Below are the complete branch details for State Bank of India, RACPC, AMRITSAR branch, located in AMRITSAR, PUNJAB. The IFSC assigned by the Reserve Bank of India to this branch is SBIN0061191. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case SBIN0061191 for State Bank of India – RACPC, AMRITSAR — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for State Bank of India – RACPC, AMRITSAR is SBIN0061191. The first four letters SBIN are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 061191 map to this branch in AMRITSAR, PUNJAB.
Bank profile
State Bank of India is among the recognised banks listed on the Reserve Bank of India's payments network. The Racpc, Amritsar branch — IFSC SBIN0061191 — extends the bank's services to customers in and around Amritsar, Punjab.
Branch details at a glance
| Bank Name | State Bank of India |
|---|---|
| Branch | Racpc, Amritsar |
| IFSC Code | SBIN0061191 |
| MICR Code | Refer to cheque leaf |
| Branch Address | 3, RANI KA BAGH, IST FLOOR, AMRITSAR, DISTT.AMRITSAR, PUNJAB - 143001 |
| City | Amritsar |
| District | Amritsar |
| State | Punjab |
| Phone | 9814814437 |
About this branch
The branch is located at 3, RANI KA BAGH, IST FLOOR, AMRITSAR, DISTT.AMRITSAR, PUNJAB - 143001. It serves the Amritsar region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of State Bank of India. The IFSC SBIN0061191 is used to identify this branch on the RBI payments network.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how State Bank of India's RACPC, AMRITSAR branch came to be assigned the code SBIN0061191.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC SBIN0061191, money simply cannot be routed to the RACPC, AMRITSAR branch electronically.
Products and account variants supported
Every account opened at the Racpc, Amritsar branch is mapped to IFSC SBIN0061191 on the RBI payments network. The branch generally supports the full retail product catalogue of State Bank of India, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains SBIN0061191.
Products and services
Customers walking into the Racpc, Amritsar branch can access most of State Bank of India's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC SBIN0061191
How to transfer money using IFSC SBIN0061191
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC SBIN0061191 across all three.
NEFT to State Bank of India, RACPC, AMRITSAR using IFSC SBIN0061191
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC SBIN0061191, and confirm that the system picks up State Bank of India – RACPC, AMRITSAR. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC SBIN0061191
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to State Bank of India – RACPC, AMRITSAR, ensure your bank's portal accepts IFSC SBIN0061191 while registering the beneficiary. RTGS is also available 24x7.
IMPS to State Bank of India RACPC, AMRITSAR (IFSC SBIN0061191)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC SBIN0061191 in your mobile or internet banking app, and the money is credited to the RACPC, AMRITSAR branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC SBIN0061191 for State Bank of India – RACPC, AMRITSAR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – SBIN0061191 | Yes – SBIN0061191 | Yes – SBIN0061191 |
For most retail customers crediting the Racpc, Amritsar branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC SBIN0061191
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at State Bank of India – RACPC, AMRITSAR is still mapped to IFSC SBIN0061191. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC SBIN0061191 and the beneficiary's account number to complete the transfer.
Online banking and IFSC SBIN0061191
State Bank of India customers can register for net banking and the bank's official mobile app once their account at the RACPC, AMRITSAR branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC SBIN0061191 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by State Bank of India carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC SBIN0061191 and the account number together uniquely identify the Racpc, Amritsar branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Common mistakes to avoid when using IFSC SBIN0061191
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to State Bank of India – RACPC, AMRITSAR, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
SBIN0061191. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The Racpc, Amritsar branch sits at 3, RANI KA BAGH, IST FLOOR, AMRITSAR, DISTT.AMRITSAR, PUNJAB - 143001. If you are travelling from outside Amritsar, search for the branch on a maps application using the bank name and locality, or call 9814814437 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC SBIN0061191 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC SBIN0061191 for State Bank of India – RACPC, AMRITSAR, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Racpc, Amritsar branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC SBIN0061191, however, work 24x7.
Branch address & contact
State Bank of IndiaRacpc, Amritsar Branch
3, RANI KA BAGH, IST FLOOR, AMRITSAR, DISTT.AMRITSAR, PUNJAB - 143001
Amritsar, Punjab
Phone: 9814814437
IFSC: SBIN0061191
Frequently asked questions
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Racpc, Amritsar branch but serve different purposes.
Can I use IFSC SBIN0061191 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC SBIN0061191 to send funds instantly.
Does State Bank of India Racpc, Amritsar branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 9814814437 to confirm.
Is IFSC SBIN0061191 the same for all accounts at Racpc, Amritsar branch?
Yes. The IFSC SBIN0061191 is shared by every account held at State Bank of India's Racpc, Amritsar branch. Only the account number changes from customer to customer.
Where is State Bank of India Racpc, Amritsar branch located?
State Bank of India's Racpc, Amritsar branch is located at 3, RANI KA BAGH, IST FLOOR, AMRITSAR, DISTT.AMRITSAR, PUNJAB - 143001, Amritsar, Punjab.
How quickly will an NEFT transfer using SBIN0061191 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to State Bank of India – Racpc, Amritsar reflect within 30 minutes.
Is IFSC SBIN0061191 valid for NEFT and RTGS?
Yes. IFSC SBIN0061191 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the phone number of State Bank of India Racpc, Amritsar branch?
You can reach the branch at 9814814437 during regular banking hours.
Summary
The IFSC code SBIN0061191 belongs to State Bank of India's RACPC, AMRITSAR branch, located at 3, RANI KA BAGH, IST FLOOR, AMRITSAR, DISTT.AMRITSAR, PUNJAB - 143001 in AMRITSAR, PUNJAB. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
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