IFSC Code of State Bank of India, Sandeep Vihar Awhc, Whitefiled Branch, Karnataka

Use this page as a one-stop reference for everything related to State Bank of India's SANDEEP VIHAR AWHC, WHITEFILED branch in BANGALORE, KARNATAKA. The branch's IFSC code SBIN0018789 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For State Bank of India's SANDEEP VIHAR AWHC, WHITEFILED branch, the IFSC SBIN0018789 breaks down as follows: SBIN identifies the bank, 0 is the reserved character, and 018789 identifies this particular branch.

About State Bank of India

State Bank of India operates a wide network of branches across India, including the Sandeep Vihar Awhc, Whitefiled branch in Bangalore. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, SBIN0018789.

About the Sandeep Vihar Awhc, Whitefiled branch

The Sandeep Vihar Awhc, Whitefiled branch of State Bank of India is situated at SANDEEP VIHAR ARMY WELFARE HOUSING COLONY, POST KANNAMANGALA, WHITEFIELD, BANGALORE, DISTT.BANGALORE. KA-560067. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code SBIN0018789 is used.

Branch details at a glance

Why every State Bank of India branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including SANDEEP VIHAR AWHC, WHITEFILED of State Bank of India — its own 11-character IFSC. The code SBIN0018789 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC SBIN0018789 the same way you would treat your account number — verify it once and save it carefully for future use.

MICR & cheque-truncation details

Cheques drawn on the Sandeep Vihar Awhc, Whitefiled branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC SBIN0018789 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

How to transfer money using IFSC SBIN0018789

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC SBIN0018789 across all three.

How to use IFSC SBIN0018789 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to State Bank of India's SANDEEP VIHAR AWHC, WHITEFILED branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC SBIN0018789.
4. Confirm the bank name auto-populates as State Bank of India and the branch as SANDEEP VIHAR AWHC, WHITEFILED.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to SANDEEP VIHAR AWHC, WHITEFILED

If you need to transfer ₹2 lakh or more in one go to an account at State Bank of India's SANDEEP VIHAR AWHC, WHITEFILED branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC SBIN0018789 while initiating the transfer and the credit will appear within minutes.

IMPS to State Bank of India SANDEEP VIHAR AWHC, WHITEFILED (IFSC SBIN0018789)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC SBIN0018789 in your mobile or internet banking app, and the money is credited to the SANDEEP VIHAR AWHC, WHITEFILED branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC SBIN0018789 for State Bank of India – SANDEEP VIHAR AWHC, WHITEFILED, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Sandeep Vihar Awhc, Whitefiled branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at State Bank of India's SANDEEP VIHAR AWHC, WHITEFILED branch, the IFSC SBIN0018789 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Account types you can open at the Sandeep Vihar Awhc, Whitefiled branch

Once you have an account at State Bank of India – SANDEEP VIHAR AWHC, WHITEFILED, the IFSC SBIN0018789 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Products and services

Customers walking into the Sandeep Vihar Awhc, Whitefiled branch can access most of State Bank of India's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC SBIN0018789

Online banking and IFSC SBIN0018789

State Bank of India customers can register for net banking and the bank's official mobile app once their account at the SANDEEP VIHAR AWHC, WHITEFILED branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC SBIN0018789 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Reaching the branch

The Sandeep Vihar Awhc, Whitefiled branch sits at SANDEEP VIHAR ARMY WELFARE HOUSING COLONY, POST KANNAMANGALA, WHITEFIELD, BANGALORE, DISTT.BANGALORE. KA-560067. If you are travelling from outside Bangalore, search for the branch on a maps application using the bank name and locality, or call 9901291108 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC SBIN0018789 and your account number.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to State Bank of India – SANDEEP VIHAR AWHC, WHITEFILED:

• The IFSC is exactly SBIN0018789 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills State Bank of India as the bank name and SANDEEP VIHAR AWHC, WHITEFILED as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Working hours

Branch counters at Sandeep Vihar Awhc, Whitefiled are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to SBIN0018789 continue to work without interruption.

Other ways to verify the IFSC code

While this page already lists the verified IFSC SBIN0018789 for State Bank of India – SANDEEP VIHAR AWHC, WHITEFILED, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch address & contact

Frequently asked questions

Summary

The IFSC code SBIN0018789 belongs to State Bank of India's SANDEEP VIHAR AWHC, WHITEFILED branch, located at SANDEEP VIHAR ARMY WELFARE HOUSING COLONY, POST KANNAMANGALA, WHITEFIELD,… in BANGALORE, KARNATAKA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.