Below are the complete branch details for State Bank of India, CAC GUDIVADA branch, located in AMARAVATI, ANDHRA PRADESH. The IFSC assigned by the Reserve Bank of India to this branch is SBIN0063975. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case SBIN0063975 for State Bank of India – CAC GUDIVADA — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For State Bank of India's CAC GUDIVADA branch, the IFSC SBIN0063975 breaks down as follows: SBIN identifies the bank, 0 is the reserved character, and 063975 identifies this particular branch.
About State Bank of India
State Bank of India operates a wide network of branches across India, including the Cac Gudivada branch in Amaravati. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, SBIN0063975.
Branch details at a glance
| Bank Name | State Bank of India |
|---|---|
| Branch | Cac Gudivada |
| IFSC Code | SBIN0063975 |
| MICR Code | Refer to cheque leaf |
| Branch Address | POST OFFICE ROAD,OPP TELEPHONE EXCHANGE,GUDIVADA,KRISHNA DISTRICT-521301 |
| City | Amaravati |
| District | Amaravati |
| State | Andhra Pradesh |
| Phone | 9705003599 |
About this branch
The branch is located at POST OFFICE ROAD,OPP TELEPHONE EXCHANGE,GUDIVADA,KRISHNA DISTRICT-521301. It serves the Amaravati region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of State Bank of India. The IFSC SBIN0063975 is used to identify this branch on the RBI payments network.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how State Bank of India's CAC GUDIVADA branch came to be assigned the code SBIN0063975.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC SBIN0063975, money simply cannot be routed to the CAC GUDIVADA branch electronically.
Products and account variants supported
Every account opened at the Cac Gudivada branch is mapped to IFSC SBIN0063975 on the RBI payments network. The branch generally supports the full retail product catalogue of State Bank of India, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains SBIN0063975.
Products and services
Customers walking into the Cac Gudivada branch can access most of State Bank of India's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC SBIN0063975
How to transfer money using IFSC SBIN0063975
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC SBIN0063975 across all three.
How to use IFSC SBIN0063975 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to State Bank of India's CAC GUDIVADA branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC SBIN0063975.
- Confirm the bank name auto-populates as State Bank of India and the branch as CAC GUDIVADA.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to CAC GUDIVADA
If you need to transfer ₹2 lakh or more in one go to an account at State Bank of India's CAC GUDIVADA branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC SBIN0063975 while initiating the transfer and the credit will appear within minutes.
IMPS to State Bank of India CAC GUDIVADA (IFSC SBIN0063975)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC SBIN0063975 in your mobile or internet banking app, and the money is credited to the CAC GUDIVADA branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC SBIN0063975 for State Bank of India – CAC GUDIVADA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – SBIN0063975 | Yes – SBIN0063975 | Yes – SBIN0063975 |
For most retail customers crediting the Cac Gudivada branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at State Bank of India's CAC GUDIVADA branch, the IFSC SBIN0063975 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Online banking and IFSC SBIN0063975
State Bank of India customers can register for net banking and the bank's official mobile app once their account at the CAC GUDIVADA branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC SBIN0063975 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR & cheque-truncation details
Cheques drawn on the Cac Gudivada branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC SBIN0063975 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to State Bank of India – CAC GUDIVADA:
- The IFSC is exactly SBIN0063975 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills State Bank of India as the bank name and CAC GUDIVADA as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Cac Gudivada branch sits at POST OFFICE ROAD,OPP TELEPHONE EXCHANGE,GUDIVADA,KRISHNA DISTRICT-521301. If you are travelling from outside Amaravati, search for the branch on a maps application using the bank name and locality, or call 9705003599 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC SBIN0063975 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC SBIN0063975 for State Bank of India – CAC GUDIVADA, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Working hours
Branch counters at Cac Gudivada are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to SBIN0063975 continue to work without interruption.
Branch address & contact
State Bank of IndiaCac Gudivada Branch
POST OFFICE ROAD,OPP TELEPHONE EXCHANGE,GUDIVADA,KRISHNA DISTRICT-521301
Amaravati, Andhra Pradesh
Phone: 9705003599
IFSC: SBIN0063975
Frequently asked questions
Where is State Bank of India Cac Gudivada branch located?
State Bank of India's Cac Gudivada branch is located at POST OFFICE ROAD,OPP TELEPHONE EXCHANGE,GUDIVADA,KRISHNA DISTRICT-521301, Amaravati, Andhra Pradesh.
Does State Bank of India Cac Gudivada branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 9705003599 to confirm.
How quickly will an NEFT transfer using SBIN0063975 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to State Bank of India – Cac Gudivada reflect within 30 minutes.
Is IFSC SBIN0063975 valid for NEFT and RTGS?
Yes. IFSC SBIN0063975 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the phone number of State Bank of India Cac Gudivada branch?
You can reach the branch at 9705003599 during regular banking hours.
How do I add State Bank of India Cac Gudivada as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC SBIN0063975, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Cac Gudivada branch but serve different purposes.
Is IFSC SBIN0063975 the same for all accounts at Cac Gudivada branch?
Yes. The IFSC SBIN0063975 is shared by every account held at State Bank of India's Cac Gudivada branch. Only the account number changes from customer to customer.
Final notes
To recap: SBIN0063975 is the IFSC code of State Bank of India, CAC GUDIVADA branch, in AMARAVATI, ANDHRA PRADESH. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
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