If you are searching for the IFSC code of State Bank of India, CAC BAREILLY branch in BAREILLY, UTTAR PRADESH, this page has every detail you need. The verified IFSC code for this branch is SBIN0010234. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the CAC BAREILLY branch, and detailed step-by-step guides for using the IFSC SBIN0010234 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For State Bank of India's CAC BAREILLY branch, the IFSC SBIN0010234 breaks down as follows: SBIN identifies the bank, 0 is the reserved character, and 010234 identifies this particular branch.
About State Bank of India
State Bank of India operates a wide network of branches across India, including the Cac Bareilly branch in Bareilly. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, SBIN0010234.
Branch details at a glance
| Bank Name | State Bank of India |
|---|---|
| Branch | Cac Bareilly |
| IFSC Code | SBIN0010234 |
| MICR Code | Refer to cheque leaf |
| Branch Address | CIVIL LINES, BAREILLY, UTTAR PRADESH243001 |
| City | Bareilly |
| District | Bareilly |
| State | Uttar Pradesh |
About the Cac Bareilly branch
The Cac Bareilly branch of State Bank of India is situated at CIVIL LINES, BAREILLY, UTTAR PRADESH243001. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code SBIN0010234 is used.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how State Bank of India's CAC BAREILLY branch came to be assigned the code SBIN0010234.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC SBIN0010234, money simply cannot be routed to the CAC BAREILLY branch electronically.
Products and account variants supported
Every account opened at the Cac Bareilly branch is mapped to IFSC SBIN0010234 on the RBI payments network. The branch generally supports the full retail product catalogue of State Bank of India, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains SBIN0010234.
Banking services available
The Cac Bareilly branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on the branch contact number.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC SBIN0010234
How to transfer money using IFSC SBIN0010234
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC SBIN0010234 across all three.
How to use IFSC SBIN0010234 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to State Bank of India's CAC BAREILLY branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC SBIN0010234.
- Confirm the bank name auto-populates as State Bank of India and the branch as CAC BAREILLY.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to CAC BAREILLY
If you need to transfer ₹2 lakh or more in one go to an account at State Bank of India's CAC BAREILLY branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC SBIN0010234 while initiating the transfer and the credit will appear within minutes.
IMPS to State Bank of India CAC BAREILLY (IFSC SBIN0010234)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC SBIN0010234 in your mobile or internet banking app, and the money is credited to the CAC BAREILLY branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC SBIN0010234 for State Bank of India – CAC BAREILLY, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – SBIN0010234 | Yes – SBIN0010234 | Yes – SBIN0010234 |
For most retail customers crediting the Cac Bareilly branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at State Bank of India's CAC BAREILLY branch, the IFSC SBIN0010234 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Digital banking channels
Most day-to-day work that customers used to do at the Cac Bareilly branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC SBIN0010234 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
MICR & cheque-truncation details
Cheques drawn on the Cac Bareilly branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC SBIN0010234 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to State Bank of India – CAC BAREILLY:
- The IFSC is exactly SBIN0010234 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills State Bank of India as the bank name and CAC BAREILLY as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Cac Bareilly branch sits at CIVIL LINES, BAREILLY, UTTAR PRADESH243001. If you are travelling from outside Bareilly, search for the branch on a maps application using the bank name and locality, or call the branch contact number to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC SBIN0010234 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC SBIN0010234 for State Bank of India – CAC BAREILLY, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Working hours
Branch counters at Cac Bareilly are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to SBIN0010234 continue to work without interruption.
Branch address & contact
State Bank of IndiaCac Bareilly Branch
CIVIL LINES, BAREILLY, UTTAR PRADESH243001
Bareilly, Uttar Pradesh
Phone: the branch contact number
IFSC: SBIN0010234
Frequently asked questions
Is IFSC SBIN0010234 the same for all accounts at Cac Bareilly branch?
Yes. The IFSC SBIN0010234 is shared by every account held at State Bank of India's Cac Bareilly branch. Only the account number changes from customer to customer.
Where is State Bank of India Cac Bareilly branch located?
State Bank of India's Cac Bareilly branch is located at CIVIL LINES, BAREILLY, UTTAR PRADESH243001, Bareilly, Uttar Pradesh.
Does State Bank of India Cac Bareilly branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on the branch contact number to confirm.
What is the IFSC code of State Bank of India Cac Bareilly branch?
The IFSC code of State Bank of India, Cac Bareilly branch is SBIN0010234. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
What is the phone number of State Bank of India Cac Bareilly branch?
You can reach the branch at the branch contact number during regular banking hours.
How do I add State Bank of India Cac Bareilly as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC SBIN0010234, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Cac Bareilly branch but serve different purposes.
Is IFSC SBIN0010234 valid for NEFT and RTGS?
Yes. IFSC SBIN0010234 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Final notes
To recap: SBIN0010234 is the IFSC code of State Bank of India, CAC BAREILLY branch, in BAREILLY, UTTAR PRADESH. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
