If you are searching for the IFSC code of State Bank of India, AKKUR branch in AKKUR, KARNATAKA, this page has every detail you need. The verified IFSC code for this branch is SBIN0040366. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the AKKUR branch, and detailed step-by-step guides for using the IFSC SBIN0040366 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For State Bank of India's AKKUR branch, the IFSC SBIN0040366 breaks down as follows: SBIN identifies the bank, 0 is the reserved character, and 040366 identifies this particular branch.
About State Bank of India
State Bank of India operates a wide network of branches across India, including the Akkur branch in Akkur. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, SBIN0040366.
About this branch
The branch is located at AKKUR,BANGALORE,KARNATAKA,AKKUR 562 124. It serves the Akkur region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of State Bank of India. The IFSC SBIN0040366 is used to identify this branch on the RBI payments network.
Branch details at a glance
| Bank Name | State Bank of India |
|---|---|
| Branch | Akkur |
| IFSC Code | SBIN0040366 |
| MICR Code | Refer to cheque leaf |
| Branch Address | AKKUR,BANGALORE,KARNATAKA,AKKUR 562 124 |
| City | Akkur |
| District | Bangalore Rural |
| State | Karnataka |
| STD Code | 80 |
| Phone | 27203665 |
Why every State Bank of India branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including AKKUR of State Bank of India — its own 11-character IFSC. The code SBIN0040366 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC SBIN0040366 the same way you would treat your account number — verify it once and save it carefully for future use.
MICR & cheque-truncation details
Cheques drawn on the Akkur branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC SBIN0040366 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
How to transfer money using IFSC SBIN0040366
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC SBIN0040366 across all three.
NEFT to State Bank of India, AKKUR using IFSC SBIN0040366
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC SBIN0040366, and confirm that the system picks up State Bank of India – AKKUR. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to AKKUR
If you need to transfer ₹2 lakh or more in one go to an account at State Bank of India's AKKUR branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC SBIN0040366 while initiating the transfer and the credit will appear within minutes.
IMPS to State Bank of India AKKUR (IFSC SBIN0040366)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC SBIN0040366 in your mobile or internet banking app, and the money is credited to the AKKUR branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC SBIN0040366 for State Bank of India – AKKUR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – SBIN0040366 | Yes – SBIN0040366 | Yes – SBIN0040366 |
For most retail customers crediting the Akkur branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC SBIN0040366
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at State Bank of India – AKKUR is still mapped to IFSC SBIN0040366. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC SBIN0040366 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Akkur branch is mapped to IFSC SBIN0040366 on the RBI payments network. The branch generally supports the full retail product catalogue of State Bank of India, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains SBIN0040366.
Banking services available
The Akkur branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 80-27203665.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC SBIN0040366
Digital banking channels
Most day-to-day work that customers used to do at the Akkur branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC SBIN0040366 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
How to reach the Akkur branch
The branch is located at AKKUR,BANGALORE,KARNATAKA,AKKUR 562 124, which puts it inside Akkur, the broader Bangalore Rural district, and the state of Karnataka. To plan your visit:
- Open Google Maps on your phone and search for “State Bank of India Akkur branch” — the verified location pin for IFSC SBIN0040366 should appear at the top of the results.
- Confirm the branch is open by calling 80-27203665 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC SBIN0040366 and your account number.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to State Bank of India – AKKUR:
- The IFSC is exactly SBIN0040366 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills State Bank of India as the bank name and AKKUR as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Working hours
Branch counters at Akkur are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to SBIN0040366 continue to work without interruption.
Verifying IFSC SBIN0040366 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm SBIN0040366 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 80-27203665.
- Visiting the bank's official branch locator page.
Branch address & contact
State Bank of IndiaAkkur Branch
AKKUR,BANGALORE,KARNATAKA,AKKUR 562 124
Akkur, Karnataka
Phone: 80-27203665
IFSC: SBIN0040366
Frequently asked questions
What is the IFSC code of State Bank of India Akkur branch?
The IFSC code of State Bank of India, Akkur branch is SBIN0040366. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
How do I add State Bank of India Akkur as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC SBIN0040366, and complete OTP verification. Once activated, you can transfer funds at any time.
Can I use IFSC SBIN0040366 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC SBIN0040366 to send funds instantly.
What is the phone number of State Bank of India Akkur branch?
You can reach the branch at 80-27203665 during regular banking hours.
How quickly will an NEFT transfer using SBIN0040366 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to State Bank of India – Akkur reflect within 30 minutes.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Akkur branch but serve different purposes.
Summary
The IFSC code SBIN0040366 belongs to State Bank of India's AKKUR branch, located at AKKUR,BANGALORE,KARNATAKA,AKKUR 562 124 in AKKUR, KARNATAKA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
