Below are the complete branch details for South Indian Bank, PUVATHUR branch, located in THRISSUR, KERALA. The IFSC assigned by the Reserve Bank of India to this branch is SIBL0000162. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case SIBL0000162 for South Indian Bank – PUVATHUR — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, SIBL0000162 is the IFSC of South Indian Bank's PUVATHUR branch. The format is fixed: SIBL = bank code, 0 = reserved, 000162 = branch identifier.
Bank profile
South Indian Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Puvathur branch — IFSC SIBL0000162 — extends the bank's services to customers in and around Thrissur, Kerala.
Branch details at a glance
| Bank Name | South Indian Bank |
|---|---|
| Branch | Puvathur |
| IFSC Code | SIBL0000162 |
| MICR Code | Refer to cheque leaf |
| Branch Address | DOOR NO.270 E,WARD NO.XIV,KOORIYAL BUILDINGS,PUVATHUR P.O,THRISSUR DIST, KERALA, PIN-680508 |
| City | Thrissur |
| District | Trissur |
| State | Kerala |
| STD Code | 487 |
| Phone | 2642241 |
About the Puvathur branch
The Puvathur branch of South Indian Bank is situated at DOOR NO.270 E,WARD NO.XIV,KOORIYAL BUILDINGS,PUVATHUR P.O,THRISSUR DIST, KERALA, PIN-680508. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code SIBL0000162 is used.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how South Indian Bank's PUVATHUR branch came to be assigned the code SIBL0000162.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC SIBL0000162, money simply cannot be routed to the PUVATHUR branch electronically.
Account types you can open at the Puvathur branch
Once you have an account at South Indian Bank – PUVATHUR, the IFSC SIBL0000162 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Products and services
Customers walking into the Puvathur branch can access most of South Indian Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC SIBL0000162
How to transfer money using IFSC SIBL0000162
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC SIBL0000162 across all three.
NEFT to South Indian Bank, PUVATHUR using IFSC SIBL0000162
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC SIBL0000162, and confirm that the system picks up South Indian Bank – PUVATHUR. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to PUVATHUR
If you need to transfer ₹2 lakh or more in one go to an account at South Indian Bank's PUVATHUR branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC SIBL0000162 while initiating the transfer and the credit will appear within minutes.
IMPS to South Indian Bank PUVATHUR (IFSC SIBL0000162)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC SIBL0000162 in your mobile or internet banking app, and the money is credited to the PUVATHUR branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC SIBL0000162 for South Indian Bank – PUVATHUR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – SIBL0000162 | Yes – SIBL0000162 | Yes – SIBL0000162 |
For most retail customers crediting the Puvathur branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at South Indian Bank's PUVATHUR branch, the IFSC SIBL0000162 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Online banking and IFSC SIBL0000162
South Indian Bank customers can register for net banking and the bank's official mobile app once their account at the PUVATHUR branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC SIBL0000162 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by South Indian Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC SIBL0000162 and the account number together uniquely identify the Puvathur branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to South Indian Bank – PUVATHUR:
- The IFSC is exactly SIBL0000162 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills South Indian Bank as the bank name and PUVATHUR as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Puvathur branch sits at DOOR NO.270 E,WARD NO.XIV,KOORIYAL BUILDINGS,PUVATHUR P.O,THRISSUR DIST, KERALA, PIN-680508. If you are travelling from outside Thrissur, search for the branch on a maps application using the bank name and locality, or call 487-2642241 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC SIBL0000162 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC SIBL0000162 for South Indian Bank – PUVATHUR, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Puvathur branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC SIBL0000162, however, work 24x7.
Branch address & contact
South Indian BankPuvathur Branch
DOOR NO.270 E,WARD NO.XIV,KOORIYAL BUILDINGS,PUVATHUR P.O,THRISSUR DIST, KERALA, PIN-680508
Thrissur, Kerala
Phone: 487-2642241
IFSC: SIBL0000162
Frequently asked questions
Can I use IFSC SIBL0000162 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC SIBL0000162 to send funds instantly.
What is the phone number of South Indian Bank Puvathur branch?
You can reach the branch at 487-2642241 during regular banking hours.
How do I add South Indian Bank Puvathur as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC SIBL0000162, and complete OTP verification. Once activated, you can transfer funds at any time.
Does South Indian Bank Puvathur branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 487-2642241 to confirm.
How quickly will an NEFT transfer using SIBL0000162 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to South Indian Bank – Puvathur reflect within 30 minutes.
Is IFSC SIBL0000162 valid for NEFT and RTGS?
Yes. IFSC SIBL0000162 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the IFSC code of South Indian Bank Puvathur branch?
The IFSC code of South Indian Bank, Puvathur branch is SIBL0000162. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Is IFSC SIBL0000162 the same for all accounts at Puvathur branch?
Yes. The IFSC SIBL0000162 is shared by every account held at South Indian Bank's Puvathur branch. Only the account number changes from customer to customer.
Summary
The IFSC code SIBL0000162 belongs to South Indian Bank's PUVATHUR branch, located at DOOR NO.270 E,WARD NO.XIV,KOORIYAL BUILDINGS,PUVATHUR P.O,THRISSUR DIST,… in THRISSUR, KERALA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
