Use this page as a one-stop reference for everything related to State Bank of India's IFB, BANGALORE branch in BANGALORE, KARNATAKA. The branch's IFSC code SBIN0009077 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for State Bank of India – IFB, BANGALORE is SBIN0009077. The first four letters SBIN are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 009077 map to this branch in BANGALORE, KARNATAKA.
Branch details at a glance
| Bank Name | State Bank of India |
|---|---|
| Branch | Ifb, Bangalore |
| IFSC Code | SBIN0009077 |
| MICR Code | Refer to cheque leaf |
| Branch Address | RESIDENCY PLAZA, 61, RESIDENCY RD. BANGALORE - 560025 |
| City | Bangalore |
| District | Bangalore Urban |
| State | Karnataka |
About State Bank of India
State Bank of India operates a wide network of branches across India, including the Ifb, Bangalore branch in Bangalore. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, SBIN0009077.
About this branch
The branch is located at RESIDENCY PLAZA, 61, RESIDENCY RD. BANGALORE - 560025. It serves the Bangalore region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of State Bank of India. The IFSC SBIN0009077 is used to identify this branch on the RBI payments network.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how State Bank of India's IFB, BANGALORE branch came to be assigned the code SBIN0009077.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC SBIN0009077, money simply cannot be routed to the IFB, BANGALORE branch electronically.
How to transfer money using IFSC SBIN0009077
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC SBIN0009077 across all three.
How to use IFSC SBIN0009077 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to State Bank of India's IFB, BANGALORE branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC SBIN0009077.
- Confirm the bank name auto-populates as State Bank of India and the branch as IFB, BANGALORE.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to IFB, BANGALORE
If you need to transfer ₹2 lakh or more in one go to an account at State Bank of India's IFB, BANGALORE branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC SBIN0009077 while initiating the transfer and the credit will appear within minutes.
IMPS to State Bank of India IFB, BANGALORE (IFSC SBIN0009077)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC SBIN0009077 in your mobile or internet banking app, and the money is credited to the IFB, BANGALORE branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC SBIN0009077 for State Bank of India – IFB, BANGALORE, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – SBIN0009077 | Yes – SBIN0009077 | Yes – SBIN0009077 |
For most retail customers crediting the Ifb, Bangalore branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC SBIN0009077
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at State Bank of India – IFB, BANGALORE is still mapped to IFSC SBIN0009077. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC SBIN0009077 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Ifb, Bangalore branch is mapped to IFSC SBIN0009077 on the RBI payments network. The branch generally supports the full retail product catalogue of State Bank of India, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains SBIN0009077.
Banking services available
The Ifb, Bangalore branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on the branch contact number.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC SBIN0009077
MICR & cheque-truncation details
Cheques drawn on the Ifb, Bangalore branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC SBIN0009077 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Digital banking channels
Most day-to-day work that customers used to do at the Ifb, Bangalore branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC SBIN0009077 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to State Bank of India – IFB, BANGALORE:
- The IFSC is exactly SBIN0009077 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills State Bank of India as the bank name and IFB, BANGALORE as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Ifb, Bangalore branch sits at RESIDENCY PLAZA, 61, RESIDENCY RD. BANGALORE - 560025. If you are travelling from outside Bangalore, search for the branch on a maps application using the bank name and locality, or call the branch contact number to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC SBIN0009077 and your account number.
Verifying IFSC SBIN0009077 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm SBIN0009077 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on the branch contact number.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Ifb, Bangalore are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to SBIN0009077 continue to work without interruption.
Branch address & contact
State Bank of IndiaIfb, Bangalore Branch
RESIDENCY PLAZA, 61, RESIDENCY RD. BANGALORE - 560025
Bangalore, Karnataka
Phone: the branch contact number
IFSC: SBIN0009077
Frequently asked questions
What is the IFSC code of State Bank of India Ifb, Bangalore branch?
The IFSC code of State Bank of India, Ifb, Bangalore branch is SBIN0009077. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Is IFSC SBIN0009077 the same for all accounts at Ifb, Bangalore branch?
Yes. The IFSC SBIN0009077 is shared by every account held at State Bank of India's Ifb, Bangalore branch. Only the account number changes from customer to customer.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Ifb, Bangalore branch but serve different purposes.
Does State Bank of India Ifb, Bangalore branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on the branch contact number to confirm.
Where is State Bank of India Ifb, Bangalore branch located?
State Bank of India's Ifb, Bangalore branch is located at RESIDENCY PLAZA, 61, RESIDENCY RD. BANGALORE - 560025, Bangalore, Karnataka.
What is the phone number of State Bank of India Ifb, Bangalore branch?
You can reach the branch at the branch contact number during regular banking hours.
Is IFSC SBIN0009077 valid for NEFT and RTGS?
Yes. IFSC SBIN0009077 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
How do I add State Bank of India Ifb, Bangalore as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC SBIN0009077, and complete OTP verification. Once activated, you can transfer funds at any time.
Summary
The IFSC code SBIN0009077 belongs to State Bank of India's IFB, BANGALORE branch, located at RESIDENCY PLAZA, 61, RESIDENCY RD. BANGALORE - 560025 in BANGALORE, KARNATAKA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
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