Use this page as a one-stop reference for everything related to South Indian Bank's L B NAGAR branch in L.B.NAGAR, ANDHRA PRADESH. The branch's IFSC code SIBL0000546 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, SIBL0000546 is the IFSC of South Indian Bank's L B NAGAR branch. The format is fixed: SIBL = bank code, 0 = reserved, 000546 = branch identifier.
Bank profile
South Indian Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The L B Nagar branch — IFSC SIBL0000546 — extends the bank's services to customers in and around L.B.Nagar, Andhra Pradesh.
About this branch
The branch is located at 1-2-84-1,PRASHANTI ARCADE,KOTHAPET,L B NAGAR,HYDERABAD. It serves the L.B.Nagar region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of South Indian Bank. The IFSC SIBL0000546 is used to identify this branch on the RBI payments network.
Branch details at a glance
| Bank Name | South Indian Bank |
|---|---|
| Branch | L B Nagar |
| IFSC Code | SIBL0000546 |
| MICR Code | Refer to cheque leaf |
| Branch Address | 1-2-84-1,PRASHANTI ARCADE,KOTHAPET,L B NAGAR,HYDERABAD |
| City | L.B.Nagar |
| District | Hyderabad |
| State | Andhra Pradesh |
| STD Code | 40 |
| Phone | 24140433 |
Why every South Indian Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including L B NAGAR of South Indian Bank — its own 11-character IFSC. The code SIBL0000546 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC SIBL0000546 the same way you would treat your account number — verify it once and save it carefully for future use.
MICR & cheque-truncation details
Cheques drawn on the L B Nagar branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC SIBL0000546 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
How to transfer money using IFSC SIBL0000546
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC SIBL0000546 across all three.
NEFT to South Indian Bank, L B NAGAR using IFSC SIBL0000546
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC SIBL0000546, and confirm that the system picks up South Indian Bank – L B NAGAR. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to L B NAGAR
If you need to transfer ₹2 lakh or more in one go to an account at South Indian Bank's L B NAGAR branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC SIBL0000546 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to South Indian Bank – L B NAGAR, use IMPS. With IFSC SIBL0000546 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
Comparing NEFT, RTGS and IMPS for transfers to L B Nagar
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC SIBL0000546:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at L B NAGAR is still linked to IFSC SIBL0000546.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
UPI payments and IFSC SIBL0000546
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at South Indian Bank – L B NAGAR is still mapped to IFSC SIBL0000546. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC SIBL0000546 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the L B Nagar branch is mapped to IFSC SIBL0000546 on the RBI payments network. The branch generally supports the full retail product catalogue of South Indian Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains SIBL0000546.
Products and services
Customers walking into the L B Nagar branch can access most of South Indian Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC SIBL0000546
Digital banking channels
Most day-to-day work that customers used to do at the L B Nagar branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC SIBL0000546 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Reaching the branch
The L B Nagar branch sits at 1-2-84-1,PRASHANTI ARCADE,KOTHAPET,L B NAGAR,HYDERABAD. If you are travelling from outside L.B.Nagar, search for the branch on a maps application using the bank name and locality, or call 40-24140433 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC SIBL0000546 and your account number.
Common mistakes to avoid when using IFSC SIBL0000546
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to South Indian Bank – L B NAGAR, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
SIBL0000546. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Working hours
Branch counters at L B Nagar are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to SIBL0000546 continue to work without interruption.
Verifying IFSC SIBL0000546 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm SIBL0000546 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 40-24140433.
- Visiting the bank's official branch locator page.
Branch address & contact
South Indian BankL B Nagar Branch
1-2-84-1,PRASHANTI ARCADE,KOTHAPET,L B NAGAR,HYDERABAD
L.B.Nagar, Andhra Pradesh
Phone: 40-24140433
IFSC: SIBL0000546
Frequently asked questions
How do I add South Indian Bank L B Nagar as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC SIBL0000546, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the phone number of South Indian Bank L B Nagar branch?
You can reach the branch at 40-24140433 during regular banking hours.
How quickly will an NEFT transfer using SIBL0000546 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to South Indian Bank – L B Nagar reflect within 30 minutes.
Does South Indian Bank L B Nagar branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 40-24140433 to confirm.
Where is South Indian Bank L B Nagar branch located?
South Indian Bank's L B Nagar branch is located at 1-2-84-1,PRASHANTI ARCADE,KOTHAPET,L B NAGAR,HYDERABAD, L.B.Nagar, Andhra Pradesh.
Can I use IFSC SIBL0000546 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC SIBL0000546 to send funds instantly.
What is the IFSC code of South Indian Bank L B Nagar branch?
The IFSC code of South Indian Bank, L B Nagar branch is SIBL0000546. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Is IFSC SIBL0000546 the same for all accounts at L B Nagar branch?
Yes. The IFSC SIBL0000546 is shared by every account held at South Indian Bank's L B Nagar branch. Only the account number changes from customer to customer.
Summary
The IFSC code SIBL0000546 belongs to South Indian Bank's L B NAGAR branch, located at 1-2-84-1,PRASHANTI ARCADE,KOTHAPET,L B NAGAR,HYDERABAD in L.B.NAGAR, ANDHRA PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
