If you are searching for the IFSC code of South Indian Bank, ERIYAD branch in ERIYAD, KERALA, this page has every detail you need. The verified IFSC code for this branch is SIBL0000250. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the ERIYAD branch, and detailed step-by-step guides for using the IFSC SIBL0000250 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For South Indian Bank's ERIYAD branch, the IFSC SIBL0000250 breaks down as follows: SIBL identifies the bank, 0 is the reserved character, and 000250 identifies this particular branch.
About South Indian Bank
South Indian Bank operates a wide network of branches across India, including the Eriyad branch in Eriyad. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, SIBL0000250.
Branch details at a glance
| Bank Name | South Indian Bank |
|---|---|
| Branch | Eriyad |
| IFSC Code | SIBL0000250 |
| MICR Code | Refer to cheque leaf |
| Branch Address | ERIYAD,VIA KODUNGALLUR,THRISSUR,KERALA-680666 |
| City | Eriyad |
| District | Trissur |
| State | Kerala |
| STD Code | 480 |
| Phone | 2819796 |
About this branch
The branch is located at ERIYAD,VIA KODUNGALLUR,THRISSUR,KERALA-680666. It serves the Eriyad region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of South Indian Bank. The IFSC SIBL0000250 is used to identify this branch on the RBI payments network.
Why every South Indian Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including ERIYAD of South Indian Bank — its own 11-character IFSC. The code SIBL0000250 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC SIBL0000250 the same way you would treat your account number — verify it once and save it carefully for future use.
Products and account variants supported
Every account opened at the Eriyad branch is mapped to IFSC SIBL0000250 on the RBI payments network. The branch generally supports the full retail product catalogue of South Indian Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains SIBL0000250.
Banking services available
The Eriyad branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 480-2819796.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC SIBL0000250
How to transfer money using IFSC SIBL0000250
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC SIBL0000250 across all three.
NEFT to South Indian Bank, ERIYAD using IFSC SIBL0000250
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC SIBL0000250, and confirm that the system picks up South Indian Bank – ERIYAD. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC SIBL0000250
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to South Indian Bank – ERIYAD, ensure your bank's portal accepts IFSC SIBL0000250 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to South Indian Bank – ERIYAD, use IMPS. With IFSC SIBL0000250 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC SIBL0000250 for South Indian Bank – ERIYAD, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – SIBL0000250 | Yes – SIBL0000250 | Yes – SIBL0000250 |
For most retail customers crediting the Eriyad branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at South Indian Bank's ERIYAD branch, the IFSC SIBL0000250 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Online banking and IFSC SIBL0000250
South Indian Bank customers can register for net banking and the bank's official mobile app once their account at the ERIYAD branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC SIBL0000250 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR & cheque-truncation details
Cheques drawn on the Eriyad branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC SIBL0000250 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Common mistakes to avoid when using IFSC SIBL0000250
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to South Indian Bank – ERIYAD, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
SIBL0000250. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
How to reach the Eriyad branch
The branch is located at ERIYAD,VIA KODUNGALLUR,THRISSUR,KERALA-680666, which puts it inside Eriyad, the broader Trissur district, and the state of Kerala. To plan your visit:
- Open Google Maps on your phone and search for “South Indian Bank Eriyad branch” — the verified location pin for IFSC SIBL0000250 should appear at the top of the results.
- Confirm the branch is open by calling 480-2819796 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC SIBL0000250 and your account number.
Verifying IFSC SIBL0000250 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm SIBL0000250 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 480-2819796.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Eriyad branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC SIBL0000250, however, work 24x7.
Branch address & contact
South Indian BankEriyad Branch
ERIYAD,VIA KODUNGALLUR,THRISSUR,KERALA-680666
Eriyad, Kerala
Phone: 480-2819796
IFSC: SIBL0000250
Frequently asked questions
Is IFSC SIBL0000250 the same for all accounts at Eriyad branch?
Yes. The IFSC SIBL0000250 is shared by every account held at South Indian Bank's Eriyad branch. Only the account number changes from customer to customer.
How quickly will an NEFT transfer using SIBL0000250 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to South Indian Bank – Eriyad reflect within 30 minutes.
What is the IFSC code of South Indian Bank Eriyad branch?
The IFSC code of South Indian Bank, Eriyad branch is SIBL0000250. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
How do I add South Indian Bank Eriyad as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC SIBL0000250, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Eriyad branch but serve different purposes.
Does South Indian Bank Eriyad branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 480-2819796 to confirm.
Can I use IFSC SIBL0000250 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC SIBL0000250 to send funds instantly.
Where is South Indian Bank Eriyad branch located?
South Indian Bank's Eriyad branch is located at ERIYAD,VIA KODUNGALLUR,THRISSUR,KERALA-680666, Eriyad, Kerala.
Final notes
To recap: SIBL0000250 is the IFSC code of South Indian Bank, ERIYAD branch, in ERIYAD, KERALA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
