Below are the complete branch details for South Indian Bank, UDAIPUR branch, located in UDAIPUR, RAJASTHAN. The IFSC assigned by the Reserve Bank of India to this branch is SIBL0000504. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case SIBL0000504 for South Indian Bank – UDAIPUR — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for South Indian Bank – UDAIPUR is SIBL0000504. The first four letters SIBL are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 000504 map to this branch in UDAIPUR, RAJASTHAN.
About South Indian Bank
South Indian Bank operates a wide network of branches across India, including the Udaipur branch in Udaipur. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, SIBL0000504.
Branch details at a glance
| Bank Name | South Indian Bank |
|---|---|
| Branch | Udaipur |
| IFSC Code | SIBL0000504 |
| MICR Code | Refer to cheque leaf |
| Branch Address | NO 1, I-ROAD, SHIKARPUR COLONY,BEHIND COLLECTOR BUNGLOW, BHUPALPURA |
| City | Udaipur |
| District | Udaipur |
| State | Rajasthan |
| STD Code | 294 |
| Phone | 2416175 |
Udaipur branch overview
Located at NO 1, I-ROAD, SHIKARPUR COLONY,BEHIND COLLECTOR BUNGLOW, BHUPALPURA, the Udaipur branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC SIBL0000504 is required for all interbank electronic transfers routed through this branch.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how South Indian Bank's UDAIPUR branch came to be assigned the code SIBL0000504.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC SIBL0000504, money simply cannot be routed to the UDAIPUR branch electronically.
Products and account variants supported
Every account opened at the Udaipur branch is mapped to IFSC SIBL0000504 on the RBI payments network. The branch generally supports the full retail product catalogue of South Indian Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains SIBL0000504.
Banking services available
The Udaipur branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 294-2416175.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC SIBL0000504
How to transfer money using IFSC SIBL0000504
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC SIBL0000504 across all three.
How to use IFSC SIBL0000504 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to South Indian Bank's UDAIPUR branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC SIBL0000504.
- Confirm the bank name auto-populates as South Indian Bank and the branch as UDAIPUR.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC SIBL0000504
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to South Indian Bank – UDAIPUR, ensure your bank's portal accepts IFSC SIBL0000504 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to South Indian Bank – UDAIPUR, use IMPS. With IFSC SIBL0000504 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC SIBL0000504 for South Indian Bank – UDAIPUR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – SIBL0000504 | Yes – SIBL0000504 | Yes – SIBL0000504 |
For most retail customers crediting the Udaipur branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC SIBL0000504
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at South Indian Bank – UDAIPUR is still mapped to IFSC SIBL0000504. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC SIBL0000504 and the beneficiary's account number to complete the transfer.
Online banking and IFSC SIBL0000504
South Indian Bank customers can register for net banking and the bank's official mobile app once their account at the UDAIPUR branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC SIBL0000504 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR & cheque-truncation details
Cheques drawn on the Udaipur branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC SIBL0000504 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to South Indian Bank – UDAIPUR:
- The IFSC is exactly SIBL0000504 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills South Indian Bank as the bank name and UDAIPUR as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Udaipur branch sits at NO 1, I-ROAD, SHIKARPUR COLONY,BEHIND COLLECTOR BUNGLOW, BHUPALPURA. If you are travelling from outside Udaipur, search for the branch on a maps application using the bank name and locality, or call 294-2416175 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC SIBL0000504 and your account number.
Verifying IFSC SIBL0000504 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm SIBL0000504 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 294-2416175.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Udaipur are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to SIBL0000504 continue to work without interruption.
Branch address & contact
South Indian BankUdaipur Branch
NO 1, I-ROAD, SHIKARPUR COLONY,BEHIND COLLECTOR BUNGLOW, BHUPALPURA
Udaipur, Rajasthan
Phone: 294-2416175
IFSC: SIBL0000504
Frequently asked questions
Is IFSC SIBL0000504 the same for all accounts at Udaipur branch?
Yes. The IFSC SIBL0000504 is shared by every account held at South Indian Bank's Udaipur branch. Only the account number changes from customer to customer.
Does South Indian Bank Udaipur branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 294-2416175 to confirm.
How quickly will an NEFT transfer using SIBL0000504 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to South Indian Bank – Udaipur reflect within 30 minutes.
What is the IFSC code of South Indian Bank Udaipur branch?
The IFSC code of South Indian Bank, Udaipur branch is SIBL0000504. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
How do I add South Indian Bank Udaipur as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC SIBL0000504, and complete OTP verification. Once activated, you can transfer funds at any time.
Can I use IFSC SIBL0000504 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC SIBL0000504 to send funds instantly.
Summary
The IFSC code SIBL0000504 belongs to South Indian Bank's UDAIPUR branch, located at NO 1, I-ROAD, SHIKARPUR COLONY,BEHIND COLLECTOR BUNGLOW, BHUPALPURA in UDAIPUR, RAJASTHAN. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
