IFSC Code of South Indian Bank, Mattanur Branch, Kerala

Below are the complete branch details for South Indian Bank, MATTANUR branch, located in MATTANUR, KERALA. The IFSC assigned by the Reserve Bank of India to this branch is SIBL0000782. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.

The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case SIBL0000782 for South Indian Bank – MATTANUR — saves you from rejected transfers, returned credits and the back-and-forth that follows them.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for South Indian Bank – MATTANUR is SIBL0000782. The first four letters SIBL are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 000782 map to this branch in MATTANUR, KERALA.

About South Indian Bank

South Indian Bank operates a wide network of branches across India, including the Mattanur branch in Mattanur. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, SIBL0000782.

Branch details at a glance

About this branch

The branch is located at FIRST FLOOR, MATTANNUR MUNICIPAL COMPLEX, MATTANNUR-MANNUR ROAD ,P.B. 670702, MATTANNUR P.O., PINCODE 670702 ,NEAR BSNL OFFICE, MATTANNUR, MATTANNUR ,THALASSERY TALUK, MATTANNUR,KERALA, KANNUR. It serves the Mattanur region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of South Indian Bank. The IFSC SIBL0000782 is used to identify this branch on the RBI payments network.

Why every South Indian Bank branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including MATTANUR of South Indian Bank — its own 11-character IFSC. The code SIBL0000782 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC SIBL0000782 the same way you would treat your account number — verify it once and save it carefully for future use.

Products and account variants supported

Every account opened at the Mattanur branch is mapped to IFSC SIBL0000782 on the RBI payments network. The branch generally supports the full retail product catalogue of South Indian Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains SIBL0000782.

Banking services available

The Mattanur branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 490-2471722.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC SIBL0000782

How to transfer money using IFSC SIBL0000782

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC SIBL0000782 across all three.

NEFT to South Indian Bank, MATTANUR using IFSC SIBL0000782

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC SIBL0000782, and confirm that the system picks up South Indian Bank – MATTANUR. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to MATTANUR

If you need to transfer ₹2 lakh or more in one go to an account at South Indian Bank's MATTANUR branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC SIBL0000782 while initiating the transfer and the credit will appear within minutes.

IMPS to South Indian Bank MATTANUR (IFSC SIBL0000782)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC SIBL0000782 in your mobile or internet banking app, and the money is credited to the MATTANUR branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC SIBL0000782 for South Indian Bank – MATTANUR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Mattanur branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC SIBL0000782

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at South Indian Bank – MATTANUR is still mapped to IFSC SIBL0000782. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC SIBL0000782 and the beneficiary's account number to complete the transfer.

Online banking and IFSC SIBL0000782

South Indian Bank customers can register for net banking and the bank's official mobile app once their account at the MATTANUR branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC SIBL0000782 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by South Indian Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC SIBL0000782 and the account number together uniquely identify the Mattanur branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to South Indian Bank – MATTANUR:

• The IFSC is exactly SIBL0000782 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills South Indian Bank as the bank name and MATTANUR as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the Mattanur branch

The branch is located at FIRST FLOOR, MATTANNUR MUNICIPAL COMPLEX, MATTANNUR-MANNUR ROAD ,P.B. 670702, MATTANNUR P.O., PINCODE 670702 ,NEAR BSNL OFFICE, MATTANNUR, MATTANNUR ,THALASSERY TALUK, MATTANNUR,KERALA, KANNUR, which puts it inside Mattanur, the broader Kannur district, and the state of Kerala. To plan your visit:

1. Open Google Maps on your phone and search for “South Indian Bank Mattanur branch” — the verified location pin for IFSC SIBL0000782 should appear at the top of the results.
2. Confirm the branch is open by calling 490-2471722 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC SIBL0000782 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC SIBL0000782 for South Indian Bank – MATTANUR, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Working hours

Branch counters at Mattanur are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to SIBL0000782 continue to work without interruption.

Branch address & contact

Frequently asked questions

Final notes

To recap: SIBL0000782 is the IFSC code of South Indian Bank, MATTANUR branch, in MATTANUR, KERALA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.