IFSC Code of South Indian Bank, New Delhi Patparganj Branch, Delhi

Use this page as a one-stop reference for everything related to South Indian Bank's NEW DELHI PATPARGANJ branch in DELHI, DELHI. The branch's IFSC code SIBL0000410 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For South Indian Bank's NEW DELHI PATPARGANJ branch, the IFSC SIBL0000410 breaks down as follows: SIBL identifies the bank, 0 is the reserved character, and 000410 identifies this particular branch.

Bank profile

South Indian Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The New Delhi Patparganj branch — IFSC SIBL0000410 — extends the bank's services to customers in and around Delhi, Delhi.

About the New Delhi Patparganj branch

The New Delhi Patparganj branch of South Indian Bank is situated at SHOP NO- 19 AND 20, DDA MARKET, NR ST ANDREWS SCOTT SCHOOL, CSC NO-1, ZONE E 13, PATPARGANJ, DELHI-110092. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code SIBL0000410 is used.

Branch details at a glance

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how South Indian Bank's NEW DELHI PATPARGANJ branch came to be assigned the code SIBL0000410.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC SIBL0000410, money simply cannot be routed to the NEW DELHI PATPARGANJ branch electronically.

MICR & cheque-truncation details

Cheques drawn on the New Delhi Patparganj branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC SIBL0000410 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

How to transfer money using IFSC SIBL0000410

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC SIBL0000410 across all three.

NEFT to South Indian Bank, NEW DELHI PATPARGANJ using IFSC SIBL0000410

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC SIBL0000410, and confirm that the system picks up South Indian Bank – NEW DELHI PATPARGANJ. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to NEW DELHI PATPARGANJ

If you need to transfer ₹2 lakh or more in one go to an account at South Indian Bank's NEW DELHI PATPARGANJ branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC SIBL0000410 while initiating the transfer and the credit will appear within minutes.

IMPS to South Indian Bank NEW DELHI PATPARGANJ (IFSC SIBL0000410)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC SIBL0000410 in your mobile or internet banking app, and the money is credited to the NEW DELHI PATPARGANJ branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to New Delhi Patparganj

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC SIBL0000410:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at NEW DELHI PATPARGANJ is still linked to IFSC SIBL0000410.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC SIBL0000410

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at South Indian Bank – NEW DELHI PATPARGANJ is still mapped to IFSC SIBL0000410. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC SIBL0000410 and the beneficiary's account number to complete the transfer.

Products and account variants supported

Every account opened at the New Delhi Patparganj branch is mapped to IFSC SIBL0000410 on the RBI payments network. The branch generally supports the full retail product catalogue of South Indian Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains SIBL0000410.

Banking services available

The New Delhi Patparganj branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 11-22012329.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC SIBL0000410

Online banking and IFSC SIBL0000410

South Indian Bank customers can register for net banking and the bank's official mobile app once their account at the NEW DELHI PATPARGANJ branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC SIBL0000410 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

How to reach the New Delhi Patparganj branch

The branch is located at SHOP NO- 19 AND 20, DDA MARKET, NR ST ANDREWS SCOTT SCHOOL, CSC NO-1, ZONE E 13, PATPARGANJ, DELHI-110092, which puts it inside Delhi, the broader New Delhi district, and the state of Delhi. To plan your visit:

1. Open Google Maps on your phone and search for “South Indian Bank New Delhi Patparganj branch” — the verified location pin for IFSC SIBL0000410 should appear at the top of the results.
2. Confirm the branch is open by calling 11-22012329 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC SIBL0000410 and your account number.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to South Indian Bank – NEW DELHI PATPARGANJ:

• The IFSC is exactly SIBL0000410 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills South Indian Bank as the bank name and NEW DELHI PATPARGANJ as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The New Delhi Patparganj branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC SIBL0000410, however, work 24x7.

Other ways to verify the IFSC code

While this page already lists the verified IFSC SIBL0000410 for South Indian Bank – NEW DELHI PATPARGANJ, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch address & contact

Frequently asked questions

Final notes

To recap: SIBL0000410 is the IFSC code of South Indian Bank, NEW DELHI PATPARGANJ branch, in DELHI, DELHI. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.