IFSC Code of State Bank of India, Regional Business Office I, Ahmedabad Branch, Gujarat

Use this page as a one-stop reference for everything related to State Bank of India's REGIONAL BUSINESS OFFICE I, AHMEDABAD branch in AHMEDABAD, GUJARAT. The branch's IFSC code SBIN0013012 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For State Bank of India's REGIONAL BUSINESS OFFICE I, AHMEDABAD branch, the IFSC SBIN0013012 breaks down as follows: SBIN identifies the bank, 0 is the reserved character, and 013012 identifies this particular branch.

About State Bank of India

State Bank of India operates a wide network of branches across India, including the Regional Business Office I, Ahmedabad branch in Ahmedabad. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, SBIN0013012.

Branch details at a glance

About this branch

The branch is located at AHMEDABAD ADMINISTRATIVE OFFICE,C N VIDYALAYA COMPOUND,AMBAWADI,AHMEDABAD,380015. It serves the Ahmedabad region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of State Bank of India. The IFSC SBIN0013012 is used to identify this branch on the RBI payments network.

Why every State Bank of India branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including REGIONAL BUSINESS OFFICE I, AHMEDABAD of State Bank of India — its own 11-character IFSC. The code SBIN0013012 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC SBIN0013012 the same way you would treat your account number — verify it once and save it carefully for future use.

Products and account variants supported

Every account opened at the Regional Business Office I, Ahmedabad branch is mapped to IFSC SBIN0013012 on the RBI payments network. The branch generally supports the full retail product catalogue of State Bank of India, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains SBIN0013012.

Products and services

Customers walking into the Regional Business Office I, Ahmedabad branch can access most of State Bank of India's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC SBIN0013012

How to transfer money using IFSC SBIN0013012

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC SBIN0013012 across all three.

How to use IFSC SBIN0013012 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to State Bank of India's REGIONAL BUSINESS OFFICE I, AHMEDABAD branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC SBIN0013012.
4. Confirm the bank name auto-populates as State Bank of India and the branch as REGIONAL BUSINESS OFFICE I, AHMEDABAD.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

RTGS transfers via IFSC SBIN0013012

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to State Bank of India – REGIONAL BUSINESS OFFICE I, AHMEDABAD, ensure your bank's portal accepts IFSC SBIN0013012 while registering the beneficiary. RTGS is also available 24x7.

IMPS to State Bank of India REGIONAL BUSINESS OFFICE I, AHMEDABAD (IFSC SBIN0013012)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC SBIN0013012 in your mobile or internet banking app, and the money is credited to the REGIONAL BUSINESS OFFICE I, AHMEDABAD branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Regional Business Office I, Ahmedabad

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC SBIN0013012:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at REGIONAL BUSINESS OFFICE I, AHMEDABAD is still linked to IFSC SBIN0013012.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at State Bank of India's REGIONAL BUSINESS OFFICE I, AHMEDABAD branch, the IFSC SBIN0013012 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Digital banking channels

Most day-to-day work that customers used to do at the Regional Business Office I, Ahmedabad branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC SBIN0013012 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by State Bank of India carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC SBIN0013012 and the account number together uniquely identify the Regional Business Office I, Ahmedabad branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to State Bank of India – REGIONAL BUSINESS OFFICE I, AHMEDABAD:

• The IFSC is exactly SBIN0013012 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills State Bank of India as the bank name and REGIONAL BUSINESS OFFICE I, AHMEDABAD as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the Regional Business Office I, Ahmedabad branch

The branch is located at AHMEDABAD ADMINISTRATIVE OFFICE,C N VIDYALAYA COMPOUND,AMBAWADI,AHMEDABAD,380015, which puts it inside Ahmedabad, the broader Ahmedabad district, and the state of Gujarat. To plan your visit:

1. Open Google Maps on your phone and search for “State Bank of India Regional Business Office I, Ahmedabad branch” — the verified location pin for IFSC SBIN0013012 should appear at the top of the results.
2. Confirm the branch is open by calling 79-26442453 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC SBIN0013012 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC SBIN0013012 for State Bank of India – REGIONAL BUSINESS OFFICE I, AHMEDABAD, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Regional Business Office I, Ahmedabad branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC SBIN0013012, however, work 24x7.

Branch address & contact

Frequently asked questions

Final notes

To recap: SBIN0013012 is the IFSC code of State Bank of India, REGIONAL BUSINESS OFFICE I, AHMEDABAD branch, in AHMEDABAD, GUJARAT. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.