If you are searching for the IFSC code of State Bank of India, KURTHA branch in ARWAL, BIHAR, this page has every detail you need. The verified IFSC code for this branch is SBIN0014319. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the KURTHA branch, and detailed step-by-step guides for using the IFSC SBIN0014319 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for State Bank of India – KURTHA is SBIN0014319. The first four letters SBIN are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 014319 map to this branch in ARWAL, BIHAR.
Branch details at a glance
| Bank Name | State Bank of India |
|---|---|
| Branch | Kurtha |
| IFSC Code | SBIN0014319 |
| MICR Code | Refer to cheque leaf |
| Branch Address | IN THE HOUSE OF SRI RAM PUKARSINGH, KURTHA DIH TOLA RAMNAGAR DISTT.ARWAL 804421 |
| City | Arwal |
| District | Arwal |
| State | Bihar |
About the bank
State Bank of India serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Kurtha branch in Arwal, Bihar is part of this network and uses the IFSC code SBIN0014319 for all electronic settlement.
Kurtha branch overview
Located at IN THE HOUSE OF SRI RAM PUKARSINGH, KURTHA DIH TOLA RAMNAGAR DISTT.ARWAL 804421, the Kurtha branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC SBIN0014319 is required for all interbank electronic transfers routed through this branch.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how State Bank of India's KURTHA branch came to be assigned the code SBIN0014319.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC SBIN0014319, money simply cannot be routed to the KURTHA branch electronically.
How to transfer money using IFSC SBIN0014319
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC SBIN0014319 across all three.
How to use IFSC SBIN0014319 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to State Bank of India's KURTHA branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC SBIN0014319.
- Confirm the bank name auto-populates as State Bank of India and the branch as KURTHA.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC SBIN0014319
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to State Bank of India – KURTHA, ensure your bank's portal accepts IFSC SBIN0014319 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to State Bank of India – KURTHA, use IMPS. With IFSC SBIN0014319 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
Comparing NEFT, RTGS and IMPS for transfers to Kurtha
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC SBIN0014319:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at KURTHA is still linked to IFSC SBIN0014319.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at State Bank of India's KURTHA branch, the IFSC SBIN0014319 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Kurtha branch is mapped to IFSC SBIN0014319 on the RBI payments network. The branch generally supports the full retail product catalogue of State Bank of India, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains SBIN0014319.
Products and services
Customers walking into the Kurtha branch can access most of State Bank of India's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC SBIN0014319
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by State Bank of India carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC SBIN0014319 and the account number together uniquely identify the Kurtha branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Online banking and IFSC SBIN0014319
State Bank of India customers can register for net banking and the bank's official mobile app once their account at the KURTHA branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC SBIN0014319 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Common mistakes to avoid when using IFSC SBIN0014319
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to State Bank of India – KURTHA, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
SBIN0014319. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The Kurtha branch sits at IN THE HOUSE OF SRI RAM PUKARSINGH, KURTHA DIH TOLA RAMNAGAR DISTT.ARWAL 804421. If you are travelling from outside Arwal, search for the branch on a maps application using the bank name and locality, or call the branch contact number to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC SBIN0014319 and your account number.
Verifying IFSC SBIN0014319 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm SBIN0014319 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on the branch contact number.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Kurtha branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC SBIN0014319, however, work 24x7.
Branch address & contact
State Bank of IndiaKurtha Branch
IN THE HOUSE OF SRI RAM PUKARSINGH, KURTHA DIH TOLA RAMNAGAR DISTT.ARWAL 804421
Arwal, Bihar
Phone: the branch contact number
IFSC: SBIN0014319
Frequently asked questions
How quickly will an NEFT transfer using SBIN0014319 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to State Bank of India – Kurtha reflect within 30 minutes.
How do I add State Bank of India Kurtha as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC SBIN0014319, and complete OTP verification. Once activated, you can transfer funds at any time.
Can I use IFSC SBIN0014319 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC SBIN0014319 to send funds instantly.
Where is State Bank of India Kurtha branch located?
State Bank of India's Kurtha branch is located at IN THE HOUSE OF SRI RAM PUKARSINGH, KURTHA DIH TOLA RAMNAGAR DISTT.ARWAL 804421, Arwal, Bihar.
Is IFSC SBIN0014319 valid for NEFT and RTGS?
Yes. IFSC SBIN0014319 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the phone number of State Bank of India Kurtha branch?
You can reach the branch at the branch contact number during regular banking hours.
What is the IFSC code of State Bank of India Kurtha branch?
The IFSC code of State Bank of India, Kurtha branch is SBIN0014319. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Summary
The IFSC code SBIN0014319 belongs to State Bank of India's KURTHA branch, located at IN THE HOUSE OF SRI RAM PUKARSINGH, KURTHA DIH TOLA RAMNAGAR DISTT.ARWAL 804421 in ARWAL, BIHAR. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
