If you are searching for the IFSC code of State Bank of India, BASNA branch in BASNA, CHATTISGARH, this page has every detail you need. The verified IFSC code for this branch is SBIN0014205. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the BASNA branch, and detailed step-by-step guides for using the IFSC SBIN0014205 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For State Bank of India's BASNA branch, the IFSC SBIN0014205 breaks down as follows: SBIN identifies the bank, 0 is the reserved character, and 014205 identifies this particular branch.
Bank profile
State Bank of India is among the recognised banks listed on the Reserve Bank of India's payments network. The Basna branch — IFSC SBIN0014205 — extends the bank's services to customers in and around Basna, Chattisgarh.
About the Basna branch
The Basna branch of State Bank of India is situated at WAGDIA BHAWAN,P O BASNA,TEH BASNA,DISTT MAHASAMUD,C G 493554. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code SBIN0014205 is used.
Branch details at a glance
| Bank Name | State Bank of India |
|---|---|
| Branch | Basna |
| IFSC Code | SBIN0014205 |
| MICR Code | Refer to cheque leaf |
| Branch Address | WAGDIA BHAWAN,P O BASNA,TEH BASNA,DISTT MAHASAMUD,C G 493554 |
| City | Basna |
| District | Mahasamud |
| State | Chattisgarh |
| STD Code | 0 |
| Phone | 0 |
Why every State Bank of India branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including BASNA of State Bank of India — its own 11-character IFSC. The code SBIN0014205 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC SBIN0014205 the same way you would treat your account number — verify it once and save it carefully for future use.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by State Bank of India carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC SBIN0014205 and the account number together uniquely identify the Basna branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
How to transfer money using IFSC SBIN0014205
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC SBIN0014205 across all three.
How to use IFSC SBIN0014205 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to State Bank of India's BASNA branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC SBIN0014205.
- Confirm the bank name auto-populates as State Bank of India and the branch as BASNA.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to BASNA
If you need to transfer ₹2 lakh or more in one go to an account at State Bank of India's BASNA branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC SBIN0014205 while initiating the transfer and the credit will appear within minutes.
IMPS to State Bank of India BASNA (IFSC SBIN0014205)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC SBIN0014205 in your mobile or internet banking app, and the money is credited to the BASNA branch account within seconds.
Comparing NEFT, RTGS and IMPS for transfers to Basna
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC SBIN0014205:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at BASNA is still linked to IFSC SBIN0014205.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at State Bank of India's BASNA branch, the IFSC SBIN0014205 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Basna branch is mapped to IFSC SBIN0014205 on the RBI payments network. The branch generally supports the full retail product catalogue of State Bank of India, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains SBIN0014205.
Products and services
Customers walking into the Basna branch can access most of State Bank of India's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC SBIN0014205
Digital banking channels
Most day-to-day work that customers used to do at the Basna branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC SBIN0014205 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
How to reach the Basna branch
The branch is located at WAGDIA BHAWAN,P O BASNA,TEH BASNA,DISTT MAHASAMUD,C G 493554, which puts it inside Basna, the broader Mahasamud district, and the state of Chattisgarh. To plan your visit:
- Open Google Maps on your phone and search for “State Bank of India Basna branch” — the verified location pin for IFSC SBIN0014205 should appear at the top of the results.
- Confirm the branch is open by calling 0 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC SBIN0014205 and your account number.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to State Bank of India – BASNA:
- The IFSC is exactly SBIN0014205 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills State Bank of India as the bank name and BASNA as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Working hours
Branch counters at Basna are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to SBIN0014205 continue to work without interruption.
Other ways to verify the IFSC code
While this page already lists the verified IFSC SBIN0014205 for State Bank of India – BASNA, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch address & contact
State Bank of IndiaBasna Branch
WAGDIA BHAWAN,P O BASNA,TEH BASNA,DISTT MAHASAMUD,C G 493554
Basna, Chattisgarh
Phone: 0
IFSC: SBIN0014205
Frequently asked questions
What is the phone number of State Bank of India Basna branch?
You can reach the branch at 0 during regular banking hours.
How do I add State Bank of India Basna as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC SBIN0014205, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Basna branch but serve different purposes.
Is IFSC SBIN0014205 the same for all accounts at Basna branch?
Yes. The IFSC SBIN0014205 is shared by every account held at State Bank of India's Basna branch. Only the account number changes from customer to customer.
Is IFSC SBIN0014205 valid for NEFT and RTGS?
Yes. IFSC SBIN0014205 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Can I use IFSC SBIN0014205 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC SBIN0014205 to send funds instantly.
Where is State Bank of India Basna branch located?
State Bank of India's Basna branch is located at WAGDIA BHAWAN,P O BASNA,TEH BASNA,DISTT MAHASAMUD,C G 493554, Basna, Chattisgarh.
How quickly will an NEFT transfer using SBIN0014205 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to State Bank of India – Basna reflect within 30 minutes.
Final notes
To recap: SBIN0014205 is the IFSC code of State Bank of India, BASNA branch, in BASNA, CHATTISGARH. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
