IFSC Code of South Indian Bank, Mumbai Andheri West Branch, Maharashtra

Use this page as a one-stop reference for everything related to South Indian Bank's MUMBAI ANDHERI WEST branch in MUMBAI, MAHARASHTRA. The branch's IFSC code SIBL0000372 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For South Indian Bank's MUMBAI ANDHERI WEST branch, the IFSC SIBL0000372 breaks down as follows: SIBL identifies the bank, 0 is the reserved character, and 000372 identifies this particular branch.

Branch details at a glance

About South Indian Bank

South Indian Bank operates a wide network of branches across India, including the Mumbai Andheri West branch in Mumbai. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, SIBL0000372.

About the Mumbai Andheri West branch

The Mumbai Andheri West branch of South Indian Bank is situated at MUMBAI ANDHERI WEST BRANCH, ASHIRWAD NO.1,DADABHAI ROAD , OFF.JP RD, NR NAVRANG, GREATER MUMBAI , MAHARASHTRA , PIN-400058. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code SIBL0000372 is used.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how South Indian Bank's MUMBAI ANDHERI WEST branch came to be assigned the code SIBL0000372.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC SIBL0000372, money simply cannot be routed to the MUMBAI ANDHERI WEST branch electronically.

How to transfer money using IFSC SIBL0000372

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC SIBL0000372 across all three.

NEFT to South Indian Bank, MUMBAI ANDHERI WEST using IFSC SIBL0000372

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC SIBL0000372, and confirm that the system picks up South Indian Bank – MUMBAI ANDHERI WEST. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to MUMBAI ANDHERI WEST

If you need to transfer ₹2 lakh or more in one go to an account at South Indian Bank's MUMBAI ANDHERI WEST branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC SIBL0000372 while initiating the transfer and the credit will appear within minutes.

IMPS to South Indian Bank MUMBAI ANDHERI WEST (IFSC SIBL0000372)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC SIBL0000372 in your mobile or internet banking app, and the money is credited to the MUMBAI ANDHERI WEST branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Mumbai Andheri West

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC SIBL0000372:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at MUMBAI ANDHERI WEST is still linked to IFSC SIBL0000372.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at South Indian Bank's MUMBAI ANDHERI WEST branch, the IFSC SIBL0000372 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Products and account variants supported

Every account opened at the Mumbai Andheri West branch is mapped to IFSC SIBL0000372 on the RBI payments network. The branch generally supports the full retail product catalogue of South Indian Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains SIBL0000372.

Banking services available

The Mumbai Andheri West branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 22-26235202.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC SIBL0000372

MICR & cheque-truncation details

Cheques drawn on the Mumbai Andheri West branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC SIBL0000372 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Digital banking channels

Most day-to-day work that customers used to do at the Mumbai Andheri West branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC SIBL0000372 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to South Indian Bank – MUMBAI ANDHERI WEST:

• The IFSC is exactly SIBL0000372 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills South Indian Bank as the bank name and MUMBAI ANDHERI WEST as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the Mumbai Andheri West branch

The branch is located at MUMBAI ANDHERI WEST BRANCH, ASHIRWAD NO.1,DADABHAI ROAD , OFF.JP RD, NR NAVRANG, GREATER MUMBAI , MAHARASHTRA , PIN-400058, which puts it inside Mumbai, the broader Greater Bombay district, and the state of Maharashtra. To plan your visit:

1. Open Google Maps on your phone and search for “South Indian Bank Mumbai Andheri West branch” — the verified location pin for IFSC SIBL0000372 should appear at the top of the results.
2. Confirm the branch is open by calling 22-26235202 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC SIBL0000372 and your account number.

Verifying IFSC SIBL0000372 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm SIBL0000372 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 22-26235202.
• Visiting the bank's official branch locator page.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Mumbai Andheri West branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC SIBL0000372, however, work 24x7.

Branch address & contact

Frequently asked questions

Summary

The IFSC code SIBL0000372 belongs to South Indian Bank's MUMBAI ANDHERI WEST branch, located at MUMBAI ANDHERI WEST BRANCH, ASHIRWAD NO.1,DADABHAI ROAD , OFF.JP RD, NR… in MUMBAI, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.