IFSC Code of State Bank of India, Medical College Branch, Basti Branch, Uttar Pradesh

Use this page as a one-stop reference for everything related to State Bank of India's MEDICAL COLLEGE BRANCH, BASTI branch in BASTI, UTTAR PRADESH. The branch's IFSC code SBIN0064004 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for State Bank of India – MEDICAL COLLEGE BRANCH, BASTI is SBIN0064004. The first four letters SBIN are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 064004 map to this branch in BASTI, UTTAR PRADESH.

Branch details at a glance

Bank profile

State Bank of India is among the recognised banks listed on the Reserve Bank of India's payments network. The Medical College Branch, Basti branch — IFSC SBIN0064004 — extends the bank's services to customers in and around Basti, Uttar Pradesh.

Medical College Branch, Basti branch overview

Located at STATE BANK OF INDIA,MAHARSHI VASHISHITH AUTONOMUS STATE MEDICAL COLLEGE DIST.BASTI UTTAR PRADESH-272124, the Medical College Branch, Basti branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC SBIN0064004 is required for all interbank electronic transfers routed through this branch.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how State Bank of India's MEDICAL COLLEGE BRANCH, BASTI branch came to be assigned the code SBIN0064004.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC SBIN0064004, money simply cannot be routed to the MEDICAL COLLEGE BRANCH, BASTI branch electronically.

How to transfer money using IFSC SBIN0064004

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC SBIN0064004 across all three.

NEFT to State Bank of India, MEDICAL COLLEGE BRANCH, BASTI using IFSC SBIN0064004

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC SBIN0064004, and confirm that the system picks up State Bank of India – MEDICAL COLLEGE BRANCH, BASTI. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

RTGS transfers via IFSC SBIN0064004

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to State Bank of India – MEDICAL COLLEGE BRANCH, BASTI, ensure your bank's portal accepts IFSC SBIN0064004 while registering the beneficiary. RTGS is also available 24x7.

IMPS to State Bank of India MEDICAL COLLEGE BRANCH, BASTI (IFSC SBIN0064004)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC SBIN0064004 in your mobile or internet banking app, and the money is credited to the MEDICAL COLLEGE BRANCH, BASTI branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Medical College Branch, Basti

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC SBIN0064004:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at MEDICAL COLLEGE BRANCH, BASTI is still linked to IFSC SBIN0064004.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at State Bank of India's MEDICAL COLLEGE BRANCH, BASTI branch, the IFSC SBIN0064004 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Products and account variants supported

Every account opened at the Medical College Branch, Basti branch is mapped to IFSC SBIN0064004 on the RBI payments network. The branch generally supports the full retail product catalogue of State Bank of India, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains SBIN0064004.

Banking services available

The Medical College Branch, Basti branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 8467945801.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC SBIN0064004

MICR & cheque-truncation details

Cheques drawn on the Medical College Branch, Basti branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC SBIN0064004 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Digital banking channels

Most day-to-day work that customers used to do at the Medical College Branch, Basti branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC SBIN0064004 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

Common mistakes to avoid when using IFSC SBIN0064004

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to State Bank of India – MEDICAL COLLEGE BRANCH, BASTI, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: SBIN0064004.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

How to reach the Medical College Branch, Basti branch

The branch is located at STATE BANK OF INDIA,MAHARSHI VASHISHITH AUTONOMUS STATE MEDICAL COLLEGE DIST.BASTI UTTAR PRADESH-272124, which puts it inside Basti, the broader Basti district, and the state of Uttar Pradesh. To plan your visit:

1. Open Google Maps on your phone and search for “State Bank of India Medical College Branch, Basti branch” — the verified location pin for IFSC SBIN0064004 should appear at the top of the results.
2. Confirm the branch is open by calling 8467945801 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC SBIN0064004 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC SBIN0064004 for State Bank of India – MEDICAL COLLEGE BRANCH, BASTI, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Medical College Branch, Basti branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC SBIN0064004, however, work 24x7.

Branch address & contact

Frequently asked questions

Summary

The IFSC code SBIN0064004 belongs to State Bank of India's MEDICAL COLLEGE BRANCH, BASTI branch, located at STATE BANK OF INDIA,MAHARSHI VASHISHITH AUTONOMUS STATE MEDICAL COLLEGE… in BASTI, UTTAR PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.