IFSC Code of State Bank of India, Bahadurpur Bhagalpur Branch, Bihar

Below are the complete branch details for State Bank of India, BAHADURPUR BHAGALPUR branch, located in BAHADURPUR, BIHAR. The IFSC assigned by the Reserve Bank of India to this branch is SBIN0065010. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.

The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case SBIN0065010 for State Bank of India – BAHADURPUR BHAGALPUR — saves you from rejected transfers, returned credits and the back-and-forth that follows them.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For State Bank of India's BAHADURPUR BHAGALPUR branch, the IFSC SBIN0065010 breaks down as follows: SBIN identifies the bank, 0 is the reserved character, and 065010 identifies this particular branch.

About State Bank of India

State Bank of India operates a wide network of branches across India, including the Bahadurpur Bhagalpur branch in Bahadurpur. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, SBIN0065010.

Branch details at a glance

Bahadurpur Bhagalpur branch overview

Located at ZERO MILE,SABOUR ROAD,IN FRONT OF BAHADURPUR MORE,DIST - BHAGALPUR,STATE-BIHAR PIN CODE-813210, the Bahadurpur Bhagalpur branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC SBIN0065010 is required for all interbank electronic transfers routed through this branch.

Why every State Bank of India branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including BAHADURPUR BHAGALPUR of State Bank of India — its own 11-character IFSC. The code SBIN0065010 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC SBIN0065010 the same way you would treat your account number — verify it once and save it carefully for future use.

Account types you can open at the Bahadurpur Bhagalpur branch

Once you have an account at State Bank of India – BAHADURPUR BHAGALPUR, the IFSC SBIN0065010 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Banking services available

The Bahadurpur Bhagalpur branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 20-9709648736.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC SBIN0065010

How to transfer money using IFSC SBIN0065010

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC SBIN0065010 across all three.

NEFT to State Bank of India, BAHADURPUR BHAGALPUR using IFSC SBIN0065010

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC SBIN0065010, and confirm that the system picks up State Bank of India – BAHADURPUR BHAGALPUR. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to BAHADURPUR BHAGALPUR

If you need to transfer ₹2 lakh or more in one go to an account at State Bank of India's BAHADURPUR BHAGALPUR branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC SBIN0065010 while initiating the transfer and the credit will appear within minutes.

IMPS to State Bank of India BAHADURPUR BHAGALPUR (IFSC SBIN0065010)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC SBIN0065010 in your mobile or internet banking app, and the money is credited to the BAHADURPUR BHAGALPUR branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Bahadurpur Bhagalpur

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC SBIN0065010:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at BAHADURPUR BHAGALPUR is still linked to IFSC SBIN0065010.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at State Bank of India's BAHADURPUR BHAGALPUR branch, the IFSC SBIN0065010 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Online banking and IFSC SBIN0065010

State Bank of India customers can register for net banking and the bank's official mobile app once their account at the BAHADURPUR BHAGALPUR branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC SBIN0065010 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by State Bank of India carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC SBIN0065010 and the account number together uniquely identify the Bahadurpur Bhagalpur branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Common mistakes to avoid when using IFSC SBIN0065010

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to State Bank of India – BAHADURPUR BHAGALPUR, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: SBIN0065010.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

How to reach the Bahadurpur Bhagalpur branch

The branch is located at ZERO MILE,SABOUR ROAD,IN FRONT OF BAHADURPUR MORE,DIST - BHAGALPUR,STATE-BIHAR PIN CODE-813210, which puts it inside Bahadurpur, the broader Bahadurpur district, and the state of Bihar. To plan your visit:

1. Open Google Maps on your phone and search for “State Bank of India Bahadurpur Bhagalpur branch” — the verified location pin for IFSC SBIN0065010 should appear at the top of the results.
2. Confirm the branch is open by calling 20-9709648736 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC SBIN0065010 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC SBIN0065010 for State Bank of India – BAHADURPUR BHAGALPUR, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Working hours

Branch counters at Bahadurpur Bhagalpur are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to SBIN0065010 continue to work without interruption.

Branch address & contact

Frequently asked questions

Summary

The IFSC code SBIN0065010 belongs to State Bank of India's BAHADURPUR BHAGALPUR branch, located at ZERO MILE,SABOUR ROAD,IN FRONT OF BAHADURPUR MORE,DIST - BHAGALPUR,STATE-BIHAR… in BAHADURPUR, BIHAR. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.