IFSC Code of Sree Charan Souhardha Cooperative Bank Ltd, Malleshwaram Branch Branch, Karnataka

If you are searching for the IFSC code of Sree Charan Souhardha Cooperative Bank Ltd, MALLESHWARAM BRANCH branch in BANGALORE, KARNATAKA, this page has every detail you need. The verified IFSC code for this branch is SECB0000005. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the MALLESHWARAM BRANCH branch, and detailed step-by-step guides for using the IFSC SECB0000005 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, SECB0000005 is the IFSC of Sree Charan Souhardha Cooperative Bank Ltd's MALLESHWARAM BRANCH branch. The format is fixed: SECB = bank code, 0 = reserved, 000005 = branch identifier.

Branch details at a glance

Bank profile

Sree Charan Souhardha Cooperative Bank Ltd is among the recognised banks listed on the Reserve Bank of India's payments network. The Malleshwaram Branch branch — IFSC SECB0000005 — extends the bank's services to customers in and around Bangalore, Karnataka.

About this branch

The branch is located at NO. 96/1, SAI KRUPA, 6TH MAIN ROAD, BETWEEN 13TH & 15TH CROSS, MALLESHWARAM. It serves the Bangalore region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Sree Charan Souhardha Cooperative Bank Ltd. The IFSC SECB0000005 is used to identify this branch on the RBI payments network.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Sree Charan Souhardha Cooperative Bank Ltd's MALLESHWARAM BRANCH branch came to be assigned the code SECB0000005.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC SECB0000005, money simply cannot be routed to the MALLESHWARAM BRANCH branch electronically.

How to transfer money using IFSC SECB0000005

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC SECB0000005 across all three.

NEFT to Sree Charan Souhardha Cooperative Bank Ltd, MALLESHWARAM BRANCH using IFSC SECB0000005

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC SECB0000005, and confirm that the system picks up Sree Charan Souhardha Cooperative Bank Ltd – MALLESHWARAM BRANCH. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to MALLESHWARAM BRANCH

If you need to transfer ₹2 lakh or more in one go to an account at Sree Charan Souhardha Cooperative Bank Ltd's MALLESHWARAM BRANCH branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC SECB0000005 while initiating the transfer and the credit will appear within minutes.

IMPS to Sree Charan Souhardha Cooperative Bank Ltd MALLESHWARAM BRANCH (IFSC SECB0000005)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC SECB0000005 in your mobile or internet banking app, and the money is credited to the MALLESHWARAM BRANCH branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC SECB0000005 for Sree Charan Souhardha Cooperative Bank Ltd – MALLESHWARAM BRANCH, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Malleshwaram Branch branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC SECB0000005

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Sree Charan Souhardha Cooperative Bank Ltd – MALLESHWARAM BRANCH is still mapped to IFSC SECB0000005. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC SECB0000005 and the beneficiary's account number to complete the transfer.

Products and account variants supported

Every account opened at the Malleshwaram Branch branch is mapped to IFSC SECB0000005 on the RBI payments network. The branch generally supports the full retail product catalogue of Sree Charan Souhardha Cooperative Bank Ltd, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains SECB0000005.

Banking services available

The Malleshwaram Branch branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 80-23561948.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC SECB0000005

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Sree Charan Souhardha Cooperative Bank Ltd carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC SECB0000005 and the account number together uniquely identify the Malleshwaram Branch branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Digital banking channels

Most day-to-day work that customers used to do at the Malleshwaram Branch branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC SECB0000005 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

Common mistakes to avoid when using IFSC SECB0000005

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Sree Charan Souhardha Cooperative Bank Ltd – MALLESHWARAM BRANCH, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: SECB0000005.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

How to reach the Malleshwaram Branch branch

The branch is located at NO. 96/1, SAI KRUPA, 6TH MAIN ROAD, BETWEEN 13TH & 15TH CROSS, MALLESHWARAM, which puts it inside Bangalore, the broader Bangalore district, and the state of Karnataka. To plan your visit:

1. Open Google Maps on your phone and search for “Sree Charan Souhardha Cooperative Bank Ltd Malleshwaram Branch branch” — the verified location pin for IFSC SECB0000005 should appear at the top of the results.
2. Confirm the branch is open by calling 80-23561948 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC SECB0000005 and your account number.

Verifying IFSC SECB0000005 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm SECB0000005 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 80-23561948.
• Visiting the bank's official branch locator page.

Working hours

Branch counters at Malleshwaram Branch are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to SECB0000005 continue to work without interruption.

Branch address & contact

Frequently asked questions

Final notes

To recap: SECB0000005 is the IFSC code of Sree Charan Souhardha Cooperative Bank Ltd, MALLESHWARAM BRANCH branch, in BANGALORE, KARNATAKA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.