IFSC Code of Sree Charan Souhardha Cooperative Bank Ltd, Shankarpuram Branch Branch, Karnataka

Below are the complete branch details for Sree Charan Souhardha Cooperative Bank Ltd, SHANKARPURAM BRANCH branch, located in BANGALORE, KARNATAKA. The IFSC assigned by the Reserve Bank of India to this branch is SECB0000010. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.

The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case SECB0000010 for Sree Charan Souhardha Cooperative Bank Ltd – SHANKARPURAM BRANCH — saves you from rejected transfers, returned credits and the back-and-forth that follows them.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for Sree Charan Souhardha Cooperative Bank Ltd – SHANKARPURAM BRANCH is SECB0000010. The first four letters SECB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 000010 map to this branch in BANGALORE, KARNATAKA.

About the bank

Sree Charan Souhardha Cooperative Bank Ltd serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Shankarpuram Branch branch in Bangalore, Karnataka is part of this network and uses the IFSC code SECB0000010 for all electronic settlement.

About the Shankarpuram Branch branch

The Shankarpuram Branch branch of Sree Charan Souhardha Cooperative Bank Ltd is situated at NO. 5/1, SRI SRINGERI SHANKAR MUTT COMPOUND, SHANKARAPURAM. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code SECB0000010 is used.

Branch details at a glance

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Sree Charan Souhardha Cooperative Bank Ltd's SHANKARPURAM BRANCH branch came to be assigned the code SECB0000010.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC SECB0000010, money simply cannot be routed to the SHANKARPURAM BRANCH branch electronically.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Sree Charan Souhardha Cooperative Bank Ltd carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC SECB0000010 and the account number together uniquely identify the Shankarpuram Branch branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

How to transfer money using IFSC SECB0000010

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC SECB0000010 across all three.

How to use IFSC SECB0000010 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Sree Charan Souhardha Cooperative Bank Ltd's SHANKARPURAM BRANCH branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC SECB0000010.
4. Confirm the bank name auto-populates as Sree Charan Souhardha Cooperative Bank Ltd and the branch as SHANKARPURAM BRANCH.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to SHANKARPURAM BRANCH

If you need to transfer ₹2 lakh or more in one go to an account at Sree Charan Souhardha Cooperative Bank Ltd's SHANKARPURAM BRANCH branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC SECB0000010 while initiating the transfer and the credit will appear within minutes.

IMPS to Sree Charan Souhardha Cooperative Bank Ltd SHANKARPURAM BRANCH (IFSC SECB0000010)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC SECB0000010 in your mobile or internet banking app, and the money is credited to the SHANKARPURAM BRANCH branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Shankarpuram Branch

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC SECB0000010:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at SHANKARPURAM BRANCH is still linked to IFSC SECB0000010.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC SECB0000010

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Sree Charan Souhardha Cooperative Bank Ltd – SHANKARPURAM BRANCH is still mapped to IFSC SECB0000010. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC SECB0000010 and the beneficiary's account number to complete the transfer.

Products and account variants supported

Every account opened at the Shankarpuram Branch branch is mapped to IFSC SECB0000010 on the RBI payments network. The branch generally supports the full retail product catalogue of Sree Charan Souhardha Cooperative Bank Ltd, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains SECB0000010.

Banking services available

The Shankarpuram Branch branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 80-26606136.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC SECB0000010

Online banking and IFSC SECB0000010

Sree Charan Souhardha Cooperative Bank Ltd customers can register for net banking and the bank's official mobile app once their account at the SHANKARPURAM BRANCH branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC SECB0000010 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Reaching the branch

The Shankarpuram Branch branch sits at NO. 5/1, SRI SRINGERI SHANKAR MUTT COMPOUND, SHANKARAPURAM. If you are travelling from outside Bangalore, search for the branch on a maps application using the bank name and locality, or call 80-26606136 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC SECB0000010 and your account number.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Sree Charan Souhardha Cooperative Bank Ltd – SHANKARPURAM BRANCH:

• The IFSC is exactly SECB0000010 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Sree Charan Souhardha Cooperative Bank Ltd as the bank name and SHANKARPURAM BRANCH as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Working hours

Branch counters at Shankarpuram Branch are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to SECB0000010 continue to work without interruption.

Verifying IFSC SECB0000010 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm SECB0000010 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 80-26606136.
• Visiting the bank's official branch locator page.

Branch address & contact

Frequently asked questions

Summary

The IFSC code SECB0000010 belongs to Sree Charan Souhardha Cooperative Bank Ltd's SHANKARPURAM BRANCH branch, located at NO. 5/1, SRI SRINGERI SHANKAR MUTT COMPOUND, SHANKARAPURAM in BANGALORE, KARNATAKA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.