IFSC Code of South Indian Bank, Purulia Road, Ranchi Branch, Jharkhand

Below are the complete branch details for South Indian Bank, PURULIA ROAD, RANCHI branch, located in PURULIA ROAD, RANCHI, JHARKHAND. The IFSC assigned by the Reserve Bank of India to this branch is SIBL0001035. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.

The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case SIBL0001035 for South Indian Bank – PURULIA ROAD, RANCHI — saves you from rejected transfers, returned credits and the back-and-forth that follows them.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For South Indian Bank's PURULIA ROAD, RANCHI branch, the IFSC SIBL0001035 breaks down as follows: SIBL identifies the bank, 0 is the reserved character, and 001035 identifies this particular branch.

About South Indian Bank

South Indian Bank operates a wide network of branches across India, including the Purulia Road, Ranchi branch in Purulia Road, Ranchi. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, SIBL0001035.

About the Purulia Road, Ranchi branch

The Purulia Road, Ranchi branch of South Indian Bank is situated at GROUND FLOOR, PLOT NO.2202 & 2264, OPPOSITE RANCHI CATHOLIC ARCHDIOCESE, PURULIA ROAD, KONKA VILLAGE, P.S. RANCHI, JHARKHAND - 834001. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code SIBL0001035 is used.

Branch details at a glance

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how South Indian Bank's PURULIA ROAD, RANCHI branch came to be assigned the code SIBL0001035.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC SIBL0001035, money simply cannot be routed to the PURULIA ROAD, RANCHI branch electronically.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by South Indian Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC SIBL0001035 and the account number together uniquely identify the Purulia Road, Ranchi branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

How to transfer money using IFSC SIBL0001035

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC SIBL0001035 across all three.

NEFT to South Indian Bank, PURULIA ROAD, RANCHI using IFSC SIBL0001035

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC SIBL0001035, and confirm that the system picks up South Indian Bank – PURULIA ROAD, RANCHI. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to PURULIA ROAD, RANCHI

If you need to transfer ₹2 lakh or more in one go to an account at South Indian Bank's PURULIA ROAD, RANCHI branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC SIBL0001035 while initiating the transfer and the credit will appear within minutes.

IMPS to South Indian Bank PURULIA ROAD, RANCHI (IFSC SIBL0001035)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC SIBL0001035 in your mobile or internet banking app, and the money is credited to the PURULIA ROAD, RANCHI branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Purulia Road, Ranchi

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC SIBL0001035:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at PURULIA ROAD, RANCHI is still linked to IFSC SIBL0001035.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at South Indian Bank's PURULIA ROAD, RANCHI branch, the IFSC SIBL0001035 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Products and account variants supported

Every account opened at the Purulia Road, Ranchi branch is mapped to IFSC SIBL0001035 on the RBI payments network. The branch generally supports the full retail product catalogue of South Indian Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains SIBL0001035.

Banking services available

The Purulia Road, Ranchi branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 484-2365657.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC SIBL0001035

Digital banking channels

Most day-to-day work that customers used to do at the Purulia Road, Ranchi branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC SIBL0001035 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

How to reach the Purulia Road, Ranchi branch

The branch is located at GROUND FLOOR, PLOT NO.2202 & 2264, OPPOSITE RANCHI CATHOLIC ARCHDIOCESE, PURULIA ROAD, KONKA VILLAGE, P.S. RANCHI, JHARKHAND - 834001, which puts it inside Purulia Road, Ranchi, the broader Mumbai district, and the state of Jharkhand. To plan your visit:

1. Open Google Maps on your phone and search for “South Indian Bank Purulia Road, Ranchi branch” — the verified location pin for IFSC SIBL0001035 should appear at the top of the results.
2. Confirm the branch is open by calling 484-2365657 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC SIBL0001035 and your account number.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to South Indian Bank – PURULIA ROAD, RANCHI:

• The IFSC is exactly SIBL0001035 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills South Indian Bank as the bank name and PURULIA ROAD, RANCHI as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Purulia Road, Ranchi branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC SIBL0001035, however, work 24x7.

Other ways to verify the IFSC code

While this page already lists the verified IFSC SIBL0001035 for South Indian Bank – PURULIA ROAD, RANCHI, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch address & contact

Frequently asked questions

Final notes

To recap: SIBL0001035 is the IFSC code of South Indian Bank, PURULIA ROAD, RANCHI branch, in PURULIA ROAD, RANCHI, JHARKHAND. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.