Use this page as a one-stop reference for everything related to Standard Chartered Bank's GHATKOPAR branch in MUMBAI, MAHARASHTRA. The branch's IFSC code SCBL0036049 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Standard Chartered Bank – GHATKOPAR is SCBL0036049. The first four letters SCBL are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 036049 map to this branch in MUMBAI, MAHARASHTRA.
Branch details at a glance
| Bank Name | Standard Chartered Bank |
|---|---|
| Branch | Ghatkopar |
| IFSC Code | SCBL0036049 |
| MICR Code | Refer to cheque leaf |
| Branch Address | PLOT NO 3, SECTOR - 17, SHOP NO 7, 7A, 7B AND 9, GROUND FLOOR, OM RACHANA VASHI - 400703 |
| City | Mumbai |
| District | Greater Bombay |
| State | Maharashtra |
| STD Code | 22 |
| Phone | 66011500 |
About the bank
Standard Chartered Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Ghatkopar branch in Mumbai, Maharashtra is part of this network and uses the IFSC code SCBL0036049 for all electronic settlement.
About this branch
The branch is located at PLOT NO 3, SECTOR - 17, SHOP NO 7, 7A, 7B AND 9, GROUND FLOOR, OM RACHANA VASHI - 400703. It serves the Mumbai region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Standard Chartered Bank. The IFSC SCBL0036049 is used to identify this branch on the RBI payments network.
Why every Standard Chartered Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including GHATKOPAR of Standard Chartered Bank — its own 11-character IFSC. The code SCBL0036049 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC SCBL0036049 the same way you would treat your account number — verify it once and save it carefully for future use.
How to transfer money using IFSC SCBL0036049
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC SCBL0036049 across all three.
NEFT to Standard Chartered Bank, GHATKOPAR using IFSC SCBL0036049
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC SCBL0036049, and confirm that the system picks up Standard Chartered Bank – GHATKOPAR. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC SCBL0036049
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Standard Chartered Bank – GHATKOPAR, ensure your bank's portal accepts IFSC SCBL0036049 while registering the beneficiary. RTGS is also available 24x7.
IMPS to Standard Chartered Bank GHATKOPAR (IFSC SCBL0036049)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC SCBL0036049 in your mobile or internet banking app, and the money is credited to the GHATKOPAR branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC SCBL0036049 for Standard Chartered Bank – GHATKOPAR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – SCBL0036049 | Yes – SCBL0036049 | Yes – SCBL0036049 |
For most retail customers crediting the Ghatkopar branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Standard Chartered Bank's GHATKOPAR branch, the IFSC SCBL0036049 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Ghatkopar branch is mapped to IFSC SCBL0036049 on the RBI payments network. The branch generally supports the full retail product catalogue of Standard Chartered Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains SCBL0036049.
Products and services
Customers walking into the Ghatkopar branch can access most of Standard Chartered Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC SCBL0036049
MICR & cheque-truncation details
Cheques drawn on the Ghatkopar branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC SCBL0036049 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Digital banking channels
Most day-to-day work that customers used to do at the Ghatkopar branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC SCBL0036049 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Common mistakes to avoid when using IFSC SCBL0036049
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Standard Chartered Bank – GHATKOPAR, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
SCBL0036049. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
How to reach the Ghatkopar branch
The branch is located at PLOT NO 3, SECTOR - 17, SHOP NO 7, 7A, 7B AND 9, GROUND FLOOR, OM RACHANA VASHI - 400703, which puts it inside Mumbai, the broader Greater Bombay district, and the state of Maharashtra. To plan your visit:
- Open Google Maps on your phone and search for “Standard Chartered Bank Ghatkopar branch” — the verified location pin for IFSC SCBL0036049 should appear at the top of the results.
- Confirm the branch is open by calling 22-66011500 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC SCBL0036049 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC SCBL0036049 for Standard Chartered Bank – GHATKOPAR, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Working hours
Branch counters at Ghatkopar are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to SCBL0036049 continue to work without interruption.
Branch address & contact
Standard Chartered BankGhatkopar Branch
PLOT NO 3, SECTOR - 17, SHOP NO 7, 7A, 7B AND 9, GROUND FLOOR, OM RACHANA VASHI - 400703
Mumbai, Maharashtra
Phone: 22-66011500
IFSC: SCBL0036049
Frequently asked questions
How do I add Standard Chartered Bank Ghatkopar as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC SCBL0036049, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Ghatkopar branch but serve different purposes.
Is IFSC SCBL0036049 the same for all accounts at Ghatkopar branch?
Yes. The IFSC SCBL0036049 is shared by every account held at Standard Chartered Bank's Ghatkopar branch. Only the account number changes from customer to customer.
Does Standard Chartered Bank Ghatkopar branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 22-66011500 to confirm.
How quickly will an NEFT transfer using SCBL0036049 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Standard Chartered Bank – Ghatkopar reflect within 30 minutes.
Where is Standard Chartered Bank Ghatkopar branch located?
Standard Chartered Bank's Ghatkopar branch is located at PLOT NO 3, SECTOR - 17, SHOP NO 7, 7A, 7B AND 9, GROUND FLOOR, OM RACHANA VASHI - 400703, Mumbai, Maharashtra.
Summary
The IFSC code SCBL0036049 belongs to Standard Chartered Bank's GHATKOPAR branch, located at PLOT NO 3, SECTOR - 17, SHOP NO 7, 7A, 7B AND 9, GROUND FLOOR, OM RACHANA… in MUMBAI, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
