IFSC Code of Standard Chartered Bank, Bhubaneswar Branch, Odisha

If you are searching for the IFSC code of Standard Chartered Bank, BHUBANESWAR branch in BHUBANESWAR, ODISHA, this page has every detail you need. The verified IFSC code for this branch is SCBL0036018. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the BHUBANESWAR branch, and detailed step-by-step guides for using the IFSC SCBL0036018 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for Standard Chartered Bank – BHUBANESWAR is SCBL0036018. The first four letters SCBL are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 036018 map to this branch in BHUBANESWAR, ODISHA.

Branch details at a glance

About Standard Chartered Bank

Standard Chartered Bank operates a wide network of branches across India, including the Bhubaneswar branch in Bhubaneswar. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, SCBL0036018.

About this branch

The branch is located at GROUND FLOOR, SHOP NO. B/2, BMC BHAWANI COMMERCIAL COMPLEX, BHUBANESHWAR 751007, ODISHA. It serves the Bhubaneswar region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Standard Chartered Bank. The IFSC SCBL0036018 is used to identify this branch on the RBI payments network.

Why every Standard Chartered Bank branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including BHUBANESWAR of Standard Chartered Bank — its own 11-character IFSC. The code SCBL0036018 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC SCBL0036018 the same way you would treat your account number — verify it once and save it carefully for future use.

How to transfer money using IFSC SCBL0036018

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC SCBL0036018 across all three.

How to use IFSC SCBL0036018 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Standard Chartered Bank's BHUBANESWAR branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC SCBL0036018.
4. Confirm the bank name auto-populates as Standard Chartered Bank and the branch as BHUBANESWAR.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to BHUBANESWAR

If you need to transfer ₹2 lakh or more in one go to an account at Standard Chartered Bank's BHUBANESWAR branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC SCBL0036018 while initiating the transfer and the credit will appear within minutes.

IMPS to Standard Chartered Bank BHUBANESWAR (IFSC SCBL0036018)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC SCBL0036018 in your mobile or internet banking app, and the money is credited to the BHUBANESWAR branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC SCBL0036018 for Standard Chartered Bank – BHUBANESWAR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Bhubaneswar branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Standard Chartered Bank's BHUBANESWAR branch, the IFSC SCBL0036018 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Account types you can open at the Bhubaneswar branch

Once you have an account at Standard Chartered Bank – BHUBANESWAR, the IFSC SCBL0036018 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Products and services

Customers walking into the Bhubaneswar branch can access most of Standard Chartered Bank's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC SCBL0036018

MICR & cheque-truncation details

Cheques drawn on the Bhubaneswar branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC SCBL0036018 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Online banking and IFSC SCBL0036018

Standard Chartered Bank customers can register for net banking and the bank's official mobile app once their account at the BHUBANESWAR branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC SCBL0036018 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Common mistakes to avoid when using IFSC SCBL0036018

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Standard Chartered Bank – BHUBANESWAR, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: SCBL0036018.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

Reaching the branch

The Bhubaneswar branch sits at GROUND FLOOR, SHOP NO. B/2, BMC BHAWANI COMMERCIAL COMPLEX, BHUBANESHWAR 751007, ODISHA. If you are travelling from outside Bhubaneswar, search for the branch on a maps application using the bank name and locality, or call 674-2539485 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC SCBL0036018 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC SCBL0036018 for Standard Chartered Bank – BHUBANESWAR, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Bhubaneswar branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC SCBL0036018, however, work 24x7.

Branch address & contact

Frequently asked questions

Summary

The IFSC code SCBL0036018 belongs to Standard Chartered Bank's BHUBANESWAR branch, located at GROUND FLOOR, SHOP NO. B/2, BMC BHAWANI COMMERCIAL COMPLEX, BHUBANESHWAR… in BHUBANESWAR, ODISHA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.