If you are searching for the IFSC code of State Bank of India, SELING BRANCH branch in AIZAWL, MIZORAM, this page has every detail you need. The verified IFSC code for this branch is SBIN0012264. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the SELING BRANCH branch, and detailed step-by-step guides for using the IFSC SBIN0012264 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for State Bank of India – SELING BRANCH is SBIN0012264. The first four letters SBIN are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 012264 map to this branch in AIZAWL, MIZORAM.
Bank profile
State Bank of India is among the recognised banks listed on the Reserve Bank of India's payments network. The Seling Branch branch — IFSC SBIN0012264 — extends the bank's services to customers in and around Aizawl, Mizoram.
Branch details at a glance
| Bank Name | State Bank of India |
|---|---|
| Branch | Seling Branch |
| IFSC Code | SBIN0012264 |
| MICR Code | Refer to cheque leaf |
| Branch Address | SELING BRANCH,SELING TLANGNUAM,SELING,DISTAIZAWL796161 |
| City | Aizawl |
| District | Aizawal |
| State | Mizoram |
About this branch
The branch is located at SELING BRANCH,SELING TLANGNUAM,SELING,DISTAIZAWL796161. It serves the Aizawl region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of State Bank of India. The IFSC SBIN0012264 is used to identify this branch on the RBI payments network.
Why every State Bank of India branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including SELING BRANCH of State Bank of India — its own 11-character IFSC. The code SBIN0012264 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC SBIN0012264 the same way you would treat your account number — verify it once and save it carefully for future use.
Products and account variants supported
Every account opened at the Seling Branch branch is mapped to IFSC SBIN0012264 on the RBI payments network. The branch generally supports the full retail product catalogue of State Bank of India, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains SBIN0012264.
Products and services
Customers walking into the Seling Branch branch can access most of State Bank of India's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC SBIN0012264
How to transfer money using IFSC SBIN0012264
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC SBIN0012264 across all three.
How to use IFSC SBIN0012264 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to State Bank of India's SELING BRANCH branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC SBIN0012264.
- Confirm the bank name auto-populates as State Bank of India and the branch as SELING BRANCH.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC SBIN0012264
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to State Bank of India – SELING BRANCH, ensure your bank's portal accepts IFSC SBIN0012264 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to State Bank of India – SELING BRANCH, use IMPS. With IFSC SBIN0012264 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC SBIN0012264 for State Bank of India – SELING BRANCH, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – SBIN0012264 | Yes – SBIN0012264 | Yes – SBIN0012264 |
For most retail customers crediting the Seling Branch branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at State Bank of India's SELING BRANCH branch, the IFSC SBIN0012264 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Online banking and IFSC SBIN0012264
State Bank of India customers can register for net banking and the bank's official mobile app once their account at the SELING BRANCH branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC SBIN0012264 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by State Bank of India carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC SBIN0012264 and the account number together uniquely identify the Seling Branch branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to State Bank of India – SELING BRANCH:
- The IFSC is exactly SBIN0012264 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills State Bank of India as the bank name and SELING BRANCH as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Seling Branch branch sits at SELING BRANCH,SELING TLANGNUAM,SELING,DISTAIZAWL796161. If you are travelling from outside Aizawl, search for the branch on a maps application using the bank name and locality, or call the branch contact number to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC SBIN0012264 and your account number.
Verifying IFSC SBIN0012264 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm SBIN0012264 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on the branch contact number.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Seling Branch branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC SBIN0012264, however, work 24x7.
Branch address & contact
State Bank of IndiaSeling Branch Branch
SELING BRANCH,SELING TLANGNUAM,SELING,DISTAIZAWL796161
Aizawl, Mizoram
Phone: the branch contact number
IFSC: SBIN0012264
Frequently asked questions
How do I add State Bank of India Seling Branch as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC SBIN0012264, and complete OTP verification. Once activated, you can transfer funds at any time.
Where is State Bank of India Seling Branch branch located?
State Bank of India's Seling Branch branch is located at SELING BRANCH,SELING TLANGNUAM,SELING,DISTAIZAWL796161, Aizawl, Mizoram.
What is the phone number of State Bank of India Seling Branch branch?
You can reach the branch at the branch contact number during regular banking hours.
Is IFSC SBIN0012264 the same for all accounts at Seling Branch branch?
Yes. The IFSC SBIN0012264 is shared by every account held at State Bank of India's Seling Branch branch. Only the account number changes from customer to customer.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Seling Branch branch but serve different purposes.
Does State Bank of India Seling Branch branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on the branch contact number to confirm.
Is IFSC SBIN0012264 valid for NEFT and RTGS?
Yes. IFSC SBIN0012264 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Summary
The IFSC code SBIN0012264 belongs to State Bank of India's SELING BRANCH branch, located at SELING BRANCH,SELING TLANGNUAM,SELING,DISTAIZAWL796161 in AIZAWL, MIZORAM. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
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