IFSC Code of State Bank of India, I.C.a.R. Complex, Barapani Branch, Meghalaya

This page lists the IFSC code, branch address, contact number and fund-transfer information for State Bank of India, I.C.A.R. COMPLEX, BARAPANI branch in BARAPANI. The 11-digit IFSC SBIN0012464 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with State Bank of India at the I.C.A.R. COMPLEX, BARAPANI location, this is the only IFSC you need.

We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for State Bank of India – I.C.A.R. COMPLEX, BARAPANI is SBIN0012464. The first four letters SBIN are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 012464 map to this branch in BARAPANI, MEGHALAYA.

About the bank

State Bank of India serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its I.C.a.R. Complex, Barapani branch in Barapani, Meghalaya is part of this network and uses the IFSC code SBIN0012464 for all electronic settlement.

Branch details at a glance

I.C.a.R. Complex, Barapani branch overview

Located at ICAR,UMIAM,BARAPANI 793103,R BHOI DISTRICT,MEGHALAYA, the I.C.a.R. Complex, Barapani branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC SBIN0012464 is required for all interbank electronic transfers routed through this branch.

Why every State Bank of India branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including I.C.A.R. COMPLEX, BARAPANI of State Bank of India — its own 11-character IFSC. The code SBIN0012464 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC SBIN0012464 the same way you would treat your account number — verify it once and save it carefully for future use.

Products and account variants supported

Every account opened at the I.C.a.R. Complex, Barapani branch is mapped to IFSC SBIN0012464 on the RBI payments network. The branch generally supports the full retail product catalogue of State Bank of India, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains SBIN0012464.

Products and services

Customers walking into the I.C.a.R. Complex, Barapani branch can access most of State Bank of India's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC SBIN0012464

How to transfer money using IFSC SBIN0012464

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC SBIN0012464 across all three.

NEFT to State Bank of India, I.C.A.R. COMPLEX, BARAPANI using IFSC SBIN0012464

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC SBIN0012464, and confirm that the system picks up State Bank of India – I.C.A.R. COMPLEX, BARAPANI. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

RTGS transfers via IFSC SBIN0012464

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to State Bank of India – I.C.A.R. COMPLEX, BARAPANI, ensure your bank's portal accepts IFSC SBIN0012464 while registering the beneficiary. RTGS is also available 24x7.

IMPS to State Bank of India I.C.A.R. COMPLEX, BARAPANI (IFSC SBIN0012464)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC SBIN0012464 in your mobile or internet banking app, and the money is credited to the I.C.A.R. COMPLEX, BARAPANI branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC SBIN0012464 for State Bank of India – I.C.A.R. COMPLEX, BARAPANI, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the I.C.a.R. Complex, Barapani branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at State Bank of India's I.C.A.R. COMPLEX, BARAPANI branch, the IFSC SBIN0012464 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Digital banking channels

Most day-to-day work that customers used to do at the I.C.a.R. Complex, Barapani branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC SBIN0012464 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by State Bank of India carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC SBIN0012464 and the account number together uniquely identify the I.C.a.R. Complex, Barapani branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Common mistakes to avoid when using IFSC SBIN0012464

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to State Bank of India – I.C.A.R. COMPLEX, BARAPANI, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: SBIN0012464.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

How to reach the I.C.a.R. Complex, Barapani branch

The branch is located at ICAR,UMIAM,BARAPANI 793103,R BHOI DISTRICT,MEGHALAYA, which puts it inside Barapani, the broader Ri Bhoi district, and the state of Meghalaya. To plan your visit:

1. Open Google Maps on your phone and search for “State Bank of India I.C.a.R. Complex, Barapani branch” — the verified location pin for IFSC SBIN0012464 should appear at the top of the results.
2. Confirm the branch is open by calling 0 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC SBIN0012464 and your account number.

Verifying IFSC SBIN0012464 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm SBIN0012464 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 0.
• Visiting the bank's official branch locator page.

Working hours

Branch counters at I.C.a.R. Complex, Barapani are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to SBIN0012464 continue to work without interruption.

Branch address & contact

Frequently asked questions

Summary

The IFSC code SBIN0012464 belongs to State Bank of India's I.C.A.R. COMPLEX, BARAPANI branch, located at ICAR,UMIAM,BARAPANI 793103,R BHOI DISTRICT,MEGHALAYA in BARAPANI, MEGHALAYA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.