IFSC Code of State Bank of India, Sewla Gwalior Road Agra Branch, Uttar Pradesh

If you are searching for the IFSC code of State Bank of India, SEWLA GWALIOR ROAD AGRA branch in AGRA, UTTAR PRADESH, this page has every detail you need. The verified IFSC code for this branch is SBIN0061227. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the SEWLA GWALIOR ROAD AGRA branch, and detailed step-by-step guides for using the IFSC SBIN0061227 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, SBIN0061227 is the IFSC of State Bank of India's SEWLA GWALIOR ROAD AGRA branch. The format is fixed: SBIN = bank code, 0 = reserved, 061227 = branch identifier.

Branch details at a glance

About the bank

State Bank of India serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Sewla Gwalior Road Agra branch in Agra, Uttar Pradesh is part of this network and uses the IFSC code SBIN0061227 for all electronic settlement.

About this branch

The branch is located at GWALIOR ROAD SEWLA SURAKSHA VIHAR RESIDENCY, PLOT NO 5, ROHTA DISTT. AGRA, U.P.- 282001. It serves the Agra region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of State Bank of India. The IFSC SBIN0061227 is used to identify this branch on the RBI payments network.

Why every State Bank of India branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including SEWLA GWALIOR ROAD AGRA of State Bank of India — its own 11-character IFSC. The code SBIN0061227 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC SBIN0061227 the same way you would treat your account number — verify it once and save it carefully for future use.

How to transfer money using IFSC SBIN0061227

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC SBIN0061227 across all three.

How to use IFSC SBIN0061227 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to State Bank of India's SEWLA GWALIOR ROAD AGRA branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC SBIN0061227.
4. Confirm the bank name auto-populates as State Bank of India and the branch as SEWLA GWALIOR ROAD AGRA.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

RTGS transfers via IFSC SBIN0061227

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to State Bank of India – SEWLA GWALIOR ROAD AGRA, ensure your bank's portal accepts IFSC SBIN0061227 while registering the beneficiary. RTGS is also available 24x7.

IMPS to State Bank of India SEWLA GWALIOR ROAD AGRA (IFSC SBIN0061227)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC SBIN0061227 in your mobile or internet banking app, and the money is credited to the SEWLA GWALIOR ROAD AGRA branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC SBIN0061227 for State Bank of India – SEWLA GWALIOR ROAD AGRA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Sewla Gwalior Road Agra branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at State Bank of India's SEWLA GWALIOR ROAD AGRA branch, the IFSC SBIN0061227 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Account types you can open at the Sewla Gwalior Road Agra branch

Once you have an account at State Bank of India – SEWLA GWALIOR ROAD AGRA, the IFSC SBIN0061227 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Banking services available

The Sewla Gwalior Road Agra branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 7055032266.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC SBIN0061227

MICR & cheque-truncation details

Cheques drawn on the Sewla Gwalior Road Agra branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC SBIN0061227 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Online banking and IFSC SBIN0061227

State Bank of India customers can register for net banking and the bank's official mobile app once their account at the SEWLA GWALIOR ROAD AGRA branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC SBIN0061227 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to State Bank of India – SEWLA GWALIOR ROAD AGRA:

• The IFSC is exactly SBIN0061227 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills State Bank of India as the bank name and SEWLA GWALIOR ROAD AGRA as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The Sewla Gwalior Road Agra branch sits at GWALIOR ROAD SEWLA SURAKSHA VIHAR RESIDENCY, PLOT NO 5, ROHTA DISTT. AGRA, U.P.- 282001. If you are travelling from outside Agra, search for the branch on a maps application using the bank name and locality, or call 7055032266 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC SBIN0061227 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC SBIN0061227 for State Bank of India – SEWLA GWALIOR ROAD AGRA, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Working hours

Branch counters at Sewla Gwalior Road Agra are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to SBIN0061227 continue to work without interruption.

Branch address & contact

Frequently asked questions

Summary

The IFSC code SBIN0061227 belongs to State Bank of India's SEWLA GWALIOR ROAD AGRA branch, located at GWALIOR ROAD SEWLA SURAKSHA VIHAR RESIDENCY, PLOT NO 5, ROHTA DISTT. AGRA,… in AGRA, UTTAR PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.