. The IFSC SBIN0064007 is shared by every account held at State Bank of India's Behera branch. Only the account number changes from customer to customer.
What is the IFSC code of State Bank of India Behera branch?
The IFSC code of State Bank of India, Behera branch is SBIN0064007. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Can I use IFSC SBIN0064007 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC SBIN0064007 to send funds instantly.
How do I add State Bank of India Behera as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC SBIN0064007, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC SBIN0064007 valid for NEFT and RTGS?
Yes. IFSC SBIN0064007 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Where is State Bank of India Behera branch located?
State Bank of India's Behera branch is located at JORADOBRA,DIST.KALAHANDI-766103, Behera, Odisha.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Behera branch but serve different purposes.
Summary
The IFSC code SBIN0064007 belongs to State Bank of India's BEHERA branch, located at JORADOBRA,DIST.KALAHANDI-766103 in BEHERA, ODISHA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
