IFSC Code of State Bank of India, Mahatma Gandhi Road Ajmer Branch, Rajasthan

This page lists the IFSC code, branch address, contact number and fund-transfer information for State Bank of India, MAHATMA GANDHI ROAD AJMER branch in AJMER. The 11-digit IFSC SBIN0060263 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with State Bank of India at the MAHATMA GANDHI ROAD AJMER location, this is the only IFSC you need.

We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For State Bank of India's MAHATMA GANDHI ROAD AJMER branch, the IFSC SBIN0060263 breaks down as follows: SBIN identifies the bank, 0 is the reserved character, and 060263 identifies this particular branch.

Bank profile

State Bank of India is among the recognised banks listed on the Reserve Bank of India's payments network. The Mahatma Gandhi Road Ajmer branch — IFSC SBIN0060263 — extends the bank's services to customers in and around Ajmer, Rajasthan.

Branch details at a glance

About the Mahatma Gandhi Road Ajmer branch

The Mahatma Gandhi Road Ajmer branch of State Bank of India is situated at ABOVE D KSHETRAPAL EYE HOSPITAL,MAHATAMA GANDHI ROAD,AJMER 305001 RAJASTHAN. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code SBIN0060263 is used.

Why every State Bank of India branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including MAHATMA GANDHI ROAD AJMER of State Bank of India — its own 11-character IFSC. The code SBIN0060263 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC SBIN0060263 the same way you would treat your account number — verify it once and save it carefully for future use.

Products and account variants supported

Every account opened at the Mahatma Gandhi Road Ajmer branch is mapped to IFSC SBIN0060263 on the RBI payments network. The branch generally supports the full retail product catalogue of State Bank of India, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains SBIN0060263.

Products and services

Customers walking into the Mahatma Gandhi Road Ajmer branch can access most of State Bank of India's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC SBIN0060263

How to transfer money using IFSC SBIN0060263

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC SBIN0060263 across all three.

NEFT to State Bank of India, MAHATMA GANDHI ROAD AJMER using IFSC SBIN0060263

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC SBIN0060263, and confirm that the system picks up State Bank of India – MAHATMA GANDHI ROAD AJMER. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to MAHATMA GANDHI ROAD AJMER

If you need to transfer ₹2 lakh or more in one go to an account at State Bank of India's MAHATMA GANDHI ROAD AJMER branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC SBIN0060263 while initiating the transfer and the credit will appear within minutes.

IMPS to State Bank of India MAHATMA GANDHI ROAD AJMER (IFSC SBIN0060263)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC SBIN0060263 in your mobile or internet banking app, and the money is credited to the MAHATMA GANDHI ROAD AJMER branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Mahatma Gandhi Road Ajmer

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC SBIN0060263:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at MAHATMA GANDHI ROAD AJMER is still linked to IFSC SBIN0060263.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at State Bank of India's MAHATMA GANDHI ROAD AJMER branch, the IFSC SBIN0060263 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Digital banking channels

Most day-to-day work that customers used to do at the Mahatma Gandhi Road Ajmer branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC SBIN0060263 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

MICR & cheque-truncation details

Cheques drawn on the Mahatma Gandhi Road Ajmer branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC SBIN0060263 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to State Bank of India – MAHATMA GANDHI ROAD AJMER:

• The IFSC is exactly SBIN0060263 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills State Bank of India as the bank name and MAHATMA GANDHI ROAD AJMER as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The Mahatma Gandhi Road Ajmer branch sits at ABOVE D KSHETRAPAL EYE HOSPITAL,MAHATAMA GANDHI ROAD,AJMER 305001 RAJASTHAN. If you are travelling from outside Ajmer, search for the branch on a maps application using the bank name and locality, or call 145-2628783 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC SBIN0060263 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC SBIN0060263 for State Bank of India – MAHATMA GANDHI ROAD AJMER, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Mahatma Gandhi Road Ajmer branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC SBIN0060263, however, work 24x7.

Branch address & contact

Frequently asked questions

Summary

The IFSC code SBIN0060263 belongs to State Bank of India's MAHATMA GANDHI ROAD AJMER branch, located at ABOVE D KSHETRAPAL EYE HOSPITAL,MAHATAMA GANDHI ROAD,AJMER 305001 RAJASTHAN in AJMER, RAJASTHAN. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.