IFSC Code of State Bank of India, Express Highway Junction New Maninagar Branch, Gujarat

Below are the complete branch details for State Bank of India, EXPRESS HIGHWAY JUNCTION NEW MANINAGAR branch, located in AHMEDABAD, GUJARAT. The IFSC assigned by the Reserve Bank of India to this branch is SBIN0016028. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.

The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case SBIN0016028 for State Bank of India – EXPRESS HIGHWAY JUNCTION NEW MANINAGAR — saves you from rejected transfers, returned credits and the back-and-forth that follows them.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for State Bank of India – EXPRESS HIGHWAY JUNCTION NEW MANINAGAR is SBIN0016028. The first four letters SBIN are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 016028 map to this branch in AHMEDABAD, GUJARAT.

Bank profile

State Bank of India is among the recognised banks listed on the Reserve Bank of India's payments network. The Express Highway Junction New Maninagar branch — IFSC SBIN0016028 — extends the bank's services to customers in and around Ahmedabad, Gujarat.

Express Highway Junction New Maninagar branch overview

Located at GROUND FLOOR, SADGURU SANIDHYA, VADODARA EXPRESS HIGHWAY CTM ROAD, NEW MANINAGAR, AHMEDABADGUJARAT 382349, the Express Highway Junction New Maninagar branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC SBIN0016028 is required for all interbank electronic transfers routed through this branch.

Branch details at a glance

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how State Bank of India's EXPRESS HIGHWAY JUNCTION NEW MANINAGAR branch came to be assigned the code SBIN0016028.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC SBIN0016028, money simply cannot be routed to the EXPRESS HIGHWAY JUNCTION NEW MANINAGAR branch electronically.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by State Bank of India carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC SBIN0016028 and the account number together uniquely identify the Express Highway Junction New Maninagar branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

How to transfer money using IFSC SBIN0016028

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC SBIN0016028 across all three.

NEFT to State Bank of India, EXPRESS HIGHWAY JUNCTION NEW MANINAGAR using IFSC SBIN0016028

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC SBIN0016028, and confirm that the system picks up State Bank of India – EXPRESS HIGHWAY JUNCTION NEW MANINAGAR. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to EXPRESS HIGHWAY JUNCTION NEW MANINAGAR

If you need to transfer ₹2 lakh or more in one go to an account at State Bank of India's EXPRESS HIGHWAY JUNCTION NEW MANINAGAR branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC SBIN0016028 while initiating the transfer and the credit will appear within minutes.

IMPS to State Bank of India EXPRESS HIGHWAY JUNCTION NEW MANINAGAR (IFSC SBIN0016028)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC SBIN0016028 in your mobile or internet banking app, and the money is credited to the EXPRESS HIGHWAY JUNCTION NEW MANINAGAR branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC SBIN0016028 for State Bank of India – EXPRESS HIGHWAY JUNCTION NEW MANINAGAR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Express Highway Junction New Maninagar branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC SBIN0016028

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at State Bank of India – EXPRESS HIGHWAY JUNCTION NEW MANINAGAR is still mapped to IFSC SBIN0016028. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC SBIN0016028 and the beneficiary's account number to complete the transfer.

Account types you can open at the Express Highway Junction New Maninagar branch

Once you have an account at State Bank of India – EXPRESS HIGHWAY JUNCTION NEW MANINAGAR, the IFSC SBIN0016028 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Products and services

Customers walking into the Express Highway Junction New Maninagar branch can access most of State Bank of India's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC SBIN0016028

Online banking and IFSC SBIN0016028

State Bank of India customers can register for net banking and the bank's official mobile app once their account at the EXPRESS HIGHWAY JUNCTION NEW MANINAGAR branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC SBIN0016028 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Reaching the branch

The Express Highway Junction New Maninagar branch sits at GROUND FLOOR, SADGURU SANIDHYA, VADODARA EXPRESS HIGHWAY CTM ROAD, NEW MANINAGAR, AHMEDABADGUJARAT 382349. If you are travelling from outside Ahmedabad, search for the branch on a maps application using the bank name and locality, or call the branch contact number to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC SBIN0016028 and your account number.

Common mistakes to avoid when using IFSC SBIN0016028

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to State Bank of India – EXPRESS HIGHWAY JUNCTION NEW MANINAGAR, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: SBIN0016028.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Express Highway Junction New Maninagar branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC SBIN0016028, however, work 24x7.

Other ways to verify the IFSC code

While this page already lists the verified IFSC SBIN0016028 for State Bank of India – EXPRESS HIGHWAY JUNCTION NEW MANINAGAR, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch address & contact

Frequently asked questions

Summary

The IFSC code SBIN0016028 belongs to State Bank of India's EXPRESS HIGHWAY JUNCTION NEW MANINAGAR branch, located at GROUND FLOOR, SADGURU SANIDHYA, VADODARA EXPRESS HIGHWAY CTM ROAD, NEW… in AHMEDABAD, GUJARAT. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.