If you are searching for the IFSC code of State Bank of India, BAROD branch in AGAR, MADHYA PRADESH, this page has every detail you need. The verified IFSC code for this branch is SBIN0061092. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the BAROD branch, and detailed step-by-step guides for using the IFSC SBIN0061092 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For State Bank of India's BAROD branch, the IFSC SBIN0061092 breaks down as follows: SBIN identifies the bank, 0 is the reserved character, and 061092 identifies this particular branch.
About the bank
State Bank of India serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Barod branch in Agar, Madhya Pradesh is part of this network and uses the IFSC code SBIN0061092 for all electronic settlement.
Branch details at a glance
| Bank Name | State Bank of India |
|---|---|
| Branch | Barod |
| IFSC Code | SBIN0061092 |
| MICR Code | Refer to cheque leaf |
| Branch Address | VILLAGE BAROD, POST BAROD, BAROD AGAR, DISTT.AGAR. MADHYA PRADESH - 465550 |
| City | Agar |
| District | Agar |
| State | Madhya Pradesh |
| Phone | 9993021521 |
About this branch
The branch is located at VILLAGE BAROD, POST BAROD, BAROD AGAR, DISTT.AGAR. MADHYA PRADESH - 465550. It serves the Agar region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of State Bank of India. The IFSC SBIN0061092 is used to identify this branch on the RBI payments network.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how State Bank of India's BAROD branch came to be assigned the code SBIN0061092.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC SBIN0061092, money simply cannot be routed to the BAROD branch electronically.
Account types you can open at the Barod branch
Once you have an account at State Bank of India – BAROD, the IFSC SBIN0061092 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Products and services
Customers walking into the Barod branch can access most of State Bank of India's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC SBIN0061092
How to transfer money using IFSC SBIN0061092
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC SBIN0061092 across all three.
NEFT to State Bank of India, BAROD using IFSC SBIN0061092
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC SBIN0061092, and confirm that the system picks up State Bank of India – BAROD. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to BAROD
If you need to transfer ₹2 lakh or more in one go to an account at State Bank of India's BAROD branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC SBIN0061092 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to State Bank of India – BAROD, use IMPS. With IFSC SBIN0061092 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC SBIN0061092 for State Bank of India – BAROD, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – SBIN0061092 | Yes – SBIN0061092 | Yes – SBIN0061092 |
For most retail customers crediting the Barod branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC SBIN0061092
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at State Bank of India – BAROD is still mapped to IFSC SBIN0061092. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC SBIN0061092 and the beneficiary's account number to complete the transfer.
Online banking and IFSC SBIN0061092
State Bank of India customers can register for net banking and the bank's official mobile app once their account at the BAROD branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC SBIN0061092 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by State Bank of India carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC SBIN0061092 and the account number together uniquely identify the Barod branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Common mistakes to avoid when using IFSC SBIN0061092
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to State Bank of India – BAROD, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
SBIN0061092. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
How to reach the Barod branch
The branch is located at VILLAGE BAROD, POST BAROD, BAROD AGAR, DISTT.AGAR. MADHYA PRADESH - 465550, which puts it inside Agar, the broader Agar district, and the state of Madhya Pradesh. To plan your visit:
- Open Google Maps on your phone and search for “State Bank of India Barod branch” — the verified location pin for IFSC SBIN0061092 should appear at the top of the results.
- Confirm the branch is open by calling 9993021521 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC SBIN0061092 and your account number.
Verifying IFSC SBIN0061092 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm SBIN0061092 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 9993021521.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Barod branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC SBIN0061092, however, work 24x7.
Branch address & contact
State Bank of IndiaBarod Branch
VILLAGE BAROD, POST BAROD, BAROD AGAR, DISTT.AGAR. MADHYA PRADESH - 465550
Agar, Madhya Pradesh
Phone: 9993021521
IFSC: SBIN0061092
Frequently asked questions
Where is State Bank of India Barod branch located?
State Bank of India's Barod branch is located at VILLAGE BAROD, POST BAROD, BAROD AGAR, DISTT.AGAR. MADHYA PRADESH - 465550, Agar, Madhya Pradesh.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Barod branch but serve different purposes.
Is IFSC SBIN0061092 valid for NEFT and RTGS?
Yes. IFSC SBIN0061092 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Can I use IFSC SBIN0061092 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC SBIN0061092 to send funds instantly.
Does State Bank of India Barod branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 9993021521 to confirm.
How do I add State Bank of India Barod as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC SBIN0061092, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC SBIN0061092 the same for all accounts at Barod branch?
Yes. The IFSC SBIN0061092 is shared by every account held at State Bank of India's Barod branch. Only the account number changes from customer to customer.
How quickly will an NEFT transfer using SBIN0061092 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to State Bank of India – Barod reflect within 30 minutes.
Summary
The IFSC code SBIN0061092 belongs to State Bank of India's BAROD branch, located at VILLAGE BAROD, POST BAROD, BAROD AGAR, DISTT.AGAR. MADHYA PRADESH - 465550 in AGAR, MADHYA PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
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