IFSC Code of State Bank of India, Gohanakala, Lucknow Rural Branch, Uttar Pradesh

Use this page as a one-stop reference for everything related to State Bank of India's GOHANAKALA, LUCKNOW RURAL branch in BAKSHI-KA-TALAB, UTTAR PRADESH. The branch's IFSC code SBIN0032673 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for State Bank of India – GOHANAKALA, LUCKNOW RURAL is SBIN0032673. The first four letters SBIN are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 032673 map to this branch in BAKSHI-KA-TALAB, UTTAR PRADESH.

Bank profile

State Bank of India is among the recognised banks listed on the Reserve Bank of India's payments network. The Gohanakala, Lucknow Rural branch — IFSC SBIN0032673 — extends the bank's services to customers in and around Bakshi-Ka-Talab, Uttar Pradesh.

Branch details at a glance

About the Gohanakala, Lucknow Rural branch

The Gohanakala, Lucknow Rural branch of State Bank of India is situated at VILL. GOHANAKALA, PARGANA MAHONA, POST KOTVA, TEHSIL BAKSHI KA TALAB, LUCKNOW, UTTAR PRADESH. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code SBIN0032673 is used.

Why every State Bank of India branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including GOHANAKALA, LUCKNOW RURAL of State Bank of India — its own 11-character IFSC. The code SBIN0032673 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC SBIN0032673 the same way you would treat your account number — verify it once and save it carefully for future use.

Account types you can open at the Gohanakala, Lucknow Rural branch

Once you have an account at State Bank of India – GOHANAKALA, LUCKNOW RURAL, the IFSC SBIN0032673 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Products and services

Customers walking into the Gohanakala, Lucknow Rural branch can access most of State Bank of India's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC SBIN0032673

How to transfer money using IFSC SBIN0032673

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC SBIN0032673 across all three.

NEFT to State Bank of India, GOHANAKALA, LUCKNOW RURAL using IFSC SBIN0032673

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC SBIN0032673, and confirm that the system picks up State Bank of India – GOHANAKALA, LUCKNOW RURAL. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

RTGS transfers via IFSC SBIN0032673

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to State Bank of India – GOHANAKALA, LUCKNOW RURAL, ensure your bank's portal accepts IFSC SBIN0032673 while registering the beneficiary. RTGS is also available 24x7.

Send money instantly through IMPS

For a real-time, anytime transfer to State Bank of India – GOHANAKALA, LUCKNOW RURAL, use IMPS. With IFSC SBIN0032673 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

Comparing NEFT, RTGS and IMPS for transfers to Gohanakala, Lucknow Rural

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC SBIN0032673:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at GOHANAKALA, LUCKNOW RURAL is still linked to IFSC SBIN0032673.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC SBIN0032673

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at State Bank of India – GOHANAKALA, LUCKNOW RURAL is still mapped to IFSC SBIN0032673. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC SBIN0032673 and the beneficiary's account number to complete the transfer.

Online banking and IFSC SBIN0032673

State Bank of India customers can register for net banking and the bank's official mobile app once their account at the GOHANAKALA, LUCKNOW RURAL branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC SBIN0032673 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

MICR & cheque-truncation details

Cheques drawn on the Gohanakala, Lucknow Rural branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC SBIN0032673 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to State Bank of India – GOHANAKALA, LUCKNOW RURAL:

• The IFSC is exactly SBIN0032673 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills State Bank of India as the bank name and GOHANAKALA, LUCKNOW RURAL as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The Gohanakala, Lucknow Rural branch sits at VILL. GOHANAKALA, PARGANA MAHONA, POST KOTVA, TEHSIL BAKSHI KA TALAB, LUCKNOW, UTTAR PRADESH. If you are travelling from outside Bakshi-Ka-Talab, search for the branch on a maps application using the bank name and locality, or call 8587983831 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC SBIN0032673 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC SBIN0032673 for State Bank of India – GOHANAKALA, LUCKNOW RURAL, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Working hours

Branch counters at Gohanakala, Lucknow Rural are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to SBIN0032673 continue to work without interruption.

Branch address & contact

Frequently asked questions

Summary

The IFSC code SBIN0032673 belongs to State Bank of India's GOHANAKALA, LUCKNOW RURAL branch, located at VILL. GOHANAKALA, PARGANA MAHONA, POST KOTVA, TEHSIL BAKSHI KA TALAB, LUCKNOW,… in BAKSHI-KA-TALAB, UTTAR PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.