IFSC Code of State Bank of India, Regional Business Office Baripada Branch, Odisha

This page lists the IFSC code, branch address, contact number and fund-transfer information for State Bank of India, REGIONAL BUSINESS OFFICE BARIPADA branch in BARIPADA. The 11-digit IFSC SBIN0015436 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with State Bank of India at the REGIONAL BUSINESS OFFICE BARIPADA location, this is the only IFSC you need.

We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For State Bank of India's REGIONAL BUSINESS OFFICE BARIPADA branch, the IFSC SBIN0015436 breaks down as follows: SBIN identifies the bank, 0 is the reserved character, and 015436 identifies this particular branch.

Branch details at a glance

About State Bank of India

State Bank of India operates a wide network of branches across India, including the Regional Business Office Baripada branch in Baripada. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, SBIN0015436.

About the Regional Business Office Baripada branch

The Regional Business Office Baripada branch of State Bank of India is situated at REGIONAL BUSINESS OFFICE, NEAR TAKATPUR CHHAK, BARIPADA 757003 DIST MAYURBHANJ ODISHA. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code SBIN0015436 is used.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how State Bank of India's REGIONAL BUSINESS OFFICE BARIPADA branch came to be assigned the code SBIN0015436.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC SBIN0015436, money simply cannot be routed to the REGIONAL BUSINESS OFFICE BARIPADA branch electronically.

How to transfer money using IFSC SBIN0015436

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC SBIN0015436 across all three.

How to use IFSC SBIN0015436 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to State Bank of India's REGIONAL BUSINESS OFFICE BARIPADA branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC SBIN0015436.
4. Confirm the bank name auto-populates as State Bank of India and the branch as REGIONAL BUSINESS OFFICE BARIPADA.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to REGIONAL BUSINESS OFFICE BARIPADA

If you need to transfer ₹2 lakh or more in one go to an account at State Bank of India's REGIONAL BUSINESS OFFICE BARIPADA branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC SBIN0015436 while initiating the transfer and the credit will appear within minutes.

IMPS to State Bank of India REGIONAL BUSINESS OFFICE BARIPADA (IFSC SBIN0015436)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC SBIN0015436 in your mobile or internet banking app, and the money is credited to the REGIONAL BUSINESS OFFICE BARIPADA branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC SBIN0015436 for State Bank of India – REGIONAL BUSINESS OFFICE BARIPADA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Regional Business Office Baripada branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC SBIN0015436

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at State Bank of India – REGIONAL BUSINESS OFFICE BARIPADA is still mapped to IFSC SBIN0015436. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC SBIN0015436 and the beneficiary's account number to complete the transfer.

Products and account variants supported

Every account opened at the Regional Business Office Baripada branch is mapped to IFSC SBIN0015436 on the RBI payments network. The branch generally supports the full retail product catalogue of State Bank of India, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains SBIN0015436.

Banking services available

The Regional Business Office Baripada branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on the branch contact number.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC SBIN0015436

MICR & cheque-truncation details

Cheques drawn on the Regional Business Office Baripada branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC SBIN0015436 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Online banking and IFSC SBIN0015436

State Bank of India customers can register for net banking and the bank's official mobile app once their account at the REGIONAL BUSINESS OFFICE BARIPADA branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC SBIN0015436 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to State Bank of India – REGIONAL BUSINESS OFFICE BARIPADA:

• The IFSC is exactly SBIN0015436 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills State Bank of India as the bank name and REGIONAL BUSINESS OFFICE BARIPADA as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The Regional Business Office Baripada branch sits at REGIONAL BUSINESS OFFICE, NEAR TAKATPUR CHHAK, BARIPADA 757003 DIST MAYURBHANJ ODISHA. If you are travelling from outside Baripada, search for the branch on a maps application using the bank name and locality, or call the branch contact number to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC SBIN0015436 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC SBIN0015436 for State Bank of India – REGIONAL BUSINESS OFFICE BARIPADA, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Regional Business Office Baripada branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC SBIN0015436, however, work 24x7.

Branch address & contact

Frequently asked questions

Final notes

To recap: SBIN0015436 is the IFSC code of State Bank of India, REGIONAL BUSINESS OFFICE BARIPADA branch, in BARIPADA, ODISHA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.