IFSC Code of Sree Charan Souhardha Cooperative Bank Ltd, Shivagange Branch Branch, Karnataka

This page lists the IFSC code, branch address, contact number and fund-transfer information for Sree Charan Souhardha Cooperative Bank Ltd, SHIVAGANGE BRANCH branch in BANGALORE. The 11-digit IFSC SECB0000011 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Sree Charan Souhardha Cooperative Bank Ltd at the SHIVAGANGE BRANCH location, this is the only IFSC you need.

We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for Sree Charan Souhardha Cooperative Bank Ltd – SHIVAGANGE BRANCH is SECB0000011. The first four letters SECB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 000011 map to this branch in BANGALORE, KARNATAKA.

Bank profile

Sree Charan Souhardha Cooperative Bank Ltd is among the recognised banks listed on the Reserve Bank of India's payments network. The Shivagange Branch branch — IFSC SECB0000011 — extends the bank's services to customers in and around Bangalore, Karnataka.

About the Shivagange Branch branch

The Shivagange Branch branch of Sree Charan Souhardha Cooperative Bank Ltd is situated at PREMISES NO.3, 1ST FLOOR, GANESH COMPLEX, SHIVAGANGE MAIN ROAD, DABASPET, NELAMANGALA TALUK. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code SECB0000011 is used.

Branch details at a glance

Why every Sree Charan Souhardha Cooperative Bank Ltd branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including SHIVAGANGE BRANCH of Sree Charan Souhardha Cooperative Bank Ltd — its own 11-character IFSC. The code SECB0000011 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC SECB0000011 the same way you would treat your account number — verify it once and save it carefully for future use.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Sree Charan Souhardha Cooperative Bank Ltd carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC SECB0000011 and the account number together uniquely identify the Shivagange Branch branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

How to transfer money using IFSC SECB0000011

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC SECB0000011 across all three.

NEFT to Sree Charan Souhardha Cooperative Bank Ltd, SHIVAGANGE BRANCH using IFSC SECB0000011

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC SECB0000011, and confirm that the system picks up Sree Charan Souhardha Cooperative Bank Ltd – SHIVAGANGE BRANCH. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to SHIVAGANGE BRANCH

If you need to transfer ₹2 lakh or more in one go to an account at Sree Charan Souhardha Cooperative Bank Ltd's SHIVAGANGE BRANCH branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC SECB0000011 while initiating the transfer and the credit will appear within minutes.

IMPS to Sree Charan Souhardha Cooperative Bank Ltd SHIVAGANGE BRANCH (IFSC SECB0000011)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC SECB0000011 in your mobile or internet banking app, and the money is credited to the SHIVAGANGE BRANCH branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Shivagange Branch

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC SECB0000011:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at SHIVAGANGE BRANCH is still linked to IFSC SECB0000011.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Sree Charan Souhardha Cooperative Bank Ltd's SHIVAGANGE BRANCH branch, the IFSC SECB0000011 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Account types you can open at the Shivagange Branch branch

Once you have an account at Sree Charan Souhardha Cooperative Bank Ltd – SHIVAGANGE BRANCH, the IFSC SECB0000011 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Products and services

Customers walking into the Shivagange Branch branch can access most of Sree Charan Souhardha Cooperative Bank Ltd's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC SECB0000011

Online banking and IFSC SECB0000011

Sree Charan Souhardha Cooperative Bank Ltd customers can register for net banking and the bank's official mobile app once their account at the SHIVAGANGE BRANCH branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC SECB0000011 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Reaching the branch

The Shivagange Branch branch sits at PREMISES NO.3, 1ST FLOOR, GANESH COMPLEX, SHIVAGANGE MAIN ROAD, DABASPET, NELAMANGALA TALUK. If you are travelling from outside Bangalore, search for the branch on a maps application using the bank name and locality, or call 80-7022980824 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC SECB0000011 and your account number.

Common mistakes to avoid when using IFSC SECB0000011

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Sree Charan Souhardha Cooperative Bank Ltd – SHIVAGANGE BRANCH, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: SECB0000011.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Shivagange Branch branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC SECB0000011, however, work 24x7.

Other ways to verify the IFSC code

While this page already lists the verified IFSC SECB0000011 for Sree Charan Souhardha Cooperative Bank Ltd – SHIVAGANGE BRANCH, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch address & contact

Frequently asked questions

Summary

The IFSC code SECB0000011 belongs to Sree Charan Souhardha Cooperative Bank Ltd's SHIVAGANGE BRANCH branch, located at PREMISES NO.3, 1ST FLOOR, GANESH COMPLEX, SHIVAGANGE MAIN ROAD, DABASPET,… in BANGALORE, KARNATAKA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.