If you are searching for the IFSC code of State Bank of India, NAWABGANJ branch in BAREILLY, UTTAR PRADESH, this page has every detail you need. The verified IFSC code for this branch is SBIN0004716. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the NAWABGANJ branch, and detailed step-by-step guides for using the IFSC SBIN0004716 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, SBIN0004716 is the IFSC of State Bank of India's NAWABGANJ branch. The format is fixed: SBIN = bank code, 0 = reserved, 004716 = branch identifier.
Branch details at a glance
| Bank Name | State Bank of India |
|---|---|
| Branch | Nawabganj |
| IFSC Code | SBIN0004716 |
| MICR Code | Refer to cheque leaf |
| Branch Address | BAREILLY,UTTAR PRADESH |
| City | Bareilly |
| District | Bareilly |
| State | Uttar Pradesh |
About State Bank of India
State Bank of India operates a wide network of branches across India, including the Nawabganj branch in Bareilly. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, SBIN0004716.
About this branch
The branch is located at BAREILLY,UTTAR PRADESH. It serves the Bareilly region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of State Bank of India. The IFSC SBIN0004716 is used to identify this branch on the RBI payments network.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how State Bank of India's NAWABGANJ branch came to be assigned the code SBIN0004716.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC SBIN0004716, money simply cannot be routed to the NAWABGANJ branch electronically.
How to transfer money using IFSC SBIN0004716
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC SBIN0004716 across all three.
NEFT to State Bank of India, NAWABGANJ using IFSC SBIN0004716
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC SBIN0004716, and confirm that the system picks up State Bank of India – NAWABGANJ. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to NAWABGANJ
If you need to transfer ₹2 lakh or more in one go to an account at State Bank of India's NAWABGANJ branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC SBIN0004716 while initiating the transfer and the credit will appear within minutes.
IMPS to State Bank of India NAWABGANJ (IFSC SBIN0004716)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC SBIN0004716 in your mobile or internet banking app, and the money is credited to the NAWABGANJ branch account within seconds.
Comparing NEFT, RTGS and IMPS for transfers to Nawabganj
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC SBIN0004716:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at NAWABGANJ is still linked to IFSC SBIN0004716.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at State Bank of India's NAWABGANJ branch, the IFSC SBIN0004716 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Nawabganj branch is mapped to IFSC SBIN0004716 on the RBI payments network. The branch generally supports the full retail product catalogue of State Bank of India, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains SBIN0004716.
Banking services available
The Nawabganj branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on the branch contact number.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC SBIN0004716
MICR & cheque-truncation details
Cheques drawn on the Nawabganj branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC SBIN0004716 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Digital banking channels
Most day-to-day work that customers used to do at the Nawabganj branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC SBIN0004716 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to State Bank of India – NAWABGANJ:
- The IFSC is exactly SBIN0004716 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills State Bank of India as the bank name and NAWABGANJ as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Nawabganj branch sits at BAREILLY,UTTAR PRADESH. If you are travelling from outside Bareilly, search for the branch on a maps application using the bank name and locality, or call the branch contact number to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC SBIN0004716 and your account number.
Verifying IFSC SBIN0004716 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm SBIN0004716 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on the branch contact number.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Nawabganj are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to SBIN0004716 continue to work without interruption.
Branch address & contact
State Bank of IndiaNawabganj Branch
BAREILLY,UTTAR PRADESH
Bareilly, Uttar Pradesh
Phone: the branch contact number
IFSC: SBIN0004716
Frequently asked questions
Does State Bank of India Nawabganj branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on the branch contact number to confirm.
Can I use IFSC SBIN0004716 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC SBIN0004716 to send funds instantly.
What is the IFSC code of State Bank of India Nawabganj branch?
The IFSC code of State Bank of India, Nawabganj branch is SBIN0004716. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Is IFSC SBIN0004716 valid for NEFT and RTGS?
Yes. IFSC SBIN0004716 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the phone number of State Bank of India Nawabganj branch?
You can reach the branch at the branch contact number during regular banking hours.
How do I add State Bank of India Nawabganj as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC SBIN0004716, and complete OTP verification. Once activated, you can transfer funds at any time.
Where is State Bank of India Nawabganj branch located?
State Bank of India's Nawabganj branch is located at BAREILLY,UTTAR PRADESH, Bareilly, Uttar Pradesh.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Nawabganj branch but serve different purposes.
Summary
The IFSC code SBIN0004716 belongs to State Bank of India's NAWABGANJ branch, located at BAREILLY,UTTAR PRADESH in BAREILLY, UTTAR PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
