Use this page as a one-stop reference for everything related to South Indian Bank's KURNOOL branch in KURNOOL, ANDHRA PRADESH. The branch's IFSC code SIBL0001042 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, SIBL0001042 is the IFSC of South Indian Bank's KURNOOL branch. The format is fixed: SIBL = bank code, 0 = reserved, 001042 = branch identifier.
About the bank
South Indian Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Kurnool branch in Kurnool, Andhra Pradesh is part of this network and uses the IFSC code SIBL0001042 for all electronic settlement.
About the Kurnool branch
The Kurnool branch of South Indian Bank is situated at GROUND FLOOR, H NO-87 /1344-1, REVENUE WARD NO.87, NEAR NANDYAL CHECK POST JUNCTION, KURNOOL,ANDHRA PRADESH-518002. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code SIBL0001042 is used.
Branch details at a glance
| Bank Name | South Indian Bank |
|---|---|
| Branch | Kurnool |
| IFSC Code | SIBL0001042 |
| MICR Code | Refer to cheque leaf |
| Branch Address | GROUND FLOOR, H NO-87 /1344-1, REVENUE WARD NO.87, NEAR NANDYAL CHECK POST JUNCTION, KURNOOL,ANDHRA PRADESH-518002 |
| City | Kurnool |
| District | Kurnool |
| State | Andhra Pradesh |
| STD Code | 484 |
| Phone | 2365657 |
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how South Indian Bank's KURNOOL branch came to be assigned the code SIBL0001042.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC SIBL0001042, money simply cannot be routed to the KURNOOL branch electronically.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by South Indian Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC SIBL0001042 and the account number together uniquely identify the Kurnool branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
How to transfer money using IFSC SIBL0001042
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC SIBL0001042 across all three.
How to use IFSC SIBL0001042 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to South Indian Bank's KURNOOL branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC SIBL0001042.
- Confirm the bank name auto-populates as South Indian Bank and the branch as KURNOOL.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC SIBL0001042
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to South Indian Bank – KURNOOL, ensure your bank's portal accepts IFSC SIBL0001042 while registering the beneficiary. RTGS is also available 24x7.
IMPS to South Indian Bank KURNOOL (IFSC SIBL0001042)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC SIBL0001042 in your mobile or internet banking app, and the money is credited to the KURNOOL branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC SIBL0001042 for South Indian Bank – KURNOOL, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – SIBL0001042 | Yes – SIBL0001042 | Yes – SIBL0001042 |
For most retail customers crediting the Kurnool branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at South Indian Bank's KURNOOL branch, the IFSC SIBL0001042 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Kurnool branch is mapped to IFSC SIBL0001042 on the RBI payments network. The branch generally supports the full retail product catalogue of South Indian Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains SIBL0001042.
Banking services available
The Kurnool branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 484-2365657.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC SIBL0001042
Digital banking channels
Most day-to-day work that customers used to do at the Kurnool branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC SIBL0001042 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
How to reach the Kurnool branch
The branch is located at GROUND FLOOR, H NO-87 /1344-1, REVENUE WARD NO.87, NEAR NANDYAL CHECK POST JUNCTION, KURNOOL,ANDHRA PRADESH-518002, which puts it inside Kurnool, the broader Kurnool district, and the state of Andhra Pradesh. To plan your visit:
- Open Google Maps on your phone and search for “South Indian Bank Kurnool branch” — the verified location pin for IFSC SIBL0001042 should appear at the top of the results.
- Confirm the branch is open by calling 484-2365657 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC SIBL0001042 and your account number.
Common mistakes to avoid when using IFSC SIBL0001042
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to South Indian Bank – KURNOOL, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
SIBL0001042. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Kurnool branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC SIBL0001042, however, work 24x7.
Verifying IFSC SIBL0001042 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm SIBL0001042 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 484-2365657.
- Visiting the bank's official branch locator page.
Branch address & contact
South Indian BankKurnool Branch
GROUND FLOOR, H NO-87 /1344-1, REVENUE WARD NO.87, NEAR NANDYAL CHECK POST JUNCTION, KURNOOL,ANDHRA PRADESH-518002
Kurnool, Andhra Pradesh
Phone: 484-2365657
IFSC: SIBL0001042
Frequently asked questions
Is IFSC SIBL0001042 valid for NEFT and RTGS?
Yes. IFSC SIBL0001042 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Is IFSC SIBL0001042 the same for all accounts at Kurnool branch?
Yes. The IFSC SIBL0001042 is shared by every account held at South Indian Bank's Kurnool branch. Only the account number changes from customer to customer.
What is the IFSC code of South Indian Bank Kurnool branch?
The IFSC code of South Indian Bank, Kurnool branch is SIBL0001042. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Does South Indian Bank Kurnool branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 484-2365657 to confirm.
How do I add South Indian Bank Kurnool as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC SIBL0001042, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Kurnool branch but serve different purposes.
Final notes
To recap: SIBL0001042 is the IFSC code of South Indian Bank, KURNOOL branch, in KURNOOL, ANDHRA PRADESH. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
