Below are the complete branch details for State Bank of India, SMEC, BAREILLY branch, located in BAREILLY, UTTAR PRADESH. The IFSC assigned by the Reserve Bank of India to this branch is SBIN0064025. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case SBIN0064025 for State Bank of India – SMEC, BAREILLY — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, SBIN0064025 is the IFSC of State Bank of India's SMEC, BAREILLY branch. The format is fixed: SBIN = bank code, 0 = reserved, 064025 = branch identifier.
About State Bank of India
State Bank of India operates a wide network of branches across India, including the Smec, Bareilly branch in Bareilly. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, SBIN0064025.
About the Smec, Bareilly branch
The Smec, Bareilly branch of State Bank of India is situated at SMEC BAREILLY, 1ST FLOOR, BAREILLY MAIN BRANCH, 44, CIVIL LINES, RAILWAY STATION ROAD, BAREILLY - 243001 (UP). Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code SBIN0064025 is used.
Branch details at a glance
| Bank Name | State Bank of India |
|---|---|
| Branch | Smec, Bareilly |
| IFSC Code | SBIN0064025 |
| MICR Code | Refer to cheque leaf |
| Branch Address | SMEC BAREILLY, 1ST FLOOR, BAREILLY MAIN BRANCH, 44, CIVIL LINES, RAILWAY STATION ROAD, BAREILLY - 243001 (UP) |
| City | Bareilly |
| District | Bareilly |
| State | Uttar Pradesh |
| Phone | 9795399680 |
Why every State Bank of India branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including SMEC, BAREILLY of State Bank of India — its own 11-character IFSC. The code SBIN0064025 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC SBIN0064025 the same way you would treat your account number — verify it once and save it carefully for future use.
MICR & cheque-truncation details
Cheques drawn on the Smec, Bareilly branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC SBIN0064025 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
How to transfer money using IFSC SBIN0064025
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC SBIN0064025 across all three.
How to use IFSC SBIN0064025 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to State Bank of India's SMEC, BAREILLY branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC SBIN0064025.
- Confirm the bank name auto-populates as State Bank of India and the branch as SMEC, BAREILLY.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC SBIN0064025
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to State Bank of India – SMEC, BAREILLY, ensure your bank's portal accepts IFSC SBIN0064025 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to State Bank of India – SMEC, BAREILLY, use IMPS. With IFSC SBIN0064025 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC SBIN0064025 for State Bank of India – SMEC, BAREILLY, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – SBIN0064025 | Yes – SBIN0064025 | Yes – SBIN0064025 |
For most retail customers crediting the Smec, Bareilly branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at State Bank of India's SMEC, BAREILLY branch, the IFSC SBIN0064025 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Account types you can open at the Smec, Bareilly branch
Once you have an account at State Bank of India – SMEC, BAREILLY, the IFSC SBIN0064025 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The Smec, Bareilly branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 9795399680.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC SBIN0064025
Online banking and IFSC SBIN0064025
State Bank of India customers can register for net banking and the bank's official mobile app once their account at the SMEC, BAREILLY branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC SBIN0064025 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
How to reach the Smec, Bareilly branch
The branch is located at SMEC BAREILLY, 1ST FLOOR, BAREILLY MAIN BRANCH, 44, CIVIL LINES, RAILWAY STATION ROAD, BAREILLY - 243001 (UP), which puts it inside Bareilly, the broader Bareilly district, and the state of Uttar Pradesh. To plan your visit:
- Open Google Maps on your phone and search for “State Bank of India Smec, Bareilly branch” — the verified location pin for IFSC SBIN0064025 should appear at the top of the results.
- Confirm the branch is open by calling 9795399680 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC SBIN0064025 and your account number.
Common mistakes to avoid when using IFSC SBIN0064025
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to State Bank of India – SMEC, BAREILLY, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
SBIN0064025. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Smec, Bareilly branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC SBIN0064025, however, work 24x7.
Other ways to verify the IFSC code
While this page already lists the verified IFSC SBIN0064025 for State Bank of India – SMEC, BAREILLY, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch address & contact
State Bank of IndiaSmec, Bareilly Branch
SMEC BAREILLY, 1ST FLOOR, BAREILLY MAIN BRANCH, 44, CIVIL LINES, RAILWAY STATION ROAD, BAREILLY - 243001 (UP)
Bareilly, Uttar Pradesh
Phone: 9795399680
IFSC: SBIN0064025
Frequently asked questions
What is the IFSC code of State Bank of India Smec, Bareilly branch?
The IFSC code of State Bank of India, Smec, Bareilly branch is SBIN0064025. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
What is the phone number of State Bank of India Smec, Bareilly branch?
You can reach the branch at 9795399680 during regular banking hours.
Is IFSC SBIN0064025 the same for all accounts at Smec, Bareilly branch?
Yes. The IFSC SBIN0064025 is shared by every account held at State Bank of India's Smec, Bareilly branch. Only the account number changes from customer to customer.
How quickly will an NEFT transfer using SBIN0064025 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to State Bank of India – Smec, Bareilly reflect within 30 minutes.
How do I add State Bank of India Smec, Bareilly as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC SBIN0064025, and complete OTP verification. Once activated, you can transfer funds at any time.
Can I use IFSC SBIN0064025 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC SBIN0064025 to send funds instantly.
Where is State Bank of India Smec, Bareilly branch located?
State Bank of India's Smec, Bareilly branch is located at SMEC BAREILLY, 1ST FLOOR, BAREILLY MAIN BRANCH, 44, CIVIL LINES, RAILWAY STATION ROAD, BAREILLY - 243001 (UP), Bareilly, Uttar Pradesh.
Final notes
To recap: SBIN0064025 is the IFSC code of State Bank of India, SMEC, BAREILLY branch, in BAREILLY, UTTAR PRADESH. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
