If you are searching for the IFSC code of South Indian Bank, PULPALLY branch in PULPALLY, KERALA, this page has every detail you need. The verified IFSC code for this branch is SIBL0000260. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the PULPALLY branch, and detailed step-by-step guides for using the IFSC SIBL0000260 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, SIBL0000260 is the IFSC of South Indian Bank's PULPALLY branch. The format is fixed: SIBL = bank code, 0 = reserved, 000260 = branch identifier.
Bank profile
South Indian Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Pulpally branch — IFSC SIBL0000260 — extends the bank's services to customers in and around Pulpally, Kerala.
About the Pulpally branch
The Pulpally branch of South Indian Bank is situated at MADATHIL BUILDING, MAIN ROAD P.B. WYNAD DIST , PULPALLY, PINCODE 673579,SULTHAN BATHERY, KERALA, WAYANAD. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code SIBL0000260 is used.
Branch details at a glance
| Bank Name | South Indian Bank |
|---|---|
| Branch | Pulpally |
| IFSC Code | SIBL0000260 |
| MICR Code | Refer to cheque leaf |
| Branch Address | MADATHIL BUILDING, MAIN ROAD P.B. WYNAD DIST , PULPALLY, PINCODE 673579,SULTHAN BATHERY, KERALA, WAYANAD |
| City | Pulpally |
| District | Wayanad |
| State | Kerala |
| STD Code | 4936 |
| Phone | 240275 |
Why every South Indian Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including PULPALLY of South Indian Bank — its own 11-character IFSC. The code SIBL0000260 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC SIBL0000260 the same way you would treat your account number — verify it once and save it carefully for future use.
MICR & cheque-truncation details
Cheques drawn on the Pulpally branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC SIBL0000260 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
How to transfer money using IFSC SIBL0000260
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC SIBL0000260 across all three.
How to use IFSC SIBL0000260 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to South Indian Bank's PULPALLY branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC SIBL0000260.
- Confirm the bank name auto-populates as South Indian Bank and the branch as PULPALLY.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to PULPALLY
If you need to transfer ₹2 lakh or more in one go to an account at South Indian Bank's PULPALLY branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC SIBL0000260 while initiating the transfer and the credit will appear within minutes.
IMPS to South Indian Bank PULPALLY (IFSC SIBL0000260)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC SIBL0000260 in your mobile or internet banking app, and the money is credited to the PULPALLY branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC SIBL0000260 for South Indian Bank – PULPALLY, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – SIBL0000260 | Yes – SIBL0000260 | Yes – SIBL0000260 |
For most retail customers crediting the Pulpally branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC SIBL0000260
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at South Indian Bank – PULPALLY is still mapped to IFSC SIBL0000260. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC SIBL0000260 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Pulpally branch is mapped to IFSC SIBL0000260 on the RBI payments network. The branch generally supports the full retail product catalogue of South Indian Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains SIBL0000260.
Products and services
Customers walking into the Pulpally branch can access most of South Indian Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC SIBL0000260
Online banking and IFSC SIBL0000260
South Indian Bank customers can register for net banking and the bank's official mobile app once their account at the PULPALLY branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC SIBL0000260 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
How to reach the Pulpally branch
The branch is located at MADATHIL BUILDING, MAIN ROAD P.B. WYNAD DIST , PULPALLY, PINCODE 673579,SULTHAN BATHERY, KERALA, WAYANAD, which puts it inside Pulpally, the broader Wayanad district, and the state of Kerala. To plan your visit:
- Open Google Maps on your phone and search for “South Indian Bank Pulpally branch” — the verified location pin for IFSC SIBL0000260 should appear at the top of the results.
- Confirm the branch is open by calling 4936-240275 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC SIBL0000260 and your account number.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to South Indian Bank – PULPALLY:
- The IFSC is exactly SIBL0000260 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills South Indian Bank as the bank name and PULPALLY as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Working hours
Branch counters at Pulpally are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to SIBL0000260 continue to work without interruption.
Verifying IFSC SIBL0000260 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm SIBL0000260 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 4936-240275.
- Visiting the bank's official branch locator page.
Branch address & contact
South Indian BankPulpally Branch
MADATHIL BUILDING, MAIN ROAD P.B. WYNAD DIST , PULPALLY, PINCODE 673579,SULTHAN BATHERY, KERALA, WAYANAD
Pulpally, Kerala
Phone: 4936-240275
IFSC: SIBL0000260
Frequently asked questions
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Pulpally branch but serve different purposes.
What is the IFSC code of South Indian Bank Pulpally branch?
The IFSC code of South Indian Bank, Pulpally branch is SIBL0000260. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Is IFSC SIBL0000260 the same for all accounts at Pulpally branch?
Yes. The IFSC SIBL0000260 is shared by every account held at South Indian Bank's Pulpally branch. Only the account number changes from customer to customer.
How do I add South Indian Bank Pulpally as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC SIBL0000260, and complete OTP verification. Once activated, you can transfer funds at any time.
Where is South Indian Bank Pulpally branch located?
South Indian Bank's Pulpally branch is located at MADATHIL BUILDING, MAIN ROAD P.B. WYNAD DIST , PULPALLY, PINCODE 673579,SULTHAN BATHERY, KERALA, WAYANAD, Pulpally, Kerala.
How quickly will an NEFT transfer using SIBL0000260 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to South Indian Bank – Pulpally reflect within 30 minutes.
Does South Indian Bank Pulpally branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 4936-240275 to confirm.
Final notes
To recap: SIBL0000260 is the IFSC code of South Indian Bank, PULPALLY branch, in PULPALLY, KERALA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
