Below are the complete branch details for South Indian Bank, UDUMA branch, located in UDMA, KERALA. The IFSC assigned by the Reserve Bank of India to this branch is SIBL0000617. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case SIBL0000617 for South Indian Bank – UDUMA — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for South Indian Bank – UDUMA is SIBL0000617. The first four letters SIBL are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 000617 map to this branch in UDMA, KERALA.
About South Indian Bank
South Indian Bank operates a wide network of branches across India, including the Uduma branch in Udma. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, SIBL0000617.
About this branch
The branch is located at WARD NO. XI ROOM NO 496 YEMPEES COMPLEX MAIN ROAD PALAKUNNU BEKAL KASARGOD DT. It serves the Udma region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of South Indian Bank. The IFSC SIBL0000617 is used to identify this branch on the RBI payments network.
Branch details at a glance
| Bank Name | South Indian Bank |
|---|---|
| Branch | Uduma |
| IFSC Code | SIBL0000617 |
| MICR Code | Refer to cheque leaf |
| Branch Address | WARD NO. XI ROOM NO 496 YEMPEES COMPLEX MAIN ROAD PALAKUNNU BEKAL KASARGOD DT |
| City | Udma |
| District | Kasaragod |
| State | Kerala |
| STD Code | 467 |
| Phone | 2239000 |
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how South Indian Bank's UDUMA branch came to be assigned the code SIBL0000617.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC SIBL0000617, money simply cannot be routed to the UDUMA branch electronically.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by South Indian Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC SIBL0000617 and the account number together uniquely identify the Uduma branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
How to transfer money using IFSC SIBL0000617
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC SIBL0000617 across all three.
How to use IFSC SIBL0000617 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to South Indian Bank's UDUMA branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC SIBL0000617.
- Confirm the bank name auto-populates as South Indian Bank and the branch as UDUMA.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC SIBL0000617
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to South Indian Bank – UDUMA, ensure your bank's portal accepts IFSC SIBL0000617 while registering the beneficiary. RTGS is also available 24x7.
IMPS to South Indian Bank UDUMA (IFSC SIBL0000617)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC SIBL0000617 in your mobile or internet banking app, and the money is credited to the UDUMA branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC SIBL0000617 for South Indian Bank – UDUMA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – SIBL0000617 | Yes – SIBL0000617 | Yes – SIBL0000617 |
For most retail customers crediting the Uduma branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC SIBL0000617
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at South Indian Bank – UDUMA is still mapped to IFSC SIBL0000617. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC SIBL0000617 and the beneficiary's account number to complete the transfer.
Account types you can open at the Uduma branch
Once you have an account at South Indian Bank – UDUMA, the IFSC SIBL0000617 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The Uduma branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 467-2239000.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC SIBL0000617
Digital banking channels
Most day-to-day work that customers used to do at the Uduma branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC SIBL0000617 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
How to reach the Uduma branch
The branch is located at WARD NO. XI ROOM NO 496 YEMPEES COMPLEX MAIN ROAD PALAKUNNU BEKAL KASARGOD DT, which puts it inside Udma, the broader Kasaragod district, and the state of Kerala. To plan your visit:
- Open Google Maps on your phone and search for “South Indian Bank Uduma branch” — the verified location pin for IFSC SIBL0000617 should appear at the top of the results.
- Confirm the branch is open by calling 467-2239000 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC SIBL0000617 and your account number.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to South Indian Bank – UDUMA:
- The IFSC is exactly SIBL0000617 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills South Indian Bank as the bank name and UDUMA as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Uduma branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC SIBL0000617, however, work 24x7.
Other ways to verify the IFSC code
While this page already lists the verified IFSC SIBL0000617 for South Indian Bank – UDUMA, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch address & contact
South Indian BankUduma Branch
WARD NO. XI ROOM NO 496 YEMPEES COMPLEX MAIN ROAD PALAKUNNU BEKAL KASARGOD DT
Udma, Kerala
Phone: 467-2239000
IFSC: SIBL0000617
Frequently asked questions
Is IFSC SIBL0000617 valid for NEFT and RTGS?
Yes. IFSC SIBL0000617 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Uduma branch but serve different purposes.
Where is South Indian Bank Uduma branch located?
South Indian Bank's Uduma branch is located at WARD NO. XI ROOM NO 496 YEMPEES COMPLEX MAIN ROAD PALAKUNNU BEKAL KASARGOD DT, Udma, Kerala.
How quickly will an NEFT transfer using SIBL0000617 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to South Indian Bank – Uduma reflect within 30 minutes.
How do I add South Indian Bank Uduma as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC SIBL0000617, and complete OTP verification. Once activated, you can transfer funds at any time.
Can I use IFSC SIBL0000617 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC SIBL0000617 to send funds instantly.
What is the IFSC code of South Indian Bank Uduma branch?
The IFSC code of South Indian Bank, Uduma branch is SIBL0000617. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Final notes
To recap: SIBL0000617 is the IFSC code of South Indian Bank, UDUMA branch, in UDMA, KERALA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
