Below are the complete branch details for South Indian Bank, THIPPASANDRA branch, located in THIPPASANDRA, KARNATAKA. The IFSC assigned by the Reserve Bank of India to this branch is SIBL0000542. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case SIBL0000542 for South Indian Bank – THIPPASANDRA — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, SIBL0000542 is the IFSC of South Indian Bank's THIPPASANDRA branch. The format is fixed: SIBL = bank code, 0 = reserved, 000542 = branch identifier.
About South Indian Bank
South Indian Bank operates a wide network of branches across India, including the Thippasandra branch in Thippasandra. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, SIBL0000542.
Branch details at a glance
| Bank Name | South Indian Bank |
|---|---|
| Branch | Thippasandra |
| IFSC Code | SIBL0000542 |
| MICR Code | Refer to cheque leaf |
| Branch Address | 31-39,MANITHA MANSION,VYGNANA NAGAR,THIPPASANDRA-560037 |
| City | Thippasandra |
| District | Bangalore Rural |
| State | Karnataka |
| STD Code | 80 |
| Phone | 25222640 |
About this branch
The branch is located at 31-39,MANITHA MANSION,VYGNANA NAGAR,THIPPASANDRA-560037. It serves the Thippasandra region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of South Indian Bank. The IFSC SIBL0000542 is used to identify this branch on the RBI payments network.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how South Indian Bank's THIPPASANDRA branch came to be assigned the code SIBL0000542.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC SIBL0000542, money simply cannot be routed to the THIPPASANDRA branch electronically.
Products and account variants supported
Every account opened at the Thippasandra branch is mapped to IFSC SIBL0000542 on the RBI payments network. The branch generally supports the full retail product catalogue of South Indian Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains SIBL0000542.
Products and services
Customers walking into the Thippasandra branch can access most of South Indian Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC SIBL0000542
How to transfer money using IFSC SIBL0000542
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC SIBL0000542 across all three.
How to use IFSC SIBL0000542 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to South Indian Bank's THIPPASANDRA branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC SIBL0000542.
- Confirm the bank name auto-populates as South Indian Bank and the branch as THIPPASANDRA.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC SIBL0000542
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to South Indian Bank – THIPPASANDRA, ensure your bank's portal accepts IFSC SIBL0000542 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to South Indian Bank – THIPPASANDRA, use IMPS. With IFSC SIBL0000542 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC SIBL0000542 for South Indian Bank – THIPPASANDRA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – SIBL0000542 | Yes – SIBL0000542 | Yes – SIBL0000542 |
For most retail customers crediting the Thippasandra branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC SIBL0000542
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at South Indian Bank – THIPPASANDRA is still mapped to IFSC SIBL0000542. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC SIBL0000542 and the beneficiary's account number to complete the transfer.
Digital banking channels
Most day-to-day work that customers used to do at the Thippasandra branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC SIBL0000542 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by South Indian Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC SIBL0000542 and the account number together uniquely identify the Thippasandra branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to South Indian Bank – THIPPASANDRA:
- The IFSC is exactly SIBL0000542 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills South Indian Bank as the bank name and THIPPASANDRA as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Thippasandra branch sits at 31-39,MANITHA MANSION,VYGNANA NAGAR,THIPPASANDRA-560037. If you are travelling from outside Thippasandra, search for the branch on a maps application using the bank name and locality, or call 80-25222640 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC SIBL0000542 and your account number.
Verifying IFSC SIBL0000542 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm SIBL0000542 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 80-25222640.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Thippasandra are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to SIBL0000542 continue to work without interruption.
Branch address & contact
South Indian BankThippasandra Branch
31-39,MANITHA MANSION,VYGNANA NAGAR,THIPPASANDRA-560037
Thippasandra, Karnataka
Phone: 80-25222640
IFSC: SIBL0000542
Frequently asked questions
How do I add South Indian Bank Thippasandra as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC SIBL0000542, and complete OTP verification. Once activated, you can transfer funds at any time.
Can I use IFSC SIBL0000542 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC SIBL0000542 to send funds instantly.
Is IFSC SIBL0000542 the same for all accounts at Thippasandra branch?
Yes. The IFSC SIBL0000542 is shared by every account held at South Indian Bank's Thippasandra branch. Only the account number changes from customer to customer.
Where is South Indian Bank Thippasandra branch located?
South Indian Bank's Thippasandra branch is located at 31-39,MANITHA MANSION,VYGNANA NAGAR,THIPPASANDRA-560037, Thippasandra, Karnataka.
What is the IFSC code of South Indian Bank Thippasandra branch?
The IFSC code of South Indian Bank, Thippasandra branch is SIBL0000542. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Is IFSC SIBL0000542 valid for NEFT and RTGS?
Yes. IFSC SIBL0000542 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the phone number of South Indian Bank Thippasandra branch?
You can reach the branch at 80-25222640 during regular banking hours.
Summary
The IFSC code SIBL0000542 belongs to South Indian Bank's THIPPASANDRA branch, located at 31-39,MANITHA MANSION,VYGNANA NAGAR,THIPPASANDRA-560037 in THIPPASANDRA, KARNATAKA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
