IFSC Code of South Indian Bank, Kudasan Branch, Gujarat

Use this page as a one-stop reference for everything related to South Indian Bank's KUDASAN branch in KUDASAN, GUJARAT. The branch's IFSC code SIBL0000825 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for South Indian Bank – KUDASAN is SIBL0000825. The first four letters SIBL are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 000825 map to this branch in KUDASAN, GUJARAT.

Branch details at a glance

About the bank

South Indian Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Kudasan branch in Kudasan, Gujarat is part of this network and uses the IFSC code SIBL0000825 for all electronic settlement.

About the Kudasan branch

The Kudasan branch of South Indian Bank is situated at SHOP NO33 TO 36,GROUND FLOOR,RADHE CRYSTAL,B-H SWAGAT RAINFOREST II,KUDASAN PO,GANDHINAGAR,GUJARAT-382421. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code SIBL0000825 is used.

Why every South Indian Bank branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including KUDASAN of South Indian Bank — its own 11-character IFSC. The code SIBL0000825 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC SIBL0000825 the same way you would treat your account number — verify it once and save it carefully for future use.

How to transfer money using IFSC SIBL0000825

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC SIBL0000825 across all three.

How to use IFSC SIBL0000825 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to South Indian Bank's KUDASAN branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC SIBL0000825.
4. Confirm the bank name auto-populates as South Indian Bank and the branch as KUDASAN.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to KUDASAN

If you need to transfer ₹2 lakh or more in one go to an account at South Indian Bank's KUDASAN branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC SIBL0000825 while initiating the transfer and the credit will appear within minutes.

IMPS to South Indian Bank KUDASAN (IFSC SIBL0000825)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC SIBL0000825 in your mobile or internet banking app, and the money is credited to the KUDASAN branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC SIBL0000825 for South Indian Bank – KUDASAN, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Kudasan branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at South Indian Bank's KUDASAN branch, the IFSC SIBL0000825 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Products and account variants supported

Every account opened at the Kudasan branch is mapped to IFSC SIBL0000825 on the RBI payments network. The branch generally supports the full retail product catalogue of South Indian Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains SIBL0000825.

Banking services available

The Kudasan branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 9913370712.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC SIBL0000825

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by South Indian Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC SIBL0000825 and the account number together uniquely identify the Kudasan branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Online banking and IFSC SIBL0000825

South Indian Bank customers can register for net banking and the bank's official mobile app once their account at the KUDASAN branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC SIBL0000825 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to South Indian Bank – KUDASAN:

• The IFSC is exactly SIBL0000825 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills South Indian Bank as the bank name and KUDASAN as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the Kudasan branch

The branch is located at SHOP NO33 TO 36,GROUND FLOOR,RADHE CRYSTAL,B-H SWAGAT RAINFOREST II,KUDASAN PO,GANDHINAGAR,GUJARAT-382421, which puts it inside Kudasan, the broader Gandhi Nagar district, and the state of Gujarat. To plan your visit:

1. Open Google Maps on your phone and search for “South Indian Bank Kudasan branch” — the verified location pin for IFSC SIBL0000825 should appear at the top of the results.
2. Confirm the branch is open by calling 9913370712 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC SIBL0000825 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC SIBL0000825 for South Indian Bank – KUDASAN, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Working hours

Branch counters at Kudasan are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to SIBL0000825 continue to work without interruption.

Branch address & contact

Frequently asked questions

Summary

The IFSC code SIBL0000825 belongs to South Indian Bank's KUDASAN branch, located at SHOP NO33 TO 36,GROUND FLOOR,RADHE CRYSTAL,B-H SWAGAT RAINFOREST II,KUDASAN… in KUDASAN, GUJARAT. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.