Below are the complete branch details for State Bank of India, CAC BEGUSARAI branch, located in BEGUSARAI, BIHAR. The IFSC assigned by the Reserve Bank of India to this branch is SBIN0062156. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case SBIN0062156 for State Bank of India – CAC BEGUSARAI — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, SBIN0062156 is the IFSC of State Bank of India's CAC BEGUSARAI branch. The format is fixed: SBIN = bank code, 0 = reserved, 062156 = branch identifier.
Bank profile
State Bank of India is among the recognised banks listed on the Reserve Bank of India's payments network. The Cac Begusarai branch — IFSC SBIN0062156 — extends the bank's services to customers in and around Begusarai, Bihar.
Branch details at a glance
| Bank Name | State Bank of India |
|---|---|
| Branch | Cac Begusarai |
| IFSC Code | SBIN0062156 |
| MICR Code | Refer to cheque leaf |
| Branch Address | SBI, BEGUSARAI BRANCH, NAGARPALIKA CHOWK. BEGUSARAI, BIHAR 851101 |
| City | Begusarai |
| District | Begusarai |
| State | Bihar |
| Phone | 9955997323 |
About this branch
The branch is located at SBI, BEGUSARAI BRANCH, NAGARPALIKA CHOWK. BEGUSARAI, BIHAR 851101. It serves the Begusarai region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of State Bank of India. The IFSC SBIN0062156 is used to identify this branch on the RBI payments network.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how State Bank of India's CAC BEGUSARAI branch came to be assigned the code SBIN0062156.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC SBIN0062156, money simply cannot be routed to the CAC BEGUSARAI branch electronically.
Products and account variants supported
Every account opened at the Cac Begusarai branch is mapped to IFSC SBIN0062156 on the RBI payments network. The branch generally supports the full retail product catalogue of State Bank of India, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains SBIN0062156.
Products and services
Customers walking into the Cac Begusarai branch can access most of State Bank of India's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC SBIN0062156
How to transfer money using IFSC SBIN0062156
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC SBIN0062156 across all three.
NEFT to State Bank of India, CAC BEGUSARAI using IFSC SBIN0062156
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC SBIN0062156, and confirm that the system picks up State Bank of India – CAC BEGUSARAI. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC SBIN0062156
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to State Bank of India – CAC BEGUSARAI, ensure your bank's portal accepts IFSC SBIN0062156 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to State Bank of India – CAC BEGUSARAI, use IMPS. With IFSC SBIN0062156 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC SBIN0062156 for State Bank of India – CAC BEGUSARAI, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – SBIN0062156 | Yes – SBIN0062156 | Yes – SBIN0062156 |
For most retail customers crediting the Cac Begusarai branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC SBIN0062156
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at State Bank of India – CAC BEGUSARAI is still mapped to IFSC SBIN0062156. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC SBIN0062156 and the beneficiary's account number to complete the transfer.
Digital banking channels
Most day-to-day work that customers used to do at the Cac Begusarai branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC SBIN0062156 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
MICR & cheque-truncation details
Cheques drawn on the Cac Begusarai branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC SBIN0062156 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to State Bank of India – CAC BEGUSARAI:
- The IFSC is exactly SBIN0062156 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills State Bank of India as the bank name and CAC BEGUSARAI as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Cac Begusarai branch sits at SBI, BEGUSARAI BRANCH, NAGARPALIKA CHOWK. BEGUSARAI, BIHAR 851101. If you are travelling from outside Begusarai, search for the branch on a maps application using the bank name and locality, or call 9955997323 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC SBIN0062156 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC SBIN0062156 for State Bank of India – CAC BEGUSARAI, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Cac Begusarai branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC SBIN0062156, however, work 24x7.
Branch address & contact
State Bank of IndiaCac Begusarai Branch
SBI, BEGUSARAI BRANCH, NAGARPALIKA CHOWK. BEGUSARAI, BIHAR 851101
Begusarai, Bihar
Phone: 9955997323
IFSC: SBIN0062156
Frequently asked questions
How do I add State Bank of India Cac Begusarai as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC SBIN0062156, and complete OTP verification. Once activated, you can transfer funds at any time.
Does State Bank of India Cac Begusarai branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 9955997323 to confirm.
Can I use IFSC SBIN0062156 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC SBIN0062156 to send funds instantly.
What is the phone number of State Bank of India Cac Begusarai branch?
You can reach the branch at 9955997323 during regular banking hours.
How quickly will an NEFT transfer using SBIN0062156 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to State Bank of India – Cac Begusarai reflect within 30 minutes.
Is IFSC SBIN0062156 valid for NEFT and RTGS?
Yes. IFSC SBIN0062156 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Is IFSC SBIN0062156 the same for all accounts at Cac Begusarai branch?
Yes. The IFSC SBIN0062156 is shared by every account held at State Bank of India's Cac Begusarai branch. Only the account number changes from customer to customer.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Cac Begusarai branch but serve different purposes.
Summary
The IFSC code SBIN0062156 belongs to State Bank of India's CAC BEGUSARAI branch, located at SBI, BEGUSARAI BRANCH, NAGARPALIKA CHOWK. BEGUSARAI, BIHAR 851101 in BEGUSARAI, BIHAR. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
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