IFSC Code of Sree Charan Souhardha Cooperative Bank Ltd, J P Nagar Branch Branch, Karnataka

Use this page as a one-stop reference for everything related to Sree Charan Souhardha Cooperative Bank Ltd's J P NAGAR BRANCH branch in BANGALORE, KARNATAKA. The branch's IFSC code SECB0000009 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, SECB0000009 is the IFSC of Sree Charan Souhardha Cooperative Bank Ltd's J P NAGAR BRANCH branch. The format is fixed: SECB = bank code, 0 = reserved, 000009 = branch identifier.

About the bank

Sree Charan Souhardha Cooperative Bank Ltd serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its J P Nagar Branch branch in Bangalore, Karnataka is part of this network and uses the IFSC code SECB0000009 for all electronic settlement.

About this branch

The branch is located at NO.12,BRINDAVAN,16TH CROSS,20TH MAIN, OPP.SAMVED SCHOOL,5TH PHASE, JPNAGAR. It serves the Bangalore region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Sree Charan Souhardha Cooperative Bank Ltd. The IFSC SECB0000009 is used to identify this branch on the RBI payments network.

Branch details at a glance

Why every Sree Charan Souhardha Cooperative Bank Ltd branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including J P NAGAR BRANCH of Sree Charan Souhardha Cooperative Bank Ltd — its own 11-character IFSC. The code SECB0000009 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC SECB0000009 the same way you would treat your account number — verify it once and save it carefully for future use.

MICR & cheque-truncation details

Cheques drawn on the J P Nagar Branch branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC SECB0000009 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

How to transfer money using IFSC SECB0000009

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC SECB0000009 across all three.

NEFT to Sree Charan Souhardha Cooperative Bank Ltd, J P NAGAR BRANCH using IFSC SECB0000009

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC SECB0000009, and confirm that the system picks up Sree Charan Souhardha Cooperative Bank Ltd – J P NAGAR BRANCH. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

RTGS transfers via IFSC SECB0000009

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Sree Charan Souhardha Cooperative Bank Ltd – J P NAGAR BRANCH, ensure your bank's portal accepts IFSC SECB0000009 while registering the beneficiary. RTGS is also available 24x7.

Send money instantly through IMPS

For a real-time, anytime transfer to Sree Charan Souhardha Cooperative Bank Ltd – J P NAGAR BRANCH, use IMPS. With IFSC SECB0000009 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC SECB0000009 for Sree Charan Souhardha Cooperative Bank Ltd – J P NAGAR BRANCH, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the J P Nagar Branch branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC SECB0000009

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Sree Charan Souhardha Cooperative Bank Ltd – J P NAGAR BRANCH is still mapped to IFSC SECB0000009. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC SECB0000009 and the beneficiary's account number to complete the transfer.

Account types you can open at the J P Nagar Branch branch

Once you have an account at Sree Charan Souhardha Cooperative Bank Ltd – J P NAGAR BRANCH, the IFSC SECB0000009 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Products and services

Customers walking into the J P Nagar Branch branch can access most of Sree Charan Souhardha Cooperative Bank Ltd's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC SECB0000009

Digital banking channels

Most day-to-day work that customers used to do at the J P Nagar Branch branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC SECB0000009 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

Reaching the branch

The J P Nagar Branch branch sits at NO.12,BRINDAVAN,16TH CROSS,20TH MAIN, OPP.SAMVED SCHOOL,5TH PHASE, JPNAGAR. If you are travelling from outside Bangalore, search for the branch on a maps application using the bank name and locality, or call 80-26592551 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC SECB0000009 and your account number.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Sree Charan Souhardha Cooperative Bank Ltd – J P NAGAR BRANCH:

• The IFSC is exactly SECB0000009 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Sree Charan Souhardha Cooperative Bank Ltd as the bank name and J P NAGAR BRANCH as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The J P Nagar Branch branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC SECB0000009, however, work 24x7.

Other ways to verify the IFSC code

While this page already lists the verified IFSC SECB0000009 for Sree Charan Souhardha Cooperative Bank Ltd – J P NAGAR BRANCH, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch address & contact

Frequently asked questions

Final notes

To recap: SECB0000009 is the IFSC code of Sree Charan Souhardha Cooperative Bank Ltd, J P NAGAR BRANCH branch, in BANGALORE, KARNATAKA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.