IFSC Code of South Indian Bank, Agri Business Group Branch, Kerala

If you are searching for the IFSC code of South Indian Bank, AGRI BUSINESS GROUP branch in THRISSUR, KERALA, this page has every detail you need. The verified IFSC code for this branch is SIBL0008062. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the AGRI BUSINESS GROUP branch, and detailed step-by-step guides for using the IFSC SIBL0008062 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, SIBL0008062 is the IFSC of South Indian Bank's AGRI BUSINESS GROUP branch. The format is fixed: SIBL = bank code, 0 = reserved, 008062 = branch identifier.

Branch details at a glance

About South Indian Bank

South Indian Bank operates a wide network of branches across India, including the Agri Business Group branch in Thrissur. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, SIBL0008062.

About this branch

The branch is located at THE SOUTH INDIAN BANK LTD. HEAD OFFICE, SIB HOUSE, 4TH FLOOR, T.B ROAD, MISSION QUARTERS, THRISSUR 680 001,KERALA. It serves the Thrissur region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of South Indian Bank. The IFSC SIBL0008062 is used to identify this branch on the RBI payments network.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how South Indian Bank's AGRI BUSINESS GROUP branch came to be assigned the code SIBL0008062.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC SIBL0008062, money simply cannot be routed to the AGRI BUSINESS GROUP branch electronically.

How to transfer money using IFSC SIBL0008062

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC SIBL0008062 across all three.

NEFT to South Indian Bank, AGRI BUSINESS GROUP using IFSC SIBL0008062

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC SIBL0008062, and confirm that the system picks up South Indian Bank – AGRI BUSINESS GROUP. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to AGRI BUSINESS GROUP

If you need to transfer ₹2 lakh or more in one go to an account at South Indian Bank's AGRI BUSINESS GROUP branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC SIBL0008062 while initiating the transfer and the credit will appear within minutes.

IMPS to South Indian Bank AGRI BUSINESS GROUP (IFSC SIBL0008062)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC SIBL0008062 in your mobile or internet banking app, and the money is credited to the AGRI BUSINESS GROUP branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Agri Business Group

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC SIBL0008062:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at AGRI BUSINESS GROUP is still linked to IFSC SIBL0008062.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC SIBL0008062

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at South Indian Bank – AGRI BUSINESS GROUP is still mapped to IFSC SIBL0008062. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC SIBL0008062 and the beneficiary's account number to complete the transfer.

Products and account variants supported

Every account opened at the Agri Business Group branch is mapped to IFSC SIBL0008062 on the RBI payments network. The branch generally supports the full retail product catalogue of South Indian Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains SIBL0008062.

Products and services

Customers walking into the Agri Business Group branch can access most of South Indian Bank's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC SIBL0008062

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by South Indian Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC SIBL0008062 and the account number together uniquely identify the Agri Business Group branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Online banking and IFSC SIBL0008062

South Indian Bank customers can register for net banking and the bank's official mobile app once their account at the AGRI BUSINESS GROUP branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC SIBL0008062 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to South Indian Bank – AGRI BUSINESS GROUP:

• The IFSC is exactly SIBL0008062 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills South Indian Bank as the bank name and AGRI BUSINESS GROUP as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The Agri Business Group branch sits at THE SOUTH INDIAN BANK LTD. HEAD OFFICE, SIB HOUSE, 4TH FLOOR, T.B ROAD, MISSION QUARTERS, THRISSUR 680 001,KERALA. If you are travelling from outside Thrissur, search for the branch on a maps application using the bank name and locality, or call 484-2365657 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC SIBL0008062 and your account number.

Verifying IFSC SIBL0008062 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm SIBL0008062 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 484-2365657.
• Visiting the bank's official branch locator page.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Agri Business Group branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC SIBL0008062, however, work 24x7.

Branch address & contact

Frequently asked questions

Summary

The IFSC code SIBL0008062 belongs to South Indian Bank's AGRI BUSINESS GROUP branch, located at THE SOUTH INDIAN BANK LTD. HEAD OFFICE, SIB HOUSE, 4TH FLOOR, T.B ROAD,… in THRISSUR, KERALA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.