IFSC Code of Standard Chartered Bank, Gurusaday Road Branch, West Bengal

Use this page as a one-stop reference for everything related to Standard Chartered Bank's GURUSADAY ROAD branch in KOLKATA, WEST BENGAL. The branch's IFSC code SCBL0036087 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for Standard Chartered Bank – GURUSADAY ROAD is SCBL0036087. The first four letters SCBL are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 036087 map to this branch in KOLKATA, WEST BENGAL.

Branch details at a glance

Bank profile

Standard Chartered Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Gurusaday Road branch — IFSC SCBL0036087 — extends the bank's services to customers in and around Kolkata, West Bengal.

Gurusaday Road branch overview

Located at G-08, ATRIA,, the Gurusaday Road branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC SCBL0036087 is required for all interbank electronic transfers routed through this branch.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Standard Chartered Bank's GURUSADAY ROAD branch came to be assigned the code SCBL0036087.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC SCBL0036087, money simply cannot be routed to the GURUSADAY ROAD branch electronically.

How to transfer money using IFSC SCBL0036087

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC SCBL0036087 across all three.

NEFT to Standard Chartered Bank, GURUSADAY ROAD using IFSC SCBL0036087

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC SCBL0036087, and confirm that the system picks up Standard Chartered Bank – GURUSADAY ROAD. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

RTGS transfers via IFSC SCBL0036087

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Standard Chartered Bank – GURUSADAY ROAD, ensure your bank's portal accepts IFSC SCBL0036087 while registering the beneficiary. RTGS is also available 24x7.

IMPS to Standard Chartered Bank GURUSADAY ROAD (IFSC SCBL0036087)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC SCBL0036087 in your mobile or internet banking app, and the money is credited to the GURUSADAY ROAD branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Gurusaday Road

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC SCBL0036087:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at GURUSADAY ROAD is still linked to IFSC SCBL0036087.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC SCBL0036087

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Standard Chartered Bank – GURUSADAY ROAD is still mapped to IFSC SCBL0036087. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC SCBL0036087 and the beneficiary's account number to complete the transfer.

Account types you can open at the Gurusaday Road branch

Once you have an account at Standard Chartered Bank – GURUSADAY ROAD, the IFSC SCBL0036087 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Products and services

Customers walking into the Gurusaday Road branch can access most of Standard Chartered Bank's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC SCBL0036087

MICR & cheque-truncation details

Cheques drawn on the Gurusaday Road branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC SCBL0036087 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Online banking and IFSC SCBL0036087

Standard Chartered Bank customers can register for net banking and the bank's official mobile app once their account at the GURUSADAY ROAD branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC SCBL0036087 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Standard Chartered Bank – GURUSADAY ROAD:

• The IFSC is exactly SCBL0036087 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Standard Chartered Bank as the bank name and GURUSADAY ROAD as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The Gurusaday Road branch sits at G-08, ATRIA,. If you are travelling from outside Kolkata, search for the branch on a maps application using the bank name and locality, or call 33-22900768 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC SCBL0036087 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC SCBL0036087 for Standard Chartered Bank – GURUSADAY ROAD, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Gurusaday Road branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC SCBL0036087, however, work 24x7.

Branch address & contact

Frequently asked questions

Final notes

To recap: SCBL0036087 is the IFSC code of Standard Chartered Bank, GURUSADAY ROAD branch, in KOLKATA, WEST BENGAL. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.